BOS & BERG is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €655k and a net result of €31k. Equity is growing by ~7.1% per year across the filed fiscal years. Its solvency ranks better than 77% of 7980 sector peers (fiscal year 2025). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 01-04-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
104 d early
2023
32 d early
2022
17 d early
2021
17 d early
2020
8 d early
2019
8 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€655k▲ 4.9%
2024 · €624k
2018: €408k
2019: €433k
2020: €465k
2021: €530k
2022: €562k
2023: €593k
2024: €624k
2018 → 2025
Net result
€31k▼ 1.7%
2024 · €31k
2018: €26k
2019: €37k
2020: €32k
2021: €65k
2022: €33k
2023: €30k
2024: €31k
2018 → 2025
Total assets
€822k▲ 0.4%
2024 · €818k
2018: €875k
2019: €854k
2020: €842k
2021: €825k
2022: €818k
2023: €819k
2024: €818k
2018 → 2025
Solvency
79.7%▲ 3.4pp
2024 · 76.2%
2018: 46.6%
2019: 50.7%
2020: 55.2%
2021: 64.2%
2022: 68.7%
2023: 72.4%
2024: 76.2%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€530k-€562k▲ 6.2%€593k▲ 5.3%€624k▲ 5.3%€655k▲ 4.9%
Operating result€49k-€53k▲ 8.2%€49k▼ 6.6%€52k▲ 4.8%€50k▼ 2.2%
Net result€65k-€33k▼ 49.6%€30k▼ 7.9%€31k▲ 4.5%€31k▼ 1.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 2% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €822k
Fixed assets
€814k=
Current assets
€7k▲ 93.4%
Equity and liabilities €822k
Equity
€655k▲ 4.9%
Debt
€167k▼ 14.0%
The debt ratio falls from 23.8% to 20.3%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
79.7%▲
2024 · 76.2%
ROE
4.7%▼
2024 · 5.0%
ROA
3.8%▼
2024 · 3.8%
Debt
€167k▼
2024 · €194k
Debt ≤ 1 year
€119k▲
2024 · €116k
Debt > 1 year
€48k▼
2024 · €78k
Income taxes
€13k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€818k€822k▲
Fixed assets21/28€814k€814k=
Financial fixed assets28€814k€814k=
Current assets29/58€4k€7k▲
Amounts receivable within one year40/41€295€621▲
Trade receivables40€295€621▲
Cash at bank and in hand54/58€367€5k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€818k€822k▲
Equity10/15€624k€655k▲
Contributions10/11€20k€20k=
Reserves13€604k€635k▲
Distributable reserves133€604k€635k▲
Amounts payable17/49€194k€167k▼
Amounts payable after more than one year17€78k€48k▼
Financial debts170/4€23k€0▼
Other amounts payable178/9€55k€48k▼
Amounts payable within one year42/48€116k€119k▲
Current portion of amounts payable after more than one year42€47k€30k▼
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€3k€4k▲
Suppliers440/4€3k€4k▲
Advances received on contracts in progress46€31k€41k▲
Taxes, remuneration and social security45€18k€17k▼
Taxes450/3€18k€14k▼
Remuneration and social security454/9€0€2k▲
Other amounts payable47/48€17k€27k▲
Accrued charges and deferred income492/3€145€29▼
Income statement
Code20242025
Other operating charges640/8€818€2k▲
Gross operating margin9900€52k€52k▼
Operating profit (loss)9901€52k€50k▼
Financial income75/76B€18€0▼
Recurring financial income75€18€0▼
Financial charges65/66B€8k€7k▼
Recurring financial charges65€8k€7k▼
Profit (loss) for the period before taxes9903€44k€44k▼
Income taxes67/77€13k€13k▲
Profit (loss) for the period9904€31k€31k▼
Profit (loss) for the period to be appropriated9905€31k€31k▼
Appropriation of the result
Profit (loss) to be appropriated9906€31k€31k▼
Transfer to equity691/2€31k€31k▼
To other reserves6921€31k€31k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
16-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
13-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
13-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial
Highest result since 2018net €65k ▲105%
Net result €65k, the highest in the series.
30-09
Financial
Equity above €500kEq €530k ▲13.9%
4 profitable years in a row build equity to €530k.
22-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
08-05
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 8 days late
2019
09-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 9 days late
2018
31-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
30-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nieuwerkerken (Limb.) · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dorpsstraat 163850 Nieuwerkerken (Limb.)Ground area
949 m²
Building footprint
298 m²
Volume, LiDAR
1,451 m³
Parcel 71031B0125/00F000, Flanders · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bos & Berg
since 20062.152.919.948
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71031B0125/00F000 | Flanders | 949 m² | 1 · 298 m² | 6.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,726 companies in sector 64210 we hold annual accounts for 19,747. 13,384 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-03-2006
Fiscal year end30-09
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
74151
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:012670740