bOS
ActiveSummary
bOS has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €28,213 and a net result of -€8,412. Equity is shrinking by ~17.4% per year across the filed fiscal years. Its solvency ranks better than 34% of 20786 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability5▼-37
Solvency71▼-16
Growth32=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity tight (current ratio 1.12 against 1.72 in 2023; short-term debt: 54.4% and cash: 55.4% of total assets), and 54.4% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
45.6%
Return on assets
-13.6%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year -€8,412
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-08-2025, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
30 d late
2023
50 d late
2022
58 d late
2021
32 d early
2020
5 d late
2019
97 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 35 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€28,213▼ 23.0%
2023 · €36,625
Total assets
€61,886▲ 5.2%
2023 · €58,830
Net result
-€8,412▼ 122%
2023 · -€3,787
Working capital
€4,029▼ 74.7%
2023 · €15,911
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result-€14,931▲ 7.0%€84-€5,687-€769▲ 86.5%-€5,361▼ 597%
Net result-€23,154below the sector's middle half▼ 3.9%-€5,588below the sector's middle half▲ 75.9%€7,391within the sector's middle half-€3,787below the sector's middle half-€8,412below the sector's middle half▼ 122%
Equity€38,609within the sector's middle half▼ 37.5%€33,021within the sector's middle half▼ 14.5%€40,412within the sector's middle half▲ 22.4%€36,625within the sector's middle half▼ 9.4%€28,213within the sector's middle half▼ 23.0%
Total assets€149,401within the sector's middle half▲ 10.9%€96,479within the sector's middle half▼ 35.4%€75,850within the sector's middle half▼ 21.4%€58,830below the sector's middle half▼ 22.4%€61,886below the sector's middle half▲ 5.2%
Debt€110,792▲ 51.9%€63,458▼ 42.7%€35,438▼ 44.2%€22,205▼ 37.3%€33,673▲ 51.6%
Working capital€46,474within the sector's middle half▲ 15.8%€16,255within the sector's middle half▼ 65.0%€16,036within the sector's middle half▼ 1.3%€15,911within the sector's middle half▼ 0.8%€4,029below the sector's middle half▼ 74.7%
Solvency25.8%below the sector's middle half▼ 20.0pp34.2%within the sector's middle half▲ 8.4pp53.3%within the sector's middle half▲ 19.1pp62.3%within the sector's middle half▲ 9.0pp45.6%within the sector's middle half▼ 16.7pp
Current ratio1.65within the sector's middle half▼ 0.121.28below the sector's middle half▼ 0.361.45within the sector's middle half▲ 0.171.72within the sector's middle half▲ 0.261.12below the sector's middle half▼ 0.60
Return on assets (ROA)-15.5%below the sector's middle half▲ 1.1pp-5.8%below the sector's middle half▲ 9.7pp9.7%within the sector's middle half▲ 15.5pp-6.4%below the sector's middle half▼ 16.2pp-13.6%below the sector's middle half▼ 7.2pp
Staff (FTE)0.5below the sector's middle half=1▲ 100%0.7▼ 30.0%
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €5,361 in 2024 against €769 in 2023; the loss grows.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €61,886
Fixed assets
€24,183 ▲ 16.7%
Current assets
€37,702 ▼ 1.1%
Equity and liabilities €61,886
Equity
€28,213 ▼ 23.0%
Debt
€33,673 ▲ 51.6%
Debt's share of the balance-sheet total rises from 37.7% to 54.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€781▼
2023 · €6,356
Cash flow
-€2,270▼
2023 · €3,339
Debt to equity
1.19▲
2023 · 0.61
ROE
-29.8%▼
2023 · -10.3%
Interest coverage
0.36▼
2023 · 3.76
Debt ≤ 1 year
€33,673▲
2023 · €22,205
Income taxes
€880▼
2023 · €1,334
Staff costs
€0▼
2023 · €59
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 4,815 companies that looked in July 2024 the way this one looks now, 1.9% went bankrupt within 24 months and 88% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
1.9%
went bankrupt
9.8%
stopped otherwise
88%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 4,815 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €20,997 | €16,370 | €59 | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €15,513 | €17,146 | €5,706 | €7,125 | €6,142 | ▼ 13.8% |
| Other operating charges640/8 | - | €4,175 | €2,942 | €428 | €2,481 | ▲ 480% |
| Non-recurring operating charges66A | - | €686 | - | - | - | - |
| Gross operating margin9900 | €17,806 | €43,087 | €19,330 | €6,843 | €3,262 | ▼ 52.3% |
| Operating profit (loss)9901 | -€14,931 | €84 | -€5,687 | -€769 | -€5,361 | ▼ 597% |
| Financial income75/76B | - | €515 | €20,028 | €8 | €0 | ▼ 100% |
| Recurring financial income75 | €432 | €515 | €1,028 | €8 | €0 | ▼ 100% |
| Non-recurring financial income76B | - | - | €19,000 | - | - | - |
| Financial charges65/66B | - | €5,709 | €6,796 | €1,692 | €2,171 | ▲ 28.3% |
| Recurring financial charges65 | €7,970 | €5,709 | €6,796 | €1,692 | €2,171 | ▲ 28.3% |
| Profit (loss) for the period before taxes9903 | -€22,468 | -€5,111 | €7,546 | -€2,452 | -€7,532 | ▼ 207% |
| Income taxes67/77 | €686 | €477 | €155 | €1,334 | €880 | ▼ 34.0% |
| Profit (loss) for the period9904 | -€23,154 | -€5,588 | €7,391 | -€3,787 | -€8,412 | ▼ 122% |
| Profit (loss) for the period to be appropriated9905 | -€23,154 | -€5,588 | €7,391 | -€3,787 | -€8,412 | ▼ 122% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €149,401 | €96,479 | €75,850 | €58,830 | €61,886 | ▲ 5.2% |
| Fixed assets21/28 | €30,883 | €22,477 | €24,376 | €20,714 | €24,183 | ▲ 16.7% |
| Tangible fixed assets22/27 | €30,883 | €22,477 | €24,376 | €20,714 | €24,183 | ▲ 16.7% |
| Land and buildings22 | - | €7,836 | €6,978 | €6,119 | €5,261 | ▼ 14.0% |
| Plant, machinery and equipment23 | - | €0 | €518 | €337 | €155 | ▼ 54.0% |
| Furniture and vehicles24 | - | €8,269 | €11,480 | €9,831 | €12,873 | ▲ 30.9% |
| Other tangible fixed assets26 | - | €6,372 | €5,400 | €4,427 | €5,894 | ▲ 33.1% |
| Current assets29/58 | €118,518 | €74,002 | €51,474 | €38,115 | €37,702 | ▼ 1.1% |
| Stocks and contracts in progress3 | €59,399 | €43,206 | - | - | - | - |
| Stocks30/36 | - | €43,206 | - | - | - | - |
| Amounts receivable within one year40/41 | €14,954 | €15,296 | €24,442 | €15,200 | €0 | ▼ 100% |
| Trade receivables40 | - | €15,296 | €24,442 | €15,200 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €43,385 | €14,973 | €25,896 | €22,773 | €34,271 | ▲ 50.5% |
| Deferred charges and accrued income490/1 | - | €527 | €1,136 | €143 | €3,431 | ▲ 2,307% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €149,401 | €96,479 | €75,850 | €58,830 | €61,886 | ▲ 5.2% |
| Equity10/15 | €38,609 | €33,021 | €40,412 | €36,625 | €28,213 | ▼ 23.0% |
| Contributions10/11 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €0 | ▼ 100% |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | €0 | ▼ 100% |
| Distributable reserves133 | - | - | - | - | €1,860 | - |
| Profit (loss) carried forward14 | €30,549 | €24,961 | €32,352 | €28,565 | €20,153 | ▼ 29.4% |
| Amounts payable17/49 | €110,792 | €63,458 | €35,438 | €22,205 | €33,673 | ▲ 51.6% |
| Amounts payable after more than one year17 | €38,748 | €5,712 | - | - | - | - |
| Financial debts170/4 | - | €5,712 | - | - | - | - |
| Amounts payable within one year42/48 | €72,044 | €57,747 | €35,438 | €22,205 | €33,673 | ▲ 51.6% |
| Current portion of amounts payable after more than one year42 | - | €33,036 | €5,712 | - | - | - |
| Trade debts44 | €31,929 | €10,412 | €11,124 | €4,669 | €9,895 | ▲ 112% |
| Suppliers440/4 | - | €10,412 | €11,124 | €4,669 | €9,895 | ▲ 112% |
| Taxes, remuneration and social security45 | - | €7,478 | €3,251 | €4,483 | €2,003 | ▼ 55.3% |
| Taxes450/3 | - | €4,292 | €2,772 | €4,483 | €2,003 | ▼ 55.3% |
| Remuneration and social security454/9 | - | €3,186 | €479 | - | - | - |
| Other amounts payable47/48 | - | €6,821 | €15,352 | €13,053 | €21,775 | ▲ 66.8% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€23,154 | -€5,588 | €7,391 | -€3,787 | -€8,412 | ▼ 122% |
| + Depreciation and write-downs630 | €15,513 | €17,146 | €5,706 | €7,125 | €6,142 | ▼ 13.8% |
| Operating cash flow (approximation) | -€7,642 | €11,558 | €13,097 | €3,339 | -€2,270 | ▼ 168% |
| Investment in fixed assets (approximation) | - | -€8,741 | -€7,604 | -€3,464 | -€9,611 | ▼ 177% |
| Change in cash | - | -€28,413 | €10,923 | -€3,123 | €11,499 | ▲ 468% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
19-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 50 days late
2023
27-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 58 days late
2022
31-12
Financial
Back to profitnet €7,391
Net result €7,391 after 3 loss-making years.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
05-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 5 days late
2020
31-12
Financial
Weakest financial yearnet -€23,154
Net result drops to -€23,154, the lowest in the series; recovery starts the following year.
05-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 97 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
18-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
09-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 40 days late
2016
06-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Walhain · 1 establishment unit since 2022
Ground area
822 m²
Building footprint
127 m²
Volume, LiDAR
529 m³
Parcel 25109E0193/00A003, Wallonia · tallest building 5.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
bOS
since 20222.335.186.116
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25109E0193/00A003 | Wallonia | 822 m² | 1 · 127 m² | 5.4 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,007 companies in sector 62200 we hold annual accounts for 18,400. 14,141 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-07-2009
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Contact
E-invoicing
Reachable via Peppol
Peppol ID
0208:0817415535
Also
9925:BE0817415535
Registered
28-04-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.