BORMANS GILBERT

Active

Public limited companyfounded 1989active for 36 yearsGrotestraat(B) 122, 3631 Maasmechelen, BelgiumKBO/BCE: BE 0439.512.344

Summary

BORMANS GILBERT has been active since 1989 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.2m and a net result of €71,993. Equity is growing by about 5.2% per year across the filed financial years. Its solvency ranks better than 87% of 9,302 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow Report Compare

BORMANS GILBERTActiveChecked score 93/100

Risk analysis Report Compare

Activity

General construction of residential buildings

NACE 41001

4th largest company by equity in Maasmechelen, Construction sector1 site

Size

€1.5mtotal assets 2025

Equity: €1.2m
Profit: €71,993

Turnover not published (micro format)

Financial health

93 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.1%

Structure

Accounts 2 days early0 of 2 deeds read

Why 93raises riskSector: Construction of residential and non-residential buildings (NACE 41)lowers riskFounded in 1989Equity €1.2m (79.3% of total assets)Size: total assets €1.5mShow the evidence

Checked score

Score 2025

93 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 60% of its sector peers (NACE 41, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 100+1

equity 79.3% of total assets

Liquidity 48+5

short-term debt 18.7% · cash 2.6%

Profitability 75+1

return on assets 4.8%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,433 companies, NACE 41, micro)

Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.2%▲ +0.1 percentage points vs 12-2024 02-2025: 0.3%▲ +0.1 percentage points vs 01-2025highest value 03-2025: 0.1%▼ -0.2 percentage points vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.2%▲ +0.1 percentage points vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.1%▼ -0.1 percentage points vs 11-2025 01-2026: 0.2%▲ +0.1 percentage points vs 12-2025 02-2026: 0.1%▼ -0.1 percentage points vs 01-2026lowest value 03-2026: 0.1%● unchanged vs 02-2026lowest value 04-2026: 0.1%● unchanged vs 03-2026lowest value 05-2026: 0.1%● unchanged vs 04-2026lowest value 06-2026: 0.1%● unchanged vs 05-2026lowest value 07-2026: 0.1%● unchanged vs 06-2026lowest value 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026

Credit of up to €100,000 on 30-day terms is acceptable

Liquidity ample (current ratio 4.72, compared with 3.73 in 2024, above the usual 1.5; short-term debt: 18.7% and cash: 2.6% of total assets), and 20.7% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 92% on solvency, 47% on liquidity, 51% on profitability and 49% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Sector: Construction of residential and non-residential buildings (NACE 41)

KBO

Founded in 1989

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Equity €1.2m (79.3% of total assets)

NBB · annual accounts

Size: total assets €1.5m

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

2 days early

2024

12 days late

2023

19 days late

2022

6 days late

2021

1 day late

2020

60 days early

2019

11 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 5 days before the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 6 February (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-06-2026 year end24-10-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

29-01-2026 Annual accounts filedfinancial year 2025 · micro…
30-06-2025 Highest result from 2019 to 2025net €71,993 ▲19.4%
12-02-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

Positive: Among the best 5% on equitysector median €45,643 · 9,305 companies €1.2m View
Positive: 7 profitable years in a rowprofit 2025: €71,993 7 years View
Active since 1989founded 28-12-1989 36 years View

By topic

Financials

Financial year: 2025
Total assets: €1.5m
Profit: €71,993
Solvency: 79.3%

Total assets▼ 0.7%

Net result

20192025

Go to Financials

Timeline

Events: 32
Since: 1991
Next accounts: by 31-01-2027

19-02-2024Annual accounts filed
30-06-2023Equity above €1m
06-02-2023Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Public limited company
Activity: General construction of residential buildingsNACE 41001
Founded: 28-12-1989
Year ends: 30-06
Peppol: Reachable for e-invoices

Go to Company details

Key facts about BORMANS GILBERT

What is the company number of BORMANS GILBERT?: 0439.512.344. In Belgium the VAT number is the company number with BE in front: BE 0439.512.344.
Where is BORMANS GILBERT based?: The registered office is at Grotestraat(B) 122, 3631 Maasmechelen.Company details
What does BORMANS GILBERT do?: According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of BORMANS GILBERT?: Public limited company (NV).
When was BORMANS GILBERT founded?: On 28-12-1989.
Is BORMANS GILBERT still active?: Yes, BORMANS GILBERT is an active enterprise in the KBO register.
What is the turnover of BORMANS GILBERT?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is BORMANS GILBERT profitable?: In financial year 2025, BORMANS GILBERT made a profit of €71,993.
Where can I find the annual accounts of BORMANS GILBERT?: BORMANS GILBERT filed 30 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of BORMANS GILBERT due?: By 31-01-2027, for financial year 2026.Timeline