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Borgmans.com

Active Private limited companyfounded 2019active for 7 yearsHoberg 18, 2350 VosselaarKBO/BCE: BE 0729.828.097

Overview

Lifetime

6 annual accounts with figures on one time axis
peak €32,030 (2025)
€32,030▲ 186%
lowest -€6,075 (2021)
€16,849▲ 26×
peak €36,958 (2025)
€36,958▲ 83.8%
€27,357▼ 29.1%
Board1 name since 2019
Documentsfilings and deeds
28-01-20263 days before the deadline
2025micro format
Gross margin from €11,205 to €32,030Result from €656 to €16,849Equity from €20,109 to €36,958Debts from €38,575 to €27,357Investments €15,373

Key points

from the 2025 annual accounts

Equity

€36,958 ▲ 83.8%

Borgmans.com has made a profit without a break since 2022.

Turnover

≈ €64,000 estimated

The accounts state no turnover.

Filings

6 annual accounts 1 late
deadline202020222024

The 2020 accounts came 23 days late. The other five were filed on time.

Checked score

84
Excellent
Financially stronger than 62% of micro companies in office administrative support (NACE 82)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.2% across 12,672 companies (NACE 82, micro).

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.2%lowest value 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.3%▲ +0.1 percentage points vs 01-2025 03-2025: 0.4%▲ +0.1 percentage points vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.4%● unchanged vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.5%▲ +0.1 percentage points vs 09-2025 11-2025: 0.4%▼ -0.1 percentage points vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.5%▲ +0.1 percentage points vs 12-2025highest value 02-2026: 0.4%▼ -0.1 percentage points vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.4%● unchanged vs 07-2026 09-2026: 0.4%● unchanged vs 08-2026 10-2026: 0.4%● unchanged vs 09-2026 11-2026: 0.4%● unchanged vs 10-2026

Financial strength
Strong

82+23equity 57.5% of total assets
32+14short-term debt 42.5% · cash 1.6%
100+69return on assets 26.2%

Score breakdown

raises risk
Liquidity: current ratio 0.25, cash €1,003
Founded in 2019
Size: total assets €64,316
lowers risk
Sector: Office administrative, office support and other business support activities (NACE 82)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 58% of them on solvency, 18% on liquidity, 87% on profitability and 87% on growth.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 30-06-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit verdict

Credit of up to €3,000 on 30-day terms is acceptable

Liquidity is insufficient, with a current ratio of 0.25 (0.4 in 2024), below 1. Short-term debt is 42.5% and cash 1.6% of total assets. 42.5% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Office administrative, office support and other business support activities (NACE 82)
KBO
raises risk · Liquidity: current ratio 0.25, cash €1,003
NBB · annual accounts
raises risk · Founded in 2019
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: total assets €64,316
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
3 days early
2024
1 day early
2023
1 day early
2022
on the day
2021
45 days early
2020
23 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 5 days before the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 30 January (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end09-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

BP
Director, since 05-07-2019
  • Borgmans, Paul Lucas Theresia founderdeed of 09-07-2019
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0729828097
Incorporation Founder: Borgmans, Paul Lucas Theresia · Founding capital of €3,000 · Appointment: Borgmans, Paul Lucas Theresia (director) · published on 09-07-2019 · Gazette deed
First establishment Hoberg 18, Vosselaar
All 11 events

Comparable companies

same main activity, similar in size and age
Company
Borgmans.com Vosselaar €64,316 €32,030 57.5% -
VERNATH Antwerp €71,185 €27,665 49.4% -
HEDA Solutions Kapellen €66,300 €39,424 27.6% -
FACTOTUM FREELANCE Antwerp €55,886 €38,274 85.9% -
SUPPORT ADMINISTRATIF EN GESTION D'ENTREPRISES Tournai €61,861 €29,110 25.0% -
BELFID Jette €56,150 €32,285 29.6% -
SODEC SERVICES Juprelle €59,049 €28,666 42.4% -

These companies have the same main activity as Borgmans.com: office administrative and support services (NACE 82100). They are comparable in size and age: total assets between €55,900 and €71,200, founded between 2018 and 2020.

Official details

Source: KBO
Status
Active since 05-07-2019Normal situation
Activity
Office administrative and support servicesNACE 82100and 4 others
Establishment unit
2.291.042.4062350 Vosselaar, since 05-07-2019
Financial year end
30 June
Peppol
Reachable since 15-01-2025
Company details

Annual accounts to 30-06-2025

€32,030▲ 186%
€16,849▲ 26×
€36,958▲ 83.8%
€64,316▲ 9.6%
Filing
Filed on 28-01-2026, 3 days before the end of the filing period
Financials

Insights on Borgmans.com

Borgmans.com files the micro format. That format states no turnover. The gross margin rose from -€2,586 in 2020 to €32,030 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 28-01-2026, 3 days before the deadline
€32,030
▲ 186%
€27,305
▲ 242%
€16,849
▲ 26×
-€20,461
▲ €2,595
57.5%
▲ 23.2 percentage points
0.25
▼ 0.15

Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €64,000. Estimated: probably between €50,000 and €96,000.

Balance sheet

balance sheet total €64,316 on 30-06-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

57.5%

Higher than 56% of 9,695 companies in 2025.

0.25

Higher than 8% of 9,313 companies in 2025.

26.2%

Higher than 70% of 9,437 companies in 2025.

Borgmans.com Middle half of the sector 80% of the sector Micro accounts in office administrative support (NACE 82)

Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: bottom quarter

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend202520242023202220212020
Balance sheet: assets
20/58 64,31658,68438,45834,4249,86811,663
21/28 57,42043,16517,18019,3511,763-
22/27 1,7723,3613,4986,3511,763-
23 1,7722,8912,0944,0141,763-
24 04711,4042,337--
28 55,64739,80413,68213,000--
29/58 6,89615,51921,27815,0738,10511,663
40/41 4,38812,19510,6535,9935,06611,325
40 1,01411,86610,4325,7595,0667,154
41 3,37333022123404,171
54/58 1,0031,3118,9756,5663,039160
490/1 1,5062,0131,6502,5150179
Balance sheet: equity and liabilities
10/49 64,31658,68438,45834,4249,86811,663
10/15 36,95820,10919,45416,902-6,413-338
10/11 3,0003,0003,0003,0003,0003,000
100 -----3,000
14 33,95817,10916,45413,902-9,413-3,338
17/49 27,35738,57519,00417,52216,28112,002
17 --02,8272,400-
170/4 --02,8272,400-
42/48 27,35738,57519,00414,69413,8816,733
43 6,9706,294----
430/8 6,9706,294----
44 6,45713,8569,4265,55212,4786,733
440/4 6,45713,8569,4265,55212,4786,733
46 5,4453,560----
45 8,42114,8489,4939,034--
450/3 8,42114,8489,4936,306--
454/9 --02,728--
47/48 6516851081,403-
492/3 ----05,269
Income statement
9900 32,03011,2059,52729,727-6,735-2,586
630 1,1192,2832,8531,205342-
640/8 3,136931525558549732
66A 471-----
9901 27,3057,9926,14927,964-7,625-3,318
75/76B 1,4761,13391182,4530
75 1,4761,13391182,4530
65/66B 3,5117,5672,9441,50190221
65 3,5117,5672,9441,50190221
9903 25,2701,5584,11626,472-6,075-3,338
67/77 8,4219021,5643,064--
9904 16,8496562,55123,408-6,075-3,338
9905 16,8496562,55123,408-6,075-3,338
Appropriation of the result
9906 33,95817,10916,45413,902-9,413-3,338
14P 17,10916,45413,902-9,506--
Document PDFPDFPDFPDFPDFPDF

The notes to these accounts have 9 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Source: Annual accounts 2025 (PDF), filed on 28-01-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
30-06-2025 micro format 28-01-2026 2026-00015607 PDF
30-06-2024 micro format 30-01-2025 2025-00027920 PDF
30-06-2023 micro format 30-01-2024 2024-00024712 PDF
30-06-2022 micro format 31-01-2023 2023-00011779 PDF
30-06-2021 micro format 17-12-2021 2021-80600199 PDF
30-06-2020 abbreviated format 23-02-2021 2021-05900224 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend202520242023202220212020
28,42410,2759,00229,169-7,284-
17,9682,9395,40524,613-5,733-
15,3732,1476825,7922,105-
-308-7,6652,4093,5272,879-
-20,461-23,0562,274378-5,7764,930
57.5%34.3%50.6%49.1%-65.0%-2.9%
0.250.401.121.030.581.73
0.741.920.981.04--
45.6%3.3%13.1%138.5%--
26.2%1.1%6.6%68.0%-61.6%-28.6%
8.101.363.0619.43--

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item30-06-202530-06-202430-06-202330-06-2022
Tangible fixed assets-€2,147-€5,792
€1,119€2,283€2,853€1,205

Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)

Insights on Borgmans.com

The operating result for 2025 is 3.4 times that of 2024 and the highest since 2022. It is the second rise in a row, after the fall in 2023.

Debt's share of the balance-sheet total falls from 65.7% to 42.5%. Equity is higher and debt is lower.

Board & ownership

Board

1 director, since incorporation
Director (not named in the articles)
since 05-07-2019
listed in the 2025 annual accounts, filed on 28-01-2026

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today
Borgmans,Paul Lucas Theresia
Director (not named in the articles)
Board
Mandates as a list
  • Borgmans,Paul Lucas Theresia
    • Director (not named in the articles), from 05-07-2019 to date

See the board, name and registered office on a given date →

Control

This company
Borgmans.com
Equity €36,958
Profit €16,849 in 2025

Capital

Contribution
€3,000
Source
2025 annual accounts

Articles of association

deed of 09-07-2019 (in Dutch)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Board ruleThese rules set how the board is made up, meets and takes decisions.
At least 1 director
“Algemene vergadering van aandeelhouders, kunnen worden benoemd in oprichtingsakte”
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Second Friday of December at 18:00

Founder

At incorporation deed of 09-07-2019 ↗
  • Borgmans, Paul Lucas Theresia sole founder · 100% at incorporation

Network & group

No group

Borgmans.com has no parent and no holdings in its annual accounts. Borgmans,Paul Lucas Theresia is the only director.

Connections & network

2 connected companies
Depth

The connected companies are in the list below.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors
Nyram
via Borgmans Paul · Statutory director · deed of 18-02-2022
Founded in 2022 · total assets €1.3m (2025)
→
Mainframe Holding
via Borgmans Paul · Statutory director · deed of 24-07-2023
Founded in 2022 · total assets €227,931 (2025)
→

Timeline

Timeline

11 events since 2019

Deadline for the 2026 accounts: 31-01-2027

2026
Annual accounts 2025 filed PDFmicro format · 3 days before the deadline
2025
Annual accounts 2024 filed PDFmicro format · 1 day before the deadline
Registered in the Peppol Directory Reachable for e-invoices through 0208:0729828097
2024
Annual accounts 2023 filed PDFmicro format · 1 day before the deadline
2023
Annual accounts 2022 filed PDFmicro format · on the deadline day
2022
Back to profit net €23,408 The net result is €23,408, after 2 loss-making years.
2021
Annual accounts 2021 filed PDFmicro format · 45 days before the deadline
Weakest financial year net -€6,075 The net result drops to -€6,075, the lowest from 2020 to 2025. It recovers the following year.
Annual accounts 2020 filed PDFabbreviated format · 23 days late
2019
IncorporationFounder: Borgmans, Paul Lucas Theresia · Founding capital of €3,000 · Appointment: Borgmans, Paul Lucas Theresia (director) · published on 09-07-20194 points ▸

Open the deed in the Belgian Official Gazette

First establishment Hoberg 18, Vosselaar

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 5 July 2019, Borgmans.com was incorporated as a private limited company.1 Borgmans,Paul Lucas Theresia has served as director since 2019.2 Total assets went from €11,663 in 2020 to €64,316 in 2025.3

  1. 1KBO register
  2. 2National Bank, annual accounts 2025
  3. 3National Bank, annual accounts 2020 and 2025

Company details

Identity

Enterprise number
0729.828.097
VAT number
BE 0729.828.097
Peppol ID
0208:0729828097
Other Peppol ID
9925:BE0729828097
Legal form
Private limited company
Status
Active, normal situation
Founded
05-07-2019
Financial year
ends on 30 June
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Second Friday of December at 18:00
deed of 09-07-2019 (in Dutch)
Peppol
Reachable since 15-01-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
Borgmans.com in Dutch
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 09-07-2019 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 09-07-2019 (in Dutch)

Activities

NACEBEL 2025
Codes under NACEBEL 2008
82110 Office administrative, office support and other business support activities main activity
46190 Wholesale trade
63990 Computing infrastructure, data processing, hosting and other information service activities
68100 Real estate activities
82990 Other business support services
PurposeThe purpose describes the activities the company may carry out under its articles.
“Het beheer van een onroerend of roerend vermogen en de huurfinanciering van roerende en onroerende goederen aan derden,het…”
16 activities
  1. Het beheer van een onroerend of roerend vermogen en de huurfinanciering van roerende en onroerende goederen aan derden,het aankopen,ruilen,doen bouwen,doen verbouwen,onderhouden,verhuren,huren,prospecteren en uitbaten van onroerende goederen,verstrekken en genieten van zakelijke rechten zoals vruchtgebruik,opstalrecht,erfpacht met betrekking tot haar patrimonium aan derden alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit doel in verband staan en die van aard zijn de opbrengst van de onroerende goederen te bevorderen,alsmede zich borgstellen voor het goede verloop van verbintenissen door derde personen aangegaan die het genot zouden hebben van deze onroerende goederen;
  2. De studie en de uitvoering van alle mogelijke particuliere en openbare bouwwerken,als algemene aannemer of in onderaanneming,het ontwerp en de bouw van alle mogelijke gebouwen en bouwsels,de studie en de uitvoering van binnen en buitendecoraties;
  3. Alle mogelijke verrichtingen die rechtstreeks of onrechtstreeks verband houden met het onderhoud,de renovatie,het herstel,de verfraaiing,de vernieuwing en de modernisering van alle soorten kunstwerken en onroerende goederen en,algemeen genomen,alle verrichtingen die rechtstreeks of onrechtstreeks verband houden met openbare en particuliere bouwwerken;
  4. Het beleggen,het intekenen op,vast overnemen,plaatsen,lopen,verkopen en verhandelen van aandelen,deelbewijzen,obligaties,warrants,certificaten,schuldvorderingen,gelden en andere roerende waarden,uitgegeven door Belgische of buitenlandse ondernemingen al dan niet onder de vorm van handelsvennootschappen,administratiekantoren,instellingen en verengingen al dan niet met een semipubliek-rechtelijk statuur;
  5. Het beheren van beleggingen en van participaties in dochtervennootschappen,het waarnemen van bestuurdersfuncties,het verleen van advies,management en andere diensten aan of in overeenstemming met de activiteiten die de vennootschap zelf voert.Deze diensten kunnen worden geleverd krachtens contractuele of statutaire benoemingen en in de hoedanigheid van externe raadgever of orgaan van de cliënt;
  6. Het verstrekken van leningen en voorschotten onder eender welke vorm of duur,aan alle verbonden ondernemingen of ondernemingen waarin ze een participatie bezit,alsmede het waarborgen van alle verbintenissen van zelfde ondernemingen.
  7. Het aanleggen,het oordeelkundig uitbouwen,het beheren en verhandelen van een onroerend vermogen;
  8. Alle verrichtingen,studies en operaties met betrekking tot onroerende goederen en onroerende zakelijke rechten,zoals de aan en verkoop,de bouw,de verbouwing,de aanpassing,de binnenhuisinrichting en decoratie,de huur en verhuur,de ruil,de verkaveling;
  9. Alle verrichtingen die rechtstreeks of onrechtstreeks betrekking hebben op het beheer of op het productief maken,van onroerende goederen of onroerende zakelijke rechten
  10. Het beheer van een onroerend of roerend vermogen en de huurfinanciering van roerende en onroerende goederen aan derden,het aankopen,ruilen,doen bouwen,doen verbouwen,onderhouden,verhuren,huren,prospecteren en uitbaten van onroerende goederen,verstrekken en genieten van zakelijke rechten zoals vruchtgebruik,opstalrecht,erfpacht met betrekking tot haar patrimonium aan derden alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit doel in verband staan en die van aard zijn de opbrengst van de onroerende goederen te bevorderen,alsmede zich borgstellen voor het goede verloop van verbintenissen door derde personen aangegaan die het genot zouden hebben van deze onroerende goederen;
  11. De studie en de uitvoering van alle mogelijke particuliere en openbare bouwwerken,als algemene aannemer of in onderaanneming,het ontwerp en de bouw van alle mogelijke gebouwen en bouwsels,de studie en de uitvoering van binnen en buitendecoraties;
  12. Alle mogelijke verrichtingen die rechtstreeks of onrechtstreeks verband houden met het onderhoud,de renovatie,het herstel,de verfraaiing,de vernieuwing en de modernisering van alle soorten kunstwerken en onroerende goederen en,algemeen genomen,alle verrichtingen die rechtstreeks of onrechtstreeks verband houden met openbare en particuliere bouwwerken;
  13. Overige ondersteunende activiteiten in verband met financiële diensten;
  14. Overige financiële dienstverlening;
  15. Overige persoonlijke diensten;
  16. Overige diensten op het gebied van informatietechnologie en computers.
deed of 09-07-2019 (in Dutch)

Registered office and establishments

1 establishment
Establishment Since Unit number
Hoberg 18 registered office 2350 Vosselaar 05-07-2019 2.291.042.406

Buildings and parcels at the address

Ground area
2,854 m²
Buildings
493 m²
Volume, LiDAR
1,899 m³
Tallest building
15.4 m
Buildings to scale, each on its own parcel
493 m², 15.3 m 493 m², 15.3 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
13046C0008/56X0042,854 m² 1 · 493 m² 15.3 m · 1