BORDY
ActiveBORDY has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €148k and a net result of €18k. Equity is growing by ~7.6% per year across the filed fiscal years. Its solvency ranks better than 57% of 2288 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▲+30
Solvency61▲+6
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity short (current ratio 0.82 against 0.94 in 2024; short-term debt: 21.2% and cash: 7.6% of total assets), and 64.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sector 93
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.9%
Return on assets
4.5%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
2 d early
2022
42 d early
2021
83 d early
2020
93 d early
2019
57 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€148k▲ 14.2%
2024 · €130k
2019: €93k
2020: €97k
2021: €108k
2022: €114k
2023: €134k
2024: €130k
2019 → 2025
Total assets
€412k▼ 3.2%
2024 · €426k
2019: €574k
2020: €620k
2021: €581k
2022: €561k
2023: €579k
2024: €426k
2019 → 2025
Net result
€18k
2024 · €-4k
2019: €14k
2020: €4k
2021: €11k
2022: €6k
2023: €20k
2024: €-4k
2019 → 2025
Working capital
€-16k▼ 231%
2024 · €-5k
2019: €-42k
2020: €-42k
2021: €-5k
2022: €-9k
2023: €4k
2024: €-5k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€108k-€114k▲ 5.6%€134k▲ 17.5%€130k▼ 3.1%€148k▲ 14.2%
Operating result€26k-€15k▼ 43.3%€37k▲ 149%€733▼ 98.0%€33k▲ 4,449%
Net result€11k-€6k▼ 46.7%€20k▲ 232%€-4k€18k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 4,449% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €412k
Fixed assets
€341k▼ 3.2%
Current assets
€72k▼ 2.8%
Equity and liabilities €412k
Equity
€148k▲ 14.2%
Debt
€264k▼ 10.8%
The debt ratio falls from 69.5% to 64.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€46k▲
2024 · €13k
Cash flow
€31k▲
2024 · €9k
Solvency
35.9%▲
2024 · 30.5%
Current ratio
0.82▼
2024 · 0.94
Quick ratio
0.82▼
2024 · 0.94
Debt / equity
1.78▼
2024 · 2.28
ROE
12.4%▲
2024 · -3.2%
ROA
4.5%▲
2024 · -1.0%
Interest coverage
11.98▲
2024 · 3.16
Debt
€264k▼
2024 · €296k
Debt ≤ 1 year
€88k▲
2024 · €79k
Debt > 1 year
€177k▼
2024 · €196k
Income taxes
€11k▲
2024 · €578
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€426k€412k▼
Fixed assets21/28€352k€341k▼
Tangible fixed assets22/27€352k€341k▼
Land and buildings22€349k€338k▼
Furniture and vehicles24€3k€3k▲
Current assets29/58€74k€72k▼
Amounts receivable within one year40/41€42k€40k▼
Trade receivables40€42k€36k▼
Other amounts receivable41€374€4k▲
Cash at bank and in hand54/58€28k€31k▲
Deferred charges and accrued income490/1€4k€393▼
Equity and liabilities
Total equity and liabilities10/49€426k€412k▼
Equity10/15€130k€148k▲
Contributions10/11€6k€6k=
Reserves13€128k€142k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€126k€140k▲
Profit (loss) carried forward14€-4k€0▲
Amounts payable17/49€296k€264k▼
Amounts payable after more than one year17€196k€177k▼
Financial debts170/4€196k€177k▼
Amounts payable within one year42/48€79k€88k▲
Current portion of amounts payable after more than one year42€19k€19k▲
Trade debts44€20k€8k▼
Suppliers440/4€20k€8k▼
Taxes, remuneration and social security45€997€12k▲
Taxes450/3€997€12k▲
Other amounts payable47/48€39k€48k▲
Accrued charges and deferred income492/3€22k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€13k▲
Other operating charges640/8€3k€3k▼
Non-recurring operating charges66A€457€0▼
Gross operating margin9900€17k€49k▲
Operating profit (loss)9901€733€33k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€-4k€29k▲
Income taxes67/77€578€11k▲
Profit (loss) for the period9904€-4k€18k▲
Profit (loss) for the period to be appropriated9905€-4k€18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€14k▲
Profit (loss) brought forward from the previous period14P-€-4k
Transfer to equity691/2€0€14k▲
To other reserves6921€0€14k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Back to profitnet €18k
Net result €18k after one loss-making year.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Weakest financial yearnet €-4k ▼121%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Highest result since 2019net €20k ▲232%
Net result €20k, the highest in the series.
2022
20-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
09-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Equity above €100kEq €108k ▲11.6%
3 profitable years in a row build equity to €108k.
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
05-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
23-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
15-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 15 days late
2016
29-11
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Marcel Thirylaan 951200 Sint-Lambrechts-WoluweGround area
3,674 m²
Building footprint
1,504 m²
Volume, LiDAR
29,236 m³
Parcel 21018A0172/00M002, Brussels · tallest building 22.8 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
BORDY
since 20132.304.276.372
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21018A0172/00M002 | Brussels | 3,674 m² | 1 · 1,504 m² | 22.8 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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PRACO
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A.L. MANAGEMENT
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MOAW
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Of 3,876 companies in sector 93199 we hold annual accounts for 606. 439 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-11-2013
Fiscal year end30-06
Activities, NACEBEL
93199Other sports activities
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.