Equity
Equity fell by 71% in 16 years.
Equity fell by 71% in 16 years.
From profit to loss in 2024, after a profit of €16,558 in 2023.
Mandates to pledge the business, new in 2024. 1.4 times equity · not in the 2023 accounts.
Between 2022 and 2024, 44% of the full-time equivalents disappeared.
BOPRO_Project Managment pays its suppliers 81 days earlier than in 2023. Customers pay 5 days earlier.
2025 accounts not filed: deadline was 31-07-2026.
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59.
The dashed line is the sector median: 0.1% across 6,996 companies (NACE 68, small).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small). It does better than 46% of them on solvency, 85% on liquidity, 1% on profitability and 8% on growth.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 307 companies had the same profile as BOPRO_Project Managment has now. Each dot is one company, two years later.
Another 1.0% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of BOPRO_Project Managment itself is lower: 1.0% within 12 months. It rests on far more data about BOPRO_Project Managment than the profile alone.
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 307 companies, not a prediction for BOPRO_Project Managment. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is ample, with a current ratio of 1.85 (1.4 in 2023), above the usual 1.5. Short-term debt is 44.7% and cash 24.3% of total assets. However, 74.4% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 6 accounts on average 46 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
| Company | Turnover | EBIT margin | Solvency | Staff |
|---|---|---|---|---|
| BOPRO_Project Managment Ghent | €6.7m | -16.1% | 25.6% | 23.2 |
| POINT DE MIRE DU BASSIN DE CHARLEROI Charleroi | €3.7m | 5.5% | 75.2% | 18.4 |
| Ieder zijn Woning - Logement pour Tous Molenbeek-Saint-Jean | €7.5m | 0.1% | 25.4% | 23.8 |
| BNP PARIBAS ASSET MANAGEMENT Real Assets Belgium Brussels | €10.1m | 28.5% | 18.3% | 23.6 |
| Agilis - location immobilière solidaire Seraing | €3.9m | 0.1% | 17.2% | 14.6 |
| Agence immobiliére sociale a Bruxelles Brussels | €4.3m | 0.6% | 33.3% | 13.2 |
| AGENCE SCHAERBEEKOISE IMMOBILIERE SOCIALE Schaerbeek | €3.7m | 2.1% | 32.4% | 14 |
Grey: the largest companies of the sector (real estate (NACE 68)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as BOPRO_Project Managment: real estate agency activities (NACE 68310). They are comparable in size and age: total assets between €1.8m and €6.6m, founded between 1988 and 1999.
BOPRO_Project Managment has existed since 1984. The present size dates from 2012. Turnover rose that year from €630,084 to €3.9m.
Solvency fell in 2024 from 35.3% to 25.6% because of the loss.
BOPRO SUSTAINABLE INVESTMENTS holds all the shares. In August 2024, the Official Gazette published the appointment of Peter Garré as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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