BOONE BRAM
ActiveBOONE BRAM has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €987k and a net result of €649k. Equity is growing by ~24.2% per year across the filed fiscal years. Its solvency ranks better than 56% of 2154 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+9
Solvency69▲+24
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €80k at 30 days acceptable
Liquidity ample (current ratio 2.52 against 2.42 in 2024; short-term debt: 20.3% and cash: 23.9% of total assets), but 56.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.6%
Return on assets
28.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
31 d late
2024
28 d late
2023
on the day
2022
31 d late
2021
30 d late
2020
75 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€987k▲ 192%
2024 · €338k
2018: €53k
2019: €86k
2020: €196k
2021: €476k
2022: €400k
2023: €454k
2024: €338k
2018 → 2025
Total assets
€2.26M▲ 34.1%
2024 · €1.69M
2018: €366k
2019: €609k
2020: €837k
2021: €1.03M
2022: €1.30M
2023: €1.96M
2024: €1.69M
2018 → 2025
Net result
€649k▲ 117%
2024 · €299k
2018: €40k
2019: €34k
2020: €110k
2021: €273k
2022: €223k
2023: €55k
2024: €299k
2018 → 2025
Working capital
€698k▲ 23.6%
2024 · €565k
2018: €47k
2019: €64k
2020: €156k
2021: €431k
2022: €316k
2023: €405k
2024: €565k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€476k-€400k▼ 16.1%€454k▲ 13.7%€338k▼ 25.6%€987k▲ 192%
Operating result€362k-€256k▼ 29.4%€92k▼ 63.9%€441k▲ 379%€898k▲ 103%
Net result€273k-€223k▼ 18.3%€55k▼ 75.5%€299k▲ 447%€649k▲ 117%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 103% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.26M
Fixed assets
€1.11M▲ 52.2%
Current assets
€1.16M▲ 20.3%
Equity and liabilities €2.26M
Equity
€987k▲ 192%
Debt
€1.28M▼ 5.5%
The debt ratio falls from 80.0% to 56.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€1.04M▲
2024 · €527k
Cash flow
€793k▲
2024 · €385k
Solvency
43.6%▲
2024 · 20.0%
Current ratio
2.52▲
2024 · 2.42
Quick ratio
2.19▲
2024 · 1.68
Debt / equity
1.29▼
2024 · 4.00
ROE
65.8%▼
2024 · 88.6%
ROA
28.7%▲
2024 · 17.7%
Interest coverage
24.52▲
2024 · 10.65
Debt
€1.28M▼
2024 · €1.35M
Debt ≤ 1 year
€459k▲
2024 · €397k
Debt > 1 year
€811k▼
2024 · €951k
Income taxes
€211k▲
2024 · €95k
Staff costs
€217k▲
2024 · €66k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.69M€2.26M▲
Fixed assets21/28€727k€1.11M▲
Tangible fixed assets22/27€727k€1.11M▲
Land and buildings22€528k€498k▼
Plant, machinery and equipment23€87k€332k▲
Furniture and vehicles24€112k€277k▲
Financial fixed assets28€135€270▲
Current assets29/58€961k€1.16M▲
Stocks and contracts in progress3€293k€153k▼
Stocks30/36€238k€153k▼
Contracts in progress37€55k-
Amounts receivable within one year40/41€440k€453k▲
Trade receivables40€188k€181k▼
Other amounts receivable41€252k€272k▲
Cash at bank and in hand54/58€222k€542k▲
Deferred charges and accrued income490/1€6k€8k▲
Equity and liabilities
Total equity and liabilities10/49€1.69M€2.26M▲
Equity10/15€338k€987k▲
Contributions10/11€19k€19k=
Reserves13€319k€969k▲
Tax-exempt reserves132€19k€19k=
Distributable reserves133€301k€950k▲
Amounts payable17/49€1.35M€1.28M▼
Amounts payable after more than one year17€951k€811k▼
Financial debts170/4€951k€811k▼
Amounts payable within one year42/48€397k€459k▲
Current portion of amounts payable after more than one year42€107k€189k▲
Trade debts44€179k€141k▼
Suppliers440/4€179k€141k▼
Taxes, remuneration and social security45€6k€35k▲
Taxes450/3€6k€17k▲
Remuneration and social security454/9-€18k
Other amounts payable47/48€105k€94k▼
Accrued charges and deferred income492/3€3k€6k▲
Income statement
Code20242025
Remuneration, social security and pensions62€66k€217k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€85k€144k▲
Other operating charges640/8€15k€8k▼
Gross operating margin9900€608k€1.27M▲
Operating profit (loss)9901€441k€898k▲
Financial income75/76B€3k€5k▲
Recurring financial income75€3k€5k▲
Financial charges65/66B€49k€42k▼
Recurring financial charges65€49k€42k▼
Profit (loss) for the period before taxes9903€395k€860k▲
Income taxes67/77€95k€211k▲
Profit (loss) for the period9904€299k€649k▲
Profit (loss) for the period to be appropriated9905€299k€649k▲
Appropriation of the result
Profit (loss) to be appropriated9906€299k€649k▲
Transfer from equity791/2€416k-
Transfer to equity691/2€299k€649k▲
To other reserves6921€299k€649k▲
Profit to be distributed694/7€416k-
Return on contributions (dividend)694€416k-
Social balance
Average headcount (FTE)90871.23.5▲
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Highest result since 2018net €649k ▲117%
Operating result €898k, net result €649k, both a record.
31-12
Financial
Equity above €500kEq €987k ▲192%
8 profitable years in a row build equity to €987k.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 28 days late
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2021
31-12
Financial
Equity above €200kEq €476k ▲142%
4 profitable years in a row build equity to €476k.
17-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €150kEq €196k ▲128%
3 profitable years in a row build equity to €196k.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €34k ▼17%
Net result drops to €34k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heuvelland · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leeuwerkstraat(Nieuwk) 88950 HeuvellandGround area
4,277 m²
Parcel 33017B0270/00X000, Flanders. Linked by address, not a title deed.
1 establishment unit
BOONE BRAM
since 20172.268.850.685
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33017B0270/00X000 | Flanders | 4,277 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 673 EUR awarded · 345 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 673 EUR | 345 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
Stijn Grootjans
BE 0808.212.512
Zandhoven · Eq €987k
Stroeijkens
BE 0412.783.005
Tervuren · Eq €987k
BREBO INVEST
BE 0827.951.616
Sint-Pieters-Leeuw · Eq €988k
DE CORDIER BOUWONDERNEMING
BE 0460.951.126
Wortegem-Petegem · Eq €990k
HAPACO - DAPA CONSTRUCT
BE 0826.763.167
Oostende · Eq €983k
Of 29,808 companies in sector 41001 we hold annual accounts for 16,038. 6,454 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-09-2017
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
41003General construction of other non-residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.