bonyf
Activebonyf has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.64M and a net result of €-4k. Equity is shrinking by ~13.6% per year across the filed fiscal years. Its solvency ranks better than 87% of 4149 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2021
Profitability20▲+6
Solvency100▲+49
Growth52▲+20
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity short (current ratio 0.54 against 1.35 in 2021; short-term debt: 23.2% and cash: 0% of total assets), and 23.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.8%
Return on assets
-0.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
16 d early
2023
19 d early
2022
25 d late
2021
3 d early
2020
2 d late
2019
10 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€369k
EBIT margin
-0.1%
Net result
€-4k▲ 45.6%
2021 · €-7k
2018: €33k
2019: €-10k
2020: €-10k
2021: €-7k
2018 → 2025
Working capital
€-366k
2021 · €43k
2018: €69k
2019: €59k
2020: €50k
2021: €43k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20182019202020212025Trend
Turnover€369k
Equity€69k-€60k▼ 14.1%€50k▼ 16.1%€43k▼ 13.1%€2.64M▲ 5,972%
Operating result€33k-€-10k€31k€-6k€-504▲ 91.6%
Net result€33k-€-10k€-10k▲ 2.2%€-7k▲ 31.3%€-4k▲ 45.6%
Result per fiscal year
Operating resultNet result
The operating result is €-504 in 2025, compared with €-6k in 2021. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2025 in colour, 2021 as the grey bar beneath
Assets €3.44M
Fixed assets
€3.01M▲ 8,597,019%
Current assets
€432k▲ 156%
Equity and liabilities €3.44M
Equity
€2.64M▲ 5,972%
Debt
€799k▲ 536%
The debt ratio falls from 74.3% to 23.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€364▲
2021 · €-6k
Cash flow
€-3k▲
2021 · €-7k
Solvency
76.8%▲
2021 · 25.7%
Current ratio
0.54▼
2021 · 1.35
Quick ratio
0.50▼
2021 · 1.13
Debt / equity
0.30▼
2021 · 2.89
ROE
-0.1%▲
2021 · -15.1%
ROA
-0.1%▲
2021 · -3.9%
Interest coverage
0.12▲
2021 · -9.43
Debt
€799k▲
2021 · €126k
Debt ≤ 1 year
€798k▲
2021 · €126k
Debt > 1 year
€0
Staff costs
€55k▲
2021 · €55k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2021
Balance sheet
Code20212025
Assets
Total assets20/58€169k€3.44M▲
Fixed assets21/28€35€3.01M▲
Tangible fixed assets22/27€35€8k▲
Plant, machinery and equipment23€35-
Furniture and vehicles24-€8k
Financial fixed assets28-€3.00M
Current assets29/58€169k€432k▲
Stocks and contracts in progress3€27k€31k▲
Stocks30/36€27k€31k▲
Amounts receivable within one year40/41€126k€398k▲
Trade receivables40€106k€148k▲
Other amounts receivable41€20k€250k▲
Cash at bank and in hand54/58€16k€1k▼
Deferred charges and accrued income490/1€361€2k▲
Equity and liabilities
Total equity and liabilities10/49€169k€3.44M▲
Equity10/15€43k€2.64M▲
Contributions10/11€63k€7.06M▲
Capital10€63k€7.06M▲
Issued capital100€63k€7.06M▲
Reserves13€7k€7k=
Non-distributable reserves130/1€955€955=
Legal reserve130€955€955=
Distributable reserves133€6k€6k=
Profit (loss) carried forward14€-27k€-4.43M▼
Amounts payable17/49€126k€799k▲
Amounts payable after more than one year17-€0
Other amounts payable178/9-€0
Amounts payable within one year42/48€126k€798k▲
Financial debts43-€28k
Other loans439-€28k
Trade debts44€112k€3k▼
Suppliers440/4€112k€3k▼
Taxes, remuneration and social security45€14k€7k▼
Taxes450/3€3k€0▼
Remuneration and social security454/9€10k€7k▼
Other amounts payable47/48-€759k
Accrued charges and deferred income492/3-€2k
Income statement
Code20212025
Turnover70-€369k
Goods, raw materials, services and sundry goods60/61-€314k
Remuneration, social security and pensions62€55k€55k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35€868▲
Other operating charges640/8€864€507▼
Gross operating margin9900€49k€55k▲
Operating profit (loss)9901€-6k€-504▲
Financial income75/76B€12€55▲
Recurring financial income75€12€55▲
Financial charges65/66B€629€3k▲
Recurring financial charges65€629€3k▲
Profit (loss) for the period before taxes9903€-7k€-4k▲
Profit (loss) for the period9904€-7k€-4k▲
Profit (loss) for the period to be appropriated9905€-7k€-4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-27k€-4.43M▼
Profit (loss) brought forward from the previous period14P€-20k€-4.43M▼
Social balance
Average headcount (FTE)9087-1.0
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Equity above €2MEq €2.64M ▲5972%
Equity rises from €43k to €2.64M.
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 25 days late
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
02-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 2 days late
2020
10-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 10 days late
2019
31-12
Financial
Weakest financial yearnet €-10k ▼129%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
19-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 19 days late
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 23 days late
2017
17-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2022
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
04-03-2022
Resigned as Director
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 1983
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kalvekeetdijk 1798300 Knokke-HeistGround area
2,650 m²
Building footprint
134 m²
Volume, LiDAR
148 m³
Parcel 31039E0077/00N000, Flanders · tallest building 5.0 m. Linked by address, not a title deed.
1 establishment unit
Kalvekeetdijk 179, 8300 Knokke-Heist
since 19832.021.847.214
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31039E0077/00N000 | Flanders | 2,650 m² | 1 · 134 m² | 5.0 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
699400NGN0HE0QBIF505
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CENTRUM VOOR AMBULANTE REVALIDATIE ROESELARE
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Aarschot · Eq €2.78M
Of 1,070 companies in sector 47741 we hold annual accounts for 644. 264 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded09-02-1983
Fiscal year end31-12
Activities, NACEBEL
46460Wholesale of pharmaceutical and medical goods
47740Retail trade
47741Retail sale of medical and orthopaedic goods, excluding prescription glasses and lenses
52320
47750Retail sale of cosmetics and toilet articles
Sources
Crossroads Bank for EnterprisesNational Bank · 43 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
General meetings
5 convocationsOrdinary general meeting
Agenda
kennisname verslag van de raad van bestuur in overeenstemming met artikel 7 :228 van het Wetboek van Vennootschappen en Verenigingen (alarmbelprocedure) (ter beschikking van de aandeelhouders op de zetel van de vennootschap); goedkeuring voortzetting activiteiten en maatregelen om continuïteit te vrijwaren [(i) inning van uitstaande vorderingen op leveranciers op het niveau van de operationele dochtervennootschap; (ii) versterking van de liquiditeitspositie van de operationele dochtervennootschap door bijkomende steun van de referentieaandeelhouder; (iii) implementatie kostenoptimalisaties op het niveau van de operationele dochtervennootschap; en (iv) strategi- sche heroriëntatie naar meer r ...
General meeting
Agenda
kennisname jaarverslag; kennisname controleverslag; goedkeuring enkelvoudige jaarrekening met inbegrip bestemming resultaat; kwij- ting bestuurders (met inbegrip van de bijeenroeping van de algemene vergadering van aandeelhouders en de voorlegging, openbaarmaking en neerlegging van de jaarrekening en het jaarverslag en controlever- slag over de jaarrekening in afwijking van de toepasselijke wettelijke en statutaire bepalingen); kwijting commissaris; (her)benoeming commissaris. De aandeelhouders en houders van inschrijvingsrechten worden verzocht zich naar de bepalingen van de statuten te schikken. De raad van bestuur.
General meeting
Agenda
Kennisname geconsolideerde jaarrekening (vrijwillige consolidatie); kennisname jaarverslag; kennisname controleverslag; goedkeuring enkelvoudige jaarrekening met inbegrip bestemming resultaat; kwij- ting bestuurders (met inbegrip van de bijeenroeping van de algemene vergadering van aandeelhouders in afwijking van de toepasselijke wettelijke en statutaire bepalingen); kwijting commissaris. De aandeel- houders wordt verzocht zich naar de bepalingen van de statuten te schikken. De raad van bestuur.
General meeting
Agenda
Kennisname geconsolideerde jaarrekening (vrijwillige consolidatie); kennisname jaarverslag; kennisname controleverslag; goedkeuring enkelvoudige jaarrekening met inbegrip bestemming resultaat; kwijting bestuurders; kwijting commissaris. De aandeelhouders wordt verzocht zich naar de bepalingen van de statuten te schikken. De raad van bestuur.
General meeting
Agenda
jaarverslag, goedkeuring jaarrekening met inbegrip bestemming resultaat, kwijting bestuurders. De aandeelhouders worden verzocht zich naar de bepalingen van de statuten te schikken. De raad van bestuur.