BONVER
ActiveThe computed 12-month bankruptcy probability of BONVER is 3.1% (moderate). For BONVER, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show negative equity (€-12k) and a net result of €-7k. The figures fluctuate too strongly year-on-year for a reliable trend projection. The company has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability0=
Solvency0=
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
3.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Age of the figures
Age of the figures
33 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline18-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 29-08-2024, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
29 d late
2022
31 d late
2021
25 d late
2020
31 d late
2019
118 d late
← before the deadline
after the deadline →
Financials · fiscal year 2023, micro schema
Equity
€-12k▼ 128%
2022 · €-5k
2018: €-11k
2019: €-8k
2020: €4k
2021: €2k
2022: €-5k
2018 → 2023
Total assets
€3k▼ 54.3%
2022 · €7k
2018: €11k
2019: €11k
2020: €11k
2021: €13k
2022: €7k
2018 → 2023
Net result
€-7k▲ 8.1%
2022 · €-7k
2018: €6k
2019: €2k
2020: €13k
2021: €-2k
2022: €-7k
2018 → 2023
Working capital
€-12k▼ 150%
2022 · €-5k
2018: €-11k
2019: €-8k
2020: €5k
2021: €4k
2022: €-5k
2018 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222023Trend
Equity€-8k-€4k€2k▼ 50.4%€-5k€-12k▼ 128%
Operating result€3k-€12k▲ 392%€-1k€-7k▼ 427%€-7k▲ 2.8%
Net result€2k-€13k▲ 454%€-2k€-7k▼ 250%€-7k▲ 8.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €7k in 2023 against €7k in 2022; the loss shrinks.
Key figures and ratios
Debt
€15k▲
2022 · €12k
Debt ≤ 1 year
€15k▲
2022 · €12k
Ratios withheld: a balance sheet total of €3k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet
Code20222023
Assets
Total assets20/58€7k€3k▼
Current assets29/58€7k€3k▼
Stocks and contracts in progress3€4k-
Stocks30/36€4k-
Amounts receivable within one year40/41€2k€928▼
Trade receivables40-€928
Other amounts receivable41€2k-
Cash at bank and in hand54/58-€2k
Deferred charges and accrued income490/1€2k-
Equity and liabilities
Total equity and liabilities10/49€7k€3k▼
Equity10/15€-5k€-12k▼
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Reserves13€6k€6k=
Distributable reserves133€6k€6k=
Profit (loss) carried forward14€-30k€-37k▼
Amounts payable17/49€12k€15k▲
Amounts payable within one year42/48€12k€15k▲
Financial debts43€321-
Credit institutions430/8€321-
Trade debts44€115-
Suppliers440/4€115-
Taxes, remuneration and social security45€145€462▲
Taxes450/3€145€462▲
Other amounts payable47/48€11k€15k▲
Accrued charges and deferred income492/3€482-
Income statement
Code20222023
Other operating charges640/8€1k€97▼
Gross operating margin9900€-6k€-7k▼
Operating profit (loss)9901€-7k€-7k▲
Financial charges65/66B€553€142▼
Recurring financial charges65€553€142▼
Profit (loss) for the period before taxes9903€-7k€-7k▲
Profit (loss) for the period9904€-7k€-7k▲
Profit (loss) for the period to be appropriated9905€-7k€-7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-30k€-37k▼
Profit (loss) brought forward from the previous period14P€-23k€-30k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Weakest financial yearnet €-7k
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Highest result since 2018net €13k ▲454%
Operating result €12k, net result €13k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 1.89
Current ratio from 0.58 to 1.89; short-term debt falls from €19k to €6k.
26-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 118 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
02-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 2 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
2016
26-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
2015
01-06
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zuienkerke
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kerkhofstraat 178377 ZuienkerkeGround area
271 m²
Building footprint
180 m²
Volume, LiDAR
904 m³
Parcel 31011C0465/00H000, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31011C0465/00H000 | Flanders | 271 m² | 1 · 180 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded22-05-2000
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.