BONTAGRI
ActiveBONTAGRI has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €593k and a net result of €106k. Equity is growing by ~16.1% per year across the filed fiscal years. Its solvency ranks better than 28% of 1718 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
61
/ 100
Healthy▲ +17 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▲+40
Solvency33▲+7
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity short (current ratio 0.77 against 0.64 in 2024), and 75.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.9%
Return on assets
4.4%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
11 d early
2024
1 d early
2023
14 d early
2022
3 d late
2021
29 d late
2020
16 d early
2019
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€106k▲ 121%
2024 · €48k
2018: €51k
2019: €6k
2020: €13k
2021: €20k
2022: €44k
2023: €17k
2024: €48k
2018 → 2025
Working capital
€-296k▲ 38.2%
2024 · €-479k
2018: €-542k
2019: €-589k
2020: €-536k
2021: €-482k
2022: €-397k
2023: €-513k
2024: €-479k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€225k-€269k▲ 19.7%€285k▲ 6.1%€487k▲ 70.7%€593k▲ 21.7%
Operating result€26k-€54k▲ 104%€33k▼ 38.8%€73k▲ 124%€144k▲ 95.9%
Net result€20k-€44k▲ 118%€17k▼ 62.6%€48k▲ 190%€106k▲ 121%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 96% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.38M
Fixed assets
€1.40M▲ 15.8%
Current assets
€980k▲ 16.2%
Equity and liabilities €2.38M
Equity
€593k▲ 21.7%
Provisions
€33k▲ 243%
Debt
€1.76M▲ 12.8%
The debt ratio falls from 75.8% to 73.8%: equity grows faster than debt.
Key figures and ratios
EBITDA
€411k▲
2024 · €316k
Cash flow
€373k▲
2024 · €291k
Solvency
24.9%▲
2024 · 23.7%
Current ratio
0.77▲
2024 · 0.64
Quick ratio
0.43▲
2024 · 0.30
Debt / equity
2.97▼
2024 · 3.20
ROE
17.9%▲
2024 · 9.9%
ROA
4.4%▲
2024 · 2.3%
Interest coverage
27.27▲
2024 · 24.87
Debt
€1.76M▲
2024 · €1.56M
Debt ≤ 1 year
€1.28M▼
2024 · €1.32M
Debt > 1 year
€481k▲
2024 · €223k
Income taxes
€0▼
2024 · €4k
Staff costs
€33k▼
2024 · €35k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.05M€2.38M▲
Fixed assets21/28€1.21M€1.40M▲
Intangible fixed assets21€350€0▼
Tangible fixed assets22/27€1.21M€1.40M▲
Land and buildings22€719k€648k▼
Plant, machinery and equipment23€294k€619k▲
Furniture and vehicles24€197k€135k▼
Financial fixed assets28€406€448▲
Current assets29/58€844k€980k▲
Stocks and contracts in progress3€444k€432k▼
Stocks30/36€444k€432k▼
Amounts receivable within one year40/41€384k€491k▲
Trade receivables40€384k€491k▲
Other amounts receivable41€475€488▲
Cash at bank and in hand54/58€13k€55k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€2.05M€2.38M▲
Equity10/15€487k€593k▲
Contributions10/11€50k€50k=
Reserves13€437k€543k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€29k€98k▲
Distributable reserves133€408k€445k▲
Provisions and deferred taxes16€10k€33k▲
Deferred taxes168€10k€33k▲
Amounts payable17/49€1.56M€1.76M▲
Amounts payable after more than one year17€223k€481k▲
Financial debts170/4€223k€481k▲
Amounts payable within one year42/48€1.32M€1.28M▼
Current portion of amounts payable after more than one year42€91k€122k▲
Financial debts43€200k€100k▼
Other loans439€200k€100k▼
Trade debts44€737k€750k▲
Suppliers440/4€737k€750k▲
Taxes, remuneration and social security45€19k€8k▼
Taxes450/3€16k€6k▼
Remuneration and social security454/9€3k€3k▼
Other amounts payable47/48€275k€296k▲
Accrued charges and deferred income492/3€13k€0▼
Income statement
Code20242025
Non-recurring operating income76A€45k€112k▲
Remuneration, social security and pensions62€35k€33k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€243k€267k▲
Other operating charges640/8€7k€7k▲
Gross operating margin9900€358k€452k▲
Operating profit (loss)9901€73k€144k▲
Financial income75/76B€477€101▼
Recurring financial income75€477€101▼
Financial charges65/66B€13k€15k▲
Recurring financial charges65€13k€15k▲
Profit (loss) for the period before taxes9903€61k€129k▲
Transfer from deferred taxes780€2k€5k▲
Transfer to deferred taxes680€11k€28k▲
Income taxes67/77€4k€0▼
Profit (loss) for the period9904€48k€106k▲
Transfer from tax-exempt reserves789€5k€14k▲
Transfer to tax-exempt reserves689€34k€84k▲
Profit (loss) for the period to be appropriated9905€19k€36k▲
Appropriation of the result
Profit (loss) to be appropriated9906€19k€36k▲
Transfer to equity691/2€19k€36k▲
To other reserves6921€19k€36k▲
Social balance
Average headcount (FTE)90871.01.0=
The notes to these accounts (24 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €106k ▲121%
Operating result €144k, net result €106k, both a record.
31-12
Financial
Equity above €500kEq €593k ▲21.7%
8 profitable years in a row build equity to €593k.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
03-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 3 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 29 days late
2021
15-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Equity above €200kEq €204k ▲6.6%
3 profitable years in a row build equity to €204k.
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 27 days late
2019
31-12
Financial
Weakest financial yearnet €6k ▼87.2%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 28 days late
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2024
Myriam D'haene
CurrentDirector · since 14-08-2024
14-08-2024
Resigned as Manager
14-08-2024
Appointed as Director
Location & real-estate footprint
Registered office, Comines-Warneton · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leeuwerikenweg(PL) 37782 Comines-WarnetonGround area
1.5 ha
Building footprint
2,532 m²
Volume, LiDAR
12,941 m³
2 parcels, Wallonia · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bontagri
since 20062.151.751.493
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 54008D0103/00D000 | Wallonia | 8,776 m² | 1 · 2,532 m² | 8.1 m · 2 fl. |
| 54008D0049/00B000 | Wallonia | 5,785 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Sabgro Potatoes
BE 0506.638.324
Asse · Eq €595k
Witsoone
BE 0465.070.161
Poperinge · Eq €595k
MARLAND
BE 0811.003.439
Büllingen · Eq €596k
D'Aux Bâtis
BE 0843.801.515
Wasseiges · Eq €589k
SCHOONWINKEL
BE 0453.326.431
Hasselt · Eq €587k
Of 20,586 companies in sector 01500 we hold annual accounts for 1,144. 879 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-01-2006
Fiscal year end31-12
Activities, NACEBEL
01410Raising of dairy cattle
01500Mixed farming
01610Support activities for crop production
47210Retail sale of fruit and vegetables
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.