BONO

Active

Private limited companyfounded 20242 yrs activeLindenlaan(E) 32, 3630 Maasmechelen, BelgiumKBO/BCE: BE 1010.719.610

BONO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €267k and a net result of €58k. Its solvency ranks better than 34% of 5495 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

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Signals

Four signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Young company

Founded in 2024, under 3 years, statistically higher risk.

KBO · incorporation date

Age against the risk zone

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

16 d early

2024

2 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

15-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity

€267k▲ 27.7%

2024 · €209k

2024: €209k

2024 → 2025

Net result

€58k▲ 101%

2024 · €29k

2024: €29k

2024 → 2025

Total assets

€789k▲ 2.9%

2024 · €766k

2024: €766k

2024 → 2025

Solvency

33.8%▲ 6.6pp

2024 · 27.3%

2024: 27.3%

2024 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Equity€209k-€267k▲ 27.7%

Operating result€52k-€102k▲ 96.6%

Net result€29k-€58k▲ 101%

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result rises in 2025; 2025 is 97% above 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €789k

89.2%

11%

Fixed assets €704k▼ 2.9%

Current assets €85k▲ 106%

Equity and liabilities €789k

33.8%

66.2%

Equity €267k▲ 27.7%

Debt €522k▼ 6.4%

The debt ratio falls from 72.7% to 66.2%: equity grows while debt is paid down.

Key figures and ratios

2025 value · change against 2024

Solvency

33.8%▲

2024 · 27.3%

ROE

21.7%▲

2024 · 13.8%

ROA

7.3%▲

2024 · 3.8%

Debt

€522k▼

2024 · €557k

Debt ≤ 1 year

€84k▼

2024 · €145k

Debt > 1 year

€437k▲

2024 · €405k

Income taxes

€23k▲

2024 · €11k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€766k€789k▲

Fixed assets21/28€725k€704k▼

Tangible fixed assets22/27€63k€42k▼

Plant, machinery and equipment23€1k€789▼

Furniture and vehicles24€24k€18k▼

Leasing and similar rights25€38k€23k▼

Financial fixed assets28€662k€662k=

Current assets29/58€41k€85k▲

Amounts receivable within one year40/41€16k€20k▲

Trade receivables40€16k€20k▲

Cash at bank and in hand54/58€25k€65k▲

Deferred charges and accrued income490/1€936€415▼

Equity and liabilities

Total equity and liabilities10/49€766k€789k▲

Equity10/15€209k€267k▲

Contributions10/11€180k€180k=

Reserves13€29k€87k▲

Distributable reserves133€29k€87k▲

Amounts payable17/49€557k€522k▼

Amounts payable after more than one year17€405k€437k▲

Financial debts170/4€384k€350k▼

Other amounts payable178/9€21k€87k▲

Amounts payable within one year42/48€145k€84k▼

Current portion of amounts payable after more than one year42€126k€47k▼

Trade debts44€3k€3k▲

Suppliers440/4€3k€3k▲

Taxes, remuneration and social security45€11k€34k▲

Taxes450/3€11k€28k▲

Remuneration and social security454/9-€5k

Other amounts payable47/48€6k-

Accrued charges and deferred income492/3€7k-

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€22k▲

Other operating charges640/8€2k€3k▲

Non-recurring operating charges66A€500-

Gross operating margin9900€64k€127k▲

Operating profit (loss)9901€52k€102k▲

Financial income75/76B-€6k

Recurring financial income75-€6k

Financial charges65/66B€12k€27k▲

Recurring financial charges65€12k€27k▲

Profit (loss) for the period before taxes9903€40k€81k▲

Income taxes67/77€11k€23k▲

Profit (loss) for the period9904€29k€58k▲

Profit (loss) for the period to be appropriated9905€29k€58k▲

Appropriation of the result

Profit (loss) to be appropriated9906€29k€58k▲

Transfer to equity691/2€29k€58k▲

To other reserves6921€29k€58k▲

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 3Financial 1Filings 2

Next filing, fiscal year 2026, expected by 31-07-2027

2026

15-07

NBB filing Annual accounts filed

fiscal year 2025 · abbreviated schema

2025

31-12

Financial Liquidity quadruplescurrent ratio 1.01

Current ratio from 0.28 to 1.01; short-term debt falls from €145k to €84k.

29-07

NBB filing Annual accounts filed

fiscal year 2024 · abbreviated schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Maasmechelen · 1 establishment unit since 2024

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Lindenlaan(E) 323630 Maasmechelen

Ground area

922 m²

Building footprint

136 m²

Volume, LiDAR

876 m³

Parcel 73013C0020/00A000, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

BONO

Lindenlaan(E) 32, 3630 MaasmechelenFinancial service activities, except insurance and pension funding

since 20242.360.839.646

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
73013C0020/00A000	Flanders	922 m²	1 · 136 m²	9.1 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Beveren-Kruibeke-Zwijndrecht · Eq €267k

PremiumStock

BE 0671.840.113

Destelbergen · Eq €267k

Sint-Katelijne-Waver · Eq €266k

Of 24,637 companies in sector 64210 we hold annual accounts for 19,690. 13,643 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded25-06-2024

Fiscal year end31-12

Activities, NACEBEL

64200Holdings

64210Activities of holding companies

65121Insurance, reinsurance and pension funding, except compulsory social security

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.