BONNY SERVICES
ActiveThe annual accounts of BONNY SERVICES for fiscal year 2024 show a net loss of 88% of the equity at the start of that year. The 2024 annual accounts show equity of €8k and a net result of €-59k. Equity remains stable across the filed fiscal years (±2.3% per year). Its solvency ranks better than 10% of 36376 sector peers (fiscal year 2024). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2024
27
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0=
Solvency28▼-21
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.08 against 1.2 in 2023; short-term debt: 81.5% and cash: 3.6% of total assets), and 96.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
3.3%
Return on assets
-25.1%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-59k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 36376 sector peers (2024).
NBB · sector comparisonPosition among 36376 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
28 d late
2023
30 d late
2022
13 d early
2021
20 d early
2020
19 d early
2019
18 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€8k▼ 88.3%
2023 · €67k
2018: €61k
2019: €73k
2020: €47k
2021: €74k
2022: €147k
2023: €67k
2018 → 2024
Total assets
€235k▼ 14.0%
2023 · €273k
2018: €231k
2019: €228k
2020: €229k
2021: €190k
2022: €263k
2023: €273k
2018 → 2024
Net result
€-59k▼ 6.4%
2023 · €-55k
2018: €-3k
2019: €12k
2020: €-26k
2021: €27k
2022: €73k
2023: €-55k
2018 → 2024
Working capital
€15k▼ 60.9%
2023 · €39k
2018: €43k
2019: €61k
2020: €40k
2021: €90k
2022: €154k
2023: €39k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€47k-€74k▲ 57.5%€147k▲ 98.8%€67k▼ 54.6%€8k▼ 88.3%
Operating result€-21k-€31k€96k▲ 207%€-57k€-54k▲ 5.9%
Net result€-26k-€27k€73k▲ 170%€-55k€-59k▼ 6.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €54k in 2024 against €57k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €235k
Fixed assets
€28k▼ 21.6%
Current assets
€206k▼ 12.9%
Equity and liabilities €235k
Equity
€8k▼ 88.3%
Debt
€227k▲ 10.1%
The debt ratio rises from 75.5% to 96.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-46k▲
2023 · €-51k
Cash flow
€-51k▼
2023 · €-49k
Solvency
3.3%▼
2023 · 24.5%
Current ratio
1.08▼
2023 · 1.20
Quick ratio
0.74▼
2023 · 0.77
Debt / equity
29.05▲
2023 · 3.09
ROE
-755.3%▼
2023 · -83.0%
ROA
-25.1%▼
2023 · -20.3%
Interest coverage
-8.20▲
2023 · -10.09
Debt
€227k▲
2023 · €206k
Debt ≤ 1 year
€191k▼
2023 · €198k
Debt > 1 year
€36k▲
2023 · €8k
Income taxes
€339
Staff costs
€146k▲
2023 · €138k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€273k€235k▼
Fixed assets21/28€36k€28k▼
Tangible fixed assets22/27€36k€28k▼
Land and buildings22€7k€6k▼
Plant, machinery and equipment23€22k€17k▼
Furniture and vehicles24€7k€5k▼
Current assets29/58€237k€206k▼
Stocks and contracts in progress3€84k€65k▼
Stocks30/36€48k€40k▼
Contracts in progress37€35k€25k▼
Amounts receivable within one year40/41€124k€126k▲
Trade receivables40€111k€91k▼
Other amounts receivable41€13k€34k▲
Cash at bank and in hand54/58€23k€8k▼
Deferred charges and accrued income490/1€6k€8k▲
Equity and liabilities
Total equity and liabilities10/49€273k€235k▼
Equity10/15€67k€8k▼
Contributions10/11€20k€20k=
Profit (loss) carried forward14€46k€-13k▼
Amounts payable17/49€206k€227k▲
Amounts payable after more than one year17€8k€36k▲
Financial debts170/4€8k€36k▲
Amounts payable within one year42/48€198k€191k▼
Current portion of amounts payable after more than one year42€15k€19k▲
Financial debts43€40k€49k▲
Credit institutions430/8€40k€49k▲
Trade debts44€128k€105k▼
Suppliers440/4€128k€105k▼
Taxes, remuneration and social security45€2k€3k▲
Taxes450/3€757€3k▲
Remuneration and social security454/9€1k€220▼
Other amounts payable47/48€13k€15k▲
Income statement
Code20232024
Non-recurring operating income76A-€1k
Remuneration, social security and pensions62€138k€146k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€8k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€18k€100▼
Other operating charges640/8€902€2k▲
Non-recurring operating charges66A€1k-
Gross operating margin9900€107k€102k▼
Operating profit (loss)9901€-57k€-54k▲
Financial income75/76B€7k€1k▼
Recurring financial income75€7k€1k▼
Financial charges65/66B€5k€6k▲
Recurring financial charges65€5k€6k▲
Profit (loss) for the period before taxes9903€-55k€-59k▼
Income taxes67/77-€339
Profit (loss) for the period9904€-55k€-59k▼
Profit (loss) for the period to be appropriated9905€-55k€-59k▼
Appropriation of the result
Profit (loss) to be appropriated9906€71k€-13k▼
Profit (loss) brought forward from the previous period14P€127k€46k▼
Profit to be distributed694/7€25k-
Return on contributions (dividend)694€25k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Weakest financial yearnet €-59k
Net result drops to €-59k, the lowest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €73k ▲170%
Operating result €96k, net result €73k, both a record.
31-12
Financial
Equity above €100kEq €147k ▲98.8%
2 profitable years in a row build equity to €147k.
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €27k
Net result €27k after one loss-making year.
12-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
13-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
04-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Herenweg 108300 Knokke-HeistGround area
1,168 m²
Building footprint
353 m²
Volume, LiDAR
1,203 m³
Parcel 31039F0138/00F002, Flanders · tallest building 15.0 m. Linked by address, not a title deed.
1 establishment unit
BONNY SERVICES
since 20142.234.759.640
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31039F0138/00F002 | Flanders | 1,168 m² | 1 · 353 m² | 15.0 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 1,000 EUR awarded · 1,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,000 EUR | 1,000 EUR |
Schemes
Premie kwalificerend werkplekleren
Recognitions · licences · registrations
Dual-learning approval
2 live approvalsBrandertechnicus gas/stookolie duaal (so)
Monteur sanitaire en verwarmingsinstallaties duaal (so)
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Of 9,530 companies in sector 43222 we hold annual accounts for 5,662. 2,165 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-07-2014
Fiscal year end31-12
Activities, NACEBEL
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.