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Bonny

Active
Private limited companyfounded 20232 yrs activeBruul 27, 3220 Holsbeek, BelgiumKBO/BCE: BE 1001.508.667
Summary

The computed 12-month bankruptcy probability of Bonny is 2.0% (moderate). The 2025 annual accounts show equity of €60,153 and a net result of €60,886. Its solvency ranks better than 66% of 28281 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability100
Solvency86
Growth-
Track record67
Bankruptcy probability, 12 months
2.0% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days acceptable
Liquidity tight (current ratio 1.32; short-term debt: 38.9% and cash: 46.9% of total assets), and 38.9% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
61.1%
Return on assets
61.8%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
2 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 23 October 2023, Bonny was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€60,153
Total assets
€98,460
Net result
€60,886
Working capital
€12,412

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €98,460
Fixed assets €47,740
Current assets €50,720
Equity and liabilities €98,460
Equity €60,153
Debt €38,307
Debt finances 38.9% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€110,607
Cash flow
€86,883
Current ratio
1.32
Debt to equity
0.64
ROE
101.2%
ROA
61.8%
Interest coverage
1380.00
Debt ≤ 1 year
€38,307
Income taxes
€23,644

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 2.0% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 41 lines
Balance sheet Code2025
Assets
Total assets20/58€98,460
Fixed assets21/28€47,740
Tangible fixed assets22/27€47,740
Plant, machinery and equipment23€4,624
Furniture and vehicles24€43,116
Current assets29/58€50,720
Amounts receivable within one year40/41€1,191
Trade receivables40€1,110
Other amounts receivable41€81
Cash at bank and in hand54/58€46,223
Deferred charges and accrued income490/1€3,306
Equity and liabilities
Total equity and liabilities10/49€98,460
Equity10/15€60,153
Contributions10/11€100
Reserves13€60,053
Distributable reserves133€60,053
Amounts payable17/49€38,307
Amounts payable within one year42/48€38,307
Trade debts44€1,348
Suppliers440/4€1,348
Taxes, remuneration and social security45€24,309
Taxes450/3€24,309
Other amounts payable47/48€12,651
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25,998
Other operating charges640/8€1,249
Non-recurring operating charges66A€2,000
Gross operating margin9900€113,856
Operating profit (loss)9901€84,609
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€80
Recurring financial charges65€80
Profit (loss) for the period before taxes9903€84,529
Income taxes67/77€23,644
Profit (loss) for the period9904€60,886
Profit (loss) for the period to be appropriated9905€60,886
Appropriation of the result
Profit (loss) to be appropriated9906€60,886
Transfer to equity691/2€60,053
To other reserves6921€60,053
Profit to be distributed694/7€833
Return on contributions (dividend)694€833

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25,998
Other operating charges640/8€1,249
Non-recurring operating charges66A€2,000
Gross operating margin9900€113,856
Operating profit (loss)9901€84,609
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€80
Recurring financial charges65€80
Profit (loss) for the period before taxes9903€84,529
Income taxes67/77€23,644
Profit (loss) for the period9904€60,886
Profit (loss) for the period to be appropriated9905€60,886
Line2025
Assets
Total assets20/58€98,460
Fixed assets21/28€47,740
Tangible fixed assets22/27€47,740
Plant, machinery and equipment23€4,624
Furniture and vehicles24€43,116
Current assets29/58€50,720
Amounts receivable within one year40/41€1,191
Trade receivables40€1,110
Other amounts receivable41€81
Cash at bank and in hand54/58€46,223
Deferred charges and accrued income490/1€3,306
Equity and liabilities
Total equity and liabilities10/49€98,460
Equity10/15€60,153
Contributions10/11€100
Reserves13€60,053
Distributable reserves133€60,053
Amounts payable17/49€38,307
Amounts payable within one year42/48€38,307
Trade debts44€1,348
Suppliers440/4€1,348
Taxes, remuneration and social security45€24,309
Taxes450/3€24,309
Other amounts payable47/48€12,651
Line2025
Profit (loss) for the period9904€60,886
+ Depreciation and write-downs630€25,998
Operating cash flow (approximation)€86,883

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
28-04
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Holsbeek · 1 establishment unit since 2023
exact location from the address register On OpenStreetMap
Ground area
877 m²
Building footprint
108 m²
Volume, LiDAR
54 m³
Parcel 24056A0360/00E000, Flanders · tallest building 3.5 m. Linked by address, not a title deed.
1 establishment unit
Bonny
Bruulstraat 27, 3220 HolsbeekWallpapering and laying of floor and wall coverings in other materials
since 20232.351.696.407
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24056A0360/00E000 Flanders 877 m² 1 · 108 m² 3.5 m
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 7,868 companies in sector 43341 we hold annual accounts for 2,665. 2,330 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded23-10-2023
Fiscal year end30-09
Activities, NACEBEL 2025
43341Painting of buildings
43333Wallpapering and laying of floor and wall coverings in other materials
43342Specialised construction activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:1001508667
Also 9925:BE1001508667
Registered 28-02-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.