BONNY
ActiveBONNY has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €169k and a net result of €32k. Equity is growing by ~5.4% per year across the filed fiscal years. Its solvency ranks better than 91% of 9114 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
96
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90▼-10
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 9.45 against 12.15 in 2024; short-term debt: 8.3% and cash: 78.4% of total assets), and 8.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.7%
Return on assets
17.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
29 d late
2023
72 d late
2022
122 d early
2021
20 d early
2020
19 d early
2019
18 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€169k▲ 23.0%
2024 · €138k
2018: €99k
2019: €116k
2020: €132k
2021: €150k
2022: €119k
2023: €102k
2024: €138k
2018 → 2025
Total assets
€185k▲ 26.2%
2024 · €147k
2018: €200k
2019: €199k
2020: €216k
2021: €163k
2022: €124k
2023: €208k
2024: €147k
2018 → 2025
Net result
€32k▼ 12.2%
2024 · €36k
2018: €10k
2019: €18k
2020: €16k
2021: €18k
2022: €-32k
2023: €-17k
2024: €36k
2018 → 2025
Working capital
€130k▲ 33.6%
2024 · €97k
2018: €59k
2019: €80k
2020: €96k
2021: €65k
2022: €32k
2023: €53k
2024: €97k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€150k-€119k▼ 21.0%€102k▼ 14.3%€138k▲ 35.5%€169k▲ 23.0%
Operating result€24k-€-31k€-17k▲ 46.6%€37k€40k▲ 9.6%
Net result€18k-€-32k€-17k▲ 46.0%€36k€32k▼ 12.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 10% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €185k
Fixed assets
€39k▼ 2.7%
Current assets
€146k▲ 37.1%
Equity and liabilities €185k
Equity
€169k▲ 23.0%
Debt
€15k▲ 76.4%
The debt ratio rises from 6.0% to 8.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€41k▼
2024 · €45k
Cash flow
€33k▼
2024 · €45k
Solvency
91.7%▼
2024 · 94.0%
Current ratio
9.45▼
2024 · 12.15
Quick ratio
9.45▼
2024 · 12.15
Debt / equity
0.09▲
2024 · 0.06
ROE
18.7%▼
2024 · 26.2%
ROA
17.1%▼
2024 · 24.6%
Interest coverage
64.30▼
2024 · 105.01
Debt
€15k▲
2024 · €9k
Debt ≤ 1 year
€15k▲
2024 · €9k
Income taxes
€8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€147k€185k▲
Fixed assets21/28€40k€39k▼
Tangible fixed assets22/27€40k€39k▼
Land and buildings22€40k€39k▼
Current assets29/58€106k€146k▲
Amounts receivable within one year40/41€2k€628▼
Trade receivables40€0€163▲
Other amounts receivable41€2k€465▼
Cash at bank and in hand54/58€104k€145k▲
Equity and liabilities
Total equity and liabilities10/49€147k€185k▲
Equity10/15€138k€169k▲
Contributions10/11€21k€21k=
Reserves13€117k€149k▲
Distributable reserves133€117k€149k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€9k€15k▲
Amounts payable within one year42/48€9k€15k▲
Trade debts44€9k€6k▼
Suppliers440/4€9k€6k▼
Taxes, remuneration and social security45€0€10k▲
Taxes450/3€0€10k▲
Other amounts payable47/48€0-
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€1k▼
Other operating charges640/8€3k€6k▲
Gross operating margin9900€49k€47k▼
Operating profit (loss)9901€37k€40k▲
Financial charges65/66B€432€639▲
Recurring financial charges65€432€639▲
Profit (loss) for the period before taxes9903€36k€39k▲
Income taxes67/77-€8k
Profit (loss) for the period9904€36k€32k▼
Profit (loss) for the period to be appropriated9905€36k€32k▼
Appropriation of the result
Profit (loss) to be appropriated9906€117k€32k▼
Profit (loss) brought forward from the previous period14P€81k€0▼
Transfer to equity691/2€117k€32k▼
To other reserves6921€117k€32k▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Equity above €150kEq €169k ▲23%
2 profitable years in a row build equity to €169k.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
31-12
Financial
Back to profitnet €36k
Net result €36k after 2 loss-making years.
31-12
Financial
Liquidity times 8current ratio 12.15
Current ratio from 1.49 to 12.15; short-term debt falls from €106k to €9k.
11-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 72 days late
2023
31-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-32k ▼274%
Net result drops to €-32k, the lowest in the series; recovery starts the following year.
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €150kEq €150k ▲13.7%
4 profitable years in a row build equity to €150k.
12-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
13-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €100kEq €116k ▲17.8%
2 profitable years in a row build equity to €116k.
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
04-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
't Walletje 658300 Knokke-HeistGround area
1,021 m²
Building footprint
570 m²
Volume, LiDAR
3,436 m³
Parcel 31039F0126/00E002, Flanders · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BONNY BVBA
since 20002.093.654.037
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31039F0126/00E002 | Flanders | 1,021 m² | 1 · 570 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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STURBOIS IMMO
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R.A.S.R. 46
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HOVE MADE
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ILLUBEL
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Seraing · Eq €169k
Of 12,012 companies in sector 68203 we hold annual accounts for 5,979. 4,172 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-12-1999
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.