BONHANZA
ActiveBONHANZA has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €72k and a net result of €8k. Equity is growing by ~56.7% per year across the filed fiscal years. Its solvency ranks better than 73% of 26052 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability77▲+3
Solvency85▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 4.44 against 3.12 in 2023; short-term debt: 18% and cash: 1% of total assets), and 40.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
59.8%
Return on assets
6.9%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 13-06-2025, 48 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
48 d early
2023
51 d early
2022
55 d early
2021
51 d early
2020
12 d early
2019
90 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€72k▲ 13.0%
2023 · €64k
2018: €-37k
2019: €-37k
2020: €-36k
2021: €26k
2022: €59k
2023: €64k
2018 → 2024
Total assets
€120k▲ 15.8%
2023 · €104k
2018: €9k
2019: €25k
2020: €50k
2021: €61k
2022: €103k
2023: €104k
2018 → 2024
Net result
€8k▲ 93.2%
2023 · €4k
2018: €-7k
2019: €-7k
2020: €25k
2021: €35k
2022: €33k
2023: €4k
2018 → 2024
Working capital
€74k▲ 6.5%
2023 · €70k
2018: €-29k
2019: €-29k
2020: €-4k
2021: €33k
2022: €65k
2023: €70k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-36k-€26k€59k▲ 129%€64k▲ 7.2%€72k▲ 13.0%
Operating result€24k-€39k▲ 62.2%€51k▲ 29.7%€5k▼ 89.3%€11k▲ 98.3%
Net result€25k-€35k▲ 44.2%€33k▼ 5.8%€4k▼ 87.2%€8k▲ 93.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 98% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €120k
Fixed assets
€24k▲ 2,071%
Current assets
€96k▼ 6.6%
Equity and liabilities €120k
Equity
€72k▲ 13.0%
Debt
€48k▲ 20.3%
The debt ratio rises from 38.7% to 40.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€12k▲
2023 · €6k
Cash flow
€10k▲
2023 · €5k
Solvency
59.8%▼
2023 · 61.3%
Current ratio
4.44▲
2023 · 3.12
Quick ratio
2.01▲
2023 · 1.76
Debt / equity
0.67▲
2023 · 0.63
ROE
11.5%▲
2023 · 6.7%
ROA
6.9%▲
2023 · 4.1%
Interest coverage
15.23▼
2023 · 19.94
Debt
€48k▲
2023 · €40k
Debt ≤ 1 year
€22k▼
2023 · €33k
Debt > 1 year
€27k▲
2023 · €7k
Income taxes
€4k▲
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€104k€120k▲
Fixed assets21/28€1k€24k▲
Tangible fixed assets22/27€1k€24k▲
Furniture and vehicles24€1k€24k▲
Current assets29/58€102k€96k▼
Stocks and contracts in progress3€45k€52k▲
Stocks30/36€45k€52k▲
Amounts receivable within one year40/41€57k€42k▼
Trade receivables40€6k-
Other amounts receivable41€50k€42k▼
Cash at bank and in hand54/58€781€1k▲
Deferred charges and accrued income490/1€263€499▲
Equity and liabilities
Total equity and liabilities10/49€104k€120k▲
Equity10/15€64k€72k▲
Contributions10/11€15k€15k=
Reserves13€48k€57k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€46k€55k▲
Amounts payable17/49€40k€48k▲
Amounts payable after more than one year17€7k€27k▲
Financial debts170/4€7k€27k▲
Amounts payable within one year42/48€33k€22k▼
Current portion of amounts payable after more than one year42€7k€8k▲
Trade debts44€22k€9k▼
Suppliers440/4€22k€9k▼
Taxes, remuneration and social security45€4k€5k▲
Taxes450/3€4k€5k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€599€2k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€4k€-4k▼
Other operating charges640/8€846€705▼
Gross operating margin9900€10k€10k▼
Operating profit (loss)9901€5k€11k▲
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€303€815▲
Recurring financial charges65€303€815▲
Profit (loss) for the period before taxes9903€7k€13k▲
Income taxes67/77€3k€4k▲
Profit (loss) for the period9904€4k€8k▲
Profit (loss) for the period to be appropriated9905€4k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€13k€8k▼
Profit (loss) brought forward from the previous period14P€9k-
Transfer to equity691/2€13k€8k▼
To other reserves6921€13k€8k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
13-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
10-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
10-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €35k ▲44.2%
Net result €35k, the highest in the series.
31-12
Financial
Liquidity doublescurrent ratio 2.16
Current ratio from 0.94 to 2.16; short-term debt falls from €54k to €28k.
19-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €25k
Net result €25k after 2 loss-making years.
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
21-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
11-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
11-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 11 days late
2016
29-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oud-Turnhout · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Overheide 12360 Oud-TurnhoutGround area
215 m²
Building footprint
145 m²
Volume, LiDAR
793 m³
Parcel 13483I0369/00L005, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Overheide 1, 2360 Oud-Turnhout
since 20082.171.899.383
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13483I0369/00L005 | Flanders | 215 m² | 1 · 145 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GANDA CONSULTING
BE 0563.953.248
Gent · Eq €72k
Camerich
BE 0699.629.128
Antwerpen · Eq €72k
MSM
BE 0827.692.684
Heusden-Zolder · Eq €71k
PALMA MEUBELEN
BE 0408.479.272
Tielt · Eq €71k
BOUILLON & CIE
BE 0478.444.679
La Louvière · Eq €71k
Of 2,612 companies in sector 47551 we hold annual accounts for 1,719. 1,262 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded14-07-2008
Fiscal year end31-12
Activities, NACEBEL
47551Retail sale of household furniture
47591Retail trade
46497Wholesale trade
47640Retail sale of games and toys
47650Retail trade
47793Retail sale of other second-hand goods, excluding clothing
71121Engineering and related technical consultancy, excluding land surveyors
73110Advertising agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.