BONEVA
ActiveSummary
BONEVA has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27,086 and a net result of €690. Equity has been growing by about 29% per year since 2022. Its solvency ranks better than 63% of 22,774 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 18-08-2022 Normal situation
- Activity
- Other non-specialised retail sale NACE 47120and 3 others
- Establishment unit
- 2.334.995.876 9340 Lede, since 18-08-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 10-11-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 1.4%
- Gross margin
- €35,935
- ▲ 65.1%
- Turnover
- ≈ €420,000
- estimated
- Profit
- €690
- ▼ 92.1%
- Equity
- €27,086
- ▲ 2.6%
- Total assets
- €56,484
- ▼ 53.8%
- Employees on 31-12-2025
- 1
Score breakdownraises riskFounded in 2022Size: total assets €56,484lowers riskFigures for financial year 2025 (filed on 24-06-2026)Equity €27,086 (48.0% of total assets)Show the evidence
Checked score
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 62% of them on solvency, 30% on liquidity, 52% on profitability and 47% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 4 accounts on average 6 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 24-06-2026 at the NBB all 4 filings
Every figure per financial year
The operating result for 2025 is 91% lower than in 2024.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Staff
| Item | 31-12-2025 |
|---|---|
| Employees at the balance-sheet date | 1 |
| full-time | 1 |
| in full-time equivalents | 1 |
| Average over the year, in full-time equivalents | 0.8 |
| On a permanent contract | 1 |
| Joined | 1 |
| Left | 0 |
Source: social balance sheet in the 2025 annual accounts
Investments
| Item | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Tangible fixed assets | - | €34,029 | €12,000 | €1,065 |
| Depreciation and write-downs of the year | €1,240 | €3,794 | €8,733 | €9,650 |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | €24,642 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,240 | €3,794 | €8,733 | €9,650 | ▲ 10.5% |
| Other operating charges640/8 | - | €100 | €1,194 | €544 | ▼ 54.5% |
| Gross operating margin9900 | €1,781 | €13,401 | €21,765 | €35,935 | ▲ 65.1% |
| Operating profit (loss)9901 | €542 | €9,508 | €11,838 | €1,099 | ▼ 90.7% |
| Financial income75/76B | - | €1 | €26 | €235 | ▲ 811% |
| Recurring financial income75 | - | €1 | €26 | €235 | ▲ 811% |
| Financial charges65/66B | €42 | €99 | €333 | €227 | ▼ 31.8% |
| Recurring financial charges65 | €42 | €99 | €333 | €227 | ▼ 31.8% |
| Profit (loss) for the period before taxes9903 | €500 | €9,409 | €11,531 | €1,107 | ▼ 90.4% |
| Income taxes67/77 | €125 | €2,144 | €2,774 | €417 | ▼ 85.0% |
| Profit (loss) for the period9904 | €375 | €7,265 | €8,756 | €690 | ▼ 92.1% |
| Profit (loss) for the period to be appropriated9905 | €375 | €7,265 | €8,756 | €690 | ▼ 92.1% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €10,758 | €85,753 | €122,220 | €56,484 | ▼ 53.8% |
| Fixed assets21/28 | - | €30,236 | €33,503 | €24,918 | ▼ 25.6% |
| Tangible fixed assets22/27 | - | €30,236 | €33,503 | €24,918 | ▼ 25.6% |
| Furniture and vehicles24 | - | €30,236 | €33,503 | €24,918 | ▼ 25.6% |
| Current assets29/58 | €10,758 | €55,517 | €88,717 | €31,566 | ▼ 64.4% |
| Stocks and contracts in progress3 | - | - | - | €8,100 | - |
| Stocks30/36 | - | - | - | €8,100 | - |
| Amounts receivable within one year40/41 | €4,538 | €28,390 | €81,476 | €18,405 | ▼ 77.4% |
| Trade receivables40 | €4,000 | €27,192 | €81,476 | €9,520 | ▼ 88.3% |
| Other amounts receivable41 | €538 | €1,198 | - | €8,884 | - |
| Cash at bank and in hand54/58 | €6,220 | €27,127 | €7,241 | €4,133 | ▼ 42.9% |
| Deferred charges and accrued income490/1 | - | - | - | €929 | - |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €10,758 | €85,753 | €122,220 | €56,484 | ▼ 53.8% |
| Equity10/15 | €10,375 | €17,640 | €26,396 | €27,086 | ▲ 2.6% |
| Contributions10/11 | €10,000 | €10,000 | €10,000 | €10,000 | = |
| Profit (loss) carried forward14 | €375 | €7,640 | €16,396 | €17,086 | ▲ 4.2% |
| Amounts payable17/49 | €383 | €68,113 | €95,824 | €29,398 | ▼ 69.3% |
| Amounts payable within one year42/48 | €383 | €68,113 | €95,824 | €29,398 | ▼ 69.3% |
| Trade debts44 | €258 | €50,348 | €75,999 | €20,100 | ▼ 73.6% |
| Suppliers440/4 | €258 | €50,348 | €75,999 | €20,100 | ▼ 73.6% |
| Taxes, remuneration and social security45 | €125 | €15,007 | €14,334 | €9,298 | ▼ 35.1% |
| Taxes450/3 | €125 | €15,007 | €12,334 | €5,831 | ▼ 52.7% |
| Remuneration and social security454/9 | - | - | €2,000 | €3,467 | ▲ 73.4% |
| Other amounts payable47/48 | - | €2,758 | €5,491 | - | - |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €375 | €7,265 | €8,756 | €690 | ▼ 92.1% |
| + Depreciation and write-downs630 | €1,240 | €3,794 | €8,733 | €9,650 | ▲ 10.5% |
| Operating cash flow (approximation) | €1,614 | €11,059 | €17,489 | €10,340 | ▼ 40.9% |
| Investment in fixed assets (approximation) | - | - | -€12,000 | -€1,065 | ▲ 91.1% |
| Change in cash | - | €20,907 | -€19,886 | -€3,109 | ▲ 84.4% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 2,546 companies had the same profile as BONEVA has now. Two years later, 94.3% were still going and 2.3% had gone bankrupt.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of BONEVA itself: 1.4% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,546 companies, not a prediction for BONEVA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Owners and capital
Shareholders
- TEZEL Omer 100 shares (100%)
Capital transactions
- 22-08-2022 Incorporation · €10,000 · 100 shares
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Artikel 10, algemene vergadering bepaalt aantal,duur opdracht en,indien meerdere,bevoegdheid”
Articles of association, deed of 22-08-2022 (in Dutch)
Network & group
Companies at the same address
1 other companyConnections & network
1 connected companyThe connected companies are in the list below.
Timeline
Acts, filings and financial milestones
27-02
Gazette deed
Registered office moved to LedeNew seat: Openveldstraat 72-9340 LEDE3 points ▸
- Board meeting, 01-10-2022
- Registered-office move, Openveldstraat 72-9340 LEDE
- General meeting, 01-10-2022
22-08
Gazette deed
IncorporationStarting capital €10,000 · Appointment: TEZEL Omer (director) · Founder6 points ▸
- Incorporation, “BONEVA” (deed in Dutch)
- Founder, TEZEL Omer
- Founding capital, €10,000
- Capital
- Director appointment, TEZEL Omer (director)
- Other provision, “artikel 173,1°bis Wetboek van registratierechten, uitreiking vóór registratie” (deed in Dutch)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
On 18 August 2022, BONEVA was incorporated as a private limited company by one natural person, with a starting capital of €10,000.12 In 2023 the registered office moved to Lede.3 OMER TEZEL is director of the company, appointed in the act of 22-08-2022.2 Total assets went from €10,758 in 2022 to €56,484 in 2025.4
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
Invoicing and payment
Financial year and general meeting
Accounts at the NBBRecognitions · licences · registrations
Food safety, FASFC
1 siteSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 41034E0230/00T000 | Flanders | 251 m² | 1 · 69 m² | 8.7 m · 2 |