BOND.Architectuur
ActiveBOND.Architectuur has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €346k and a net result of €44k. Equity is growing by ~21.1% per year across the filed fiscal years. Its solvency ranks better than 38% of 2002 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-5
Solvency61▲+3
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 1.52 against 1.46 in 2024; short-term debt: 61.4% and cash: 10.4% of total assets), but 64.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.8%
Return on assets
4.5%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-01-2026, 8 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
8 d early
2024
7 d early
2023
1 d early
2022
on the day
2021
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close20-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€346k▲ 14.5%
2024 · €303k
2021: €158k
2022: €198k
2023: €225k
2024: €303k
2021 → 2025
Total assets
€966k▲ 4.2%
2024 · €928k
2021: €465k
2022: €601k
2023: €722k
2024: €928k
2021 → 2025
Net result
€44k▼ 43.6%
2024 · €78k
2021: €58k
2022: €40k
2023: €27k
2024: €78k
2021 → 2025
Working capital
€310k▲ 13.6%
2024 · €273k
2021: €126k
2022: €156k
2023: €240k
2024: €273k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€158k-€198k▲ 25.2%€225k▲ 13.5%€303k▲ 34.5%€346k▲ 14.5%
Operating result€76k-€50k▼ 34.0%€39k▼ 22.5%€108k▲ 177%€63k▼ 41.8%
Net result€58k-€40k▼ 31.5%€27k▼ 33.1%€78k▲ 190%€44k▼ 43.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 42% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €966k
Fixed assets
€64k▼ 4.8%
Current assets
€903k▲ 4.9%
Equity and liabilities €966k
Equity
€346k▲ 14.5%
Debt
€620k▼ 0.8%
The debt ratio falls from 67.4% to 64.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€80k▼
2024 · €129k
Cash flow
€61k▼
2024 · €99k
Solvency
35.8%▲
2024 · 32.6%
Current ratio
1.52▲
2024 · 1.46
Quick ratio
0.55▼
2024 · 0.72
Debt / equity
1.79▼
2024 · 2.06
ROE
12.6%▼
2024 · 25.6%
ROA
4.5%▼
2024 · 8.4%
Interest coverage
33.51▼
2024 · 48.64
Debt
€620k▼
2024 · €625k
Debt ≤ 1 year
€593k▲
2024 · €588k
Debt > 1 year
€27k▼
2024 · €35k
Income taxes
€17k▼
2024 · €27k
Staff costs
€41k▼
2024 · €68k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€928k€966k▲
Fixed assets21/28€67k€64k▼
Intangible fixed assets21€516-
Tangible fixed assets22/27€66k€64k▼
Land and buildings22€42k€36k▼
Furniture and vehicles24€22k€20k▼
Other tangible fixed assets26€2k€7k▲
Current assets29/58€861k€903k▲
Stocks and contracts in progress3€440k€579k▲
Contracts in progress37€440k€579k▲
Amounts receivable within one year40/41€225k€208k▼
Trade receivables40€218k€96k▼
Other amounts receivable41€7k€112k▲
Cash at bank and in hand54/58€174k€100k▼
Deferred charges and accrued income490/1€21k€15k▼
Equity and liabilities
Total equity and liabilities10/49€928k€966k▲
Equity10/15€303k€346k▲
Contributions10/11€100k€100k=
Reserves13€203k€246k▲
Distributable reserves133€203k€246k▲
Amounts payable17/49€625k€620k▼
Amounts payable after more than one year17€35k€27k▼
Financial debts170/4€35k€27k▼
Amounts payable within one year42/48€588k€593k▲
Current portion of amounts payable after more than one year42€8k€9k▲
Trade debts44€543k€577k▲
Suppliers440/4€543k€577k▲
Taxes, remuneration and social security45€35k€6k▼
Taxes450/3€27k€2k▼
Remuneration and social security454/9€8k€4k▼
Other amounts payable47/48€2k€1k▼
Accrued charges and deferred income492/3€1k€41▼
Income statement
Code20242025
Non-recurring operating income76A-€8k
Remuneration, social security and pensions62€68k€41k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€17k▼
Other operating charges640/8€1k€1k▼
Gross operating margin9900€198k€122k▼
Operating profit (loss)9901€108k€63k▼
Financial income75/76B€36€0▼
Recurring financial income75€36€0▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€105k€60k▼
Income taxes67/77€27k€17k▼
Profit (loss) for the period9904€78k€44k▼
Profit (loss) for the period to be appropriated9905€78k€44k▼
Appropriation of the result
Profit (loss) to be appropriated9906€78k€44k▼
Transfer to equity691/2€78k€44k▼
To other reserves6921€78k€44k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
24-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial
Highest result since 2021net €78k ▲190%
Operating result €108k, net result €78k, both a record.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial
Weakest financial yearnet €27k ▼33.1%
Net result drops to €27k, the lowest in the series; recovery starts the following year.
30-06
Financial
Equity above €200kEq €225k ▲13.5%
3 profitable years in a row build equity to €225k.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herk-de-Stad · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Industrieweg 10053540 Herk-de-StadGround area
5,216 m²
Building footprint
378 m²
Volume, LiDAR
832 m³
Parcel 71024A0247/00D002, Flanders · tallest building 8.5 m. Linked by address, not a title deed.
1 establishment unit
BOND.Architectuur
since 20202.309.365.904
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71024A0247/00D002 | Flanders | 5,216 m² | 1 · 378 m² | 8.5 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ATELIER D2
BE 0885.355.622
Ukkel · Eq €346k
ARCHITECTENBUREAU JOHAN D'HAEN
BE 0473.766.806
Antwerpen · Eq €347k
ARCHITECTENBUREAU KRIS DEVOLDER
BE 0816.952.311
Torhout · Eq €346k
HONTOIR & ASSOCIES , BUREAU MULTIPROFESSIONNEL D'ARCHITECTES
BE 0889.033.308
Sint-Jans-Molenbeek · Eq €346k
STUDIEBUREAU DE PAUW
BE 0476.817.653
Maldegem · Eq €347k
Of 18,255 companies in sector 71111 we hold annual accounts for 6,320. 4,520 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-09-2020
Fiscal year end30-06
Activities, NACEBEL
71111Activities of building architects
71113Urban planning and landscape architecture
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.