BonConsult
ActiveSummary
BonConsult has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €241,988 and a net result of €51,029. Equity is growing by ~9.8% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability84▼-2
Solvency84▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17,000 at 30 days acceptable
Liquidity ample (current ratio 7.56 against 8.35 in 2024; short-term debt: 5.7% and cash: 0.2% of total assets), and 41.1% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.9%
Return on assets
12.4%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 05-02-2026, 84 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
84 d early
2024
85 d early
2023
82 d early
2022
79 d early
2021
89 d early
2020
88 d early
2019
87 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 85 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today30-09-2026 close30-04-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€241,988▲ 13.6%
2024 · €212,959
Total assets
€410,678▲ 4.4%
2024 · €393,209
Net result
€51,029▼ 7.0%
2024 · €54,878
Working capital
€153,857▲ 6.8%
2024 · €144,003
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€33,067▲ 54.4%€25,164▼ 23.9%€62,827▲ 150%€75,728▲ 20.5%€69,507▼ 8.2%
Net result€28,071▲ 40.9%€19,593▼ 30.2%€48,230▲ 146%€54,878▲ 13.8%€51,029▼ 7.0%
Equity€178,258▲ 11.3%€162,851▼ 8.6%€166,081▲ 2.0%€212,959▲ 28.2%€241,988▲ 13.6%
Total assets€185,906▲ 14.7%€362,011▲ 94.7%€353,031▼ 2.5%€393,209▲ 11.4%€410,678▲ 4.4%
Debt€7,648▲ 294%€199,160▲ 2,504%€186,950▼ 6.1%€180,249▼ 3.6%€168,690▼ 6.4%
Working capital€172,871▲ 16.5%€115,464▼ 33.2%€112,379▼ 2.7%€144,003▲ 28.1%€153,857▲ 6.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 8% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €410,678
Fixed assets
€233,384 ▲ 1.6%
Current assets
€177,295 ▲ 8.4%
Equity and liabilities €410,678
Equity
€241,988 ▲ 13.6%
Debt
€168,690 ▼ 6.4%
Debt's share of the balance-sheet total falls from 45.8% to 41.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€77,008▼
2024 · €82,243
Cash flow
€58,529▼
2024 · €61,394
Current ratio
7.56▼
2024 · 8.35
Debt to equity
0.70▼
2024 · 0.85
ROE
21.1%▼
2024 · 25.8%
ROA
12.4%▼
2024 · 14.0%
Interest coverage
15.49▼
2024 · 17.06
Debt ≤ 1 year
€23,437▲
2024 · €19,599
Debt > 1 year
€145,253▼
2024 · €160,650
Income taxes
€20,379▼
2024 · €21,483
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,679 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
3.8%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 0.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,679 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €14,000 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,388 | €8,066 | €6,450 | €6,515 | €7,501 | ▲ 15.1% |
| Other operating charges640/8 | - | €23,851 | €1,455 | €1,399 | €1,622 | ▲ 15.9% |
| Gross operating margin9900 | €41,508 | €57,081 | €70,732 | €83,642 | €78,629 | ▼ 6.0% |
| Operating profit (loss)9901 | €33,067 | €25,164 | €62,827 | €75,728 | €69,507 | ▼ 8.2% |
| Financial income75/76B | - | €6,802 | €7,071 | €5,453 | €6,871 | ▲ 26.0% |
| Recurring financial income75 | €10,517 | €6,802 | €7,071 | €5,453 | €6,871 | ▲ 26.0% |
| Financial charges65/66B | - | €3,353 | €4,201 | €4,820 | €4,970 | ▲ 3.1% |
| Recurring financial charges65 | €114 | €3,353 | €4,201 | €4,820 | €4,970 | ▲ 3.1% |
| Profit (loss) for the period before taxes9903 | €43,470 | €28,613 | €65,697 | €76,361 | €71,408 | ▼ 6.5% |
| Income taxes67/77 | €15,399 | €9,020 | €17,467 | €21,483 | €20,379 | ▼ 5.1% |
| Profit (loss) for the period9904 | €28,071 | €19,593 | €48,230 | €54,878 | €51,029 | ▼ 7.0% |
| Profit (loss) for the period to be appropriated9905 | €28,071 | €19,593 | €48,230 | €54,878 | €51,029 | ▼ 7.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €185,906 | €362,011 | €353,031 | €393,209 | €410,678 | ▲ 4.4% |
| Fixed assets21/28 | €5,387 | €231,872 | €225,422 | €229,606 | €233,384 | ▲ 1.6% |
| Tangible fixed assets22/27 | €5,267 | €231,752 | €225,302 | €229,486 | €233,264 | ▲ 1.6% |
| Land and buildings22 | - | €229,809 | €224,154 | €229,079 | €232,478 | ▲ 1.5% |
| Furniture and vehicles24 | - | €1,888 | €1,147 | €407 | €786 | ▲ 93.0% |
| Other tangible fixed assets26 | - | €55 | - | - | - | - |
| Financial fixed assets28 | €120 | €120 | €120 | €120 | €120 | = |
| Current assets29/58 | €180,520 | €130,139 | €127,610 | €163,602 | €177,295 | ▲ 8.4% |
| Amounts receivable within one year40/41 | €112,963 | €103,777 | €90,098 | €96,024 | €104,859 | ▲ 9.2% |
| Other amounts receivable41 | - | €103,777 | €90,098 | €96,024 | €104,859 | ▲ 9.2% |
| Current investments50/53 | €60,000 | €20,000 | €36,867 | €63,003 | €71,329 | ▲ 13.2% |
| Cash at bank and in hand54/58 | €7,285 | €6,082 | €351 | €4,174 | €827 | ▼ 80.2% |
| Deferred charges and accrued income490/1 | - | €279 | €294 | €400 | €279 | ▼ 30.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €185,906 | €362,011 | €353,031 | €393,209 | €410,678 | ▲ 4.4% |
| Equity10/15 | €178,258 | €162,851 | €166,081 | €212,959 | €241,988 | ▲ 13.6% |
| Contributions10/11 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €172,058 | €156,651 | €159,881 | €206,759 | €235,788 | ▲ 14.0% |
| Distributable reserves133 | - | €156,651 | €159,881 | €206,759 | €235,788 | ▲ 14.0% |
| Amounts payable17/49 | €7,648 | €199,160 | €186,950 | €180,249 | €168,690 | ▼ 6.4% |
| Amounts payable after more than one year17 | - | €184,485 | €171,720 | €160,650 | €145,253 | ▼ 9.6% |
| Financial debts170/4 | - | €184,075 | €171,310 | €158,370 | €145,253 | ▼ 8.3% |
| Other amounts payable178/9 | - | €410 | €410 | €2,280 | - | - |
| Amounts payable within one year42/48 | €7,648 | €14,675 | €15,231 | €19,599 | €23,437 | ▲ 19.6% |
| Current portion of amounts payable after more than one year42 | - | €12,593 | €12,765 | €12,940 | €13,117 | ▲ 1.4% |
| Trade debts44 | €1,249 | €2,062 | €2,466 | €2,357 | €2,760 | ▲ 17.1% |
| Suppliers440/4 | - | €2,062 | €2,466 | €2,357 | €2,760 | ▲ 17.1% |
| Taxes, remuneration and social security45 | - | €20 | - | €4,303 | €7,560 | ▲ 75.7% |
| Taxes450/3 | - | €20 | - | €4,303 | €7,560 | ▲ 75.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €28,071 | €19,593 | €48,230 | €54,878 | €51,029 | ▼ 7.0% |
| + Depreciation and write-downs630 | €6,388 | €8,066 | €6,450 | €6,515 | €7,501 | ▲ 15.1% |
| Operating cash flow (approximation) | €34,459 | €27,659 | €54,681 | €61,394 | €58,529 | ▼ 4.7% |
| Investment in fixed assets (approximation) | - | -€234,551 | €0 | -€10,700 | -€11,278 | ▼ 5.4% |
| Change in cash | - | -€1,203 | -€5,731 | €3,823 | -€3,347 | ▼ 188% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
04-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Highest result since 2018net €54,878 ▲13.8%
Operating result €75,728, net result €54,878, both a record.
30-09
Financial
Equity above €200,000Eq €212,959 ▲28.2%
7 profitable years in a row build equity to €212,959.
08-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
10-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
01-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Liquidity triplescurrent ratio 77.48
Current ratio from 24.87 to 77.48; short-term debt falls from €5,717 to €1,940.
30-09
Financial
Equity above €150,000Eq €160,187 ▲14.2%
3 profitable years in a row build equity to €160,187.
03-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brasschaat · 1 establishment unit since 2013
Ground area
645 m²
Building footprint
155 m²
Volume, LiDAR
784 m³
Parcel 11324D0236/00K002, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
BonConsult
since 20132.216.966.870
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11324D0236/00K002 | Flanders | 645 m² | 1 · 155 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded11-02-2013
Fiscal year end30-09
E-invoicing
Reachable via Peppol
Peppol ID
0208:0504912912
Registered
26-01-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.