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BONAUTO

Active
Public limited companyfounded 1986active for 40 yearsHoog Heultje 1, 2260 Westerlo, BelgiumKBO/BCE: BE 0428.255.691
Summary

BONAUTO has been active since 1986 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €898,065 and a net result of €24,381, of which €37,576 non-recurring income. Equity has been growing by about 4.3% per year since 2018. Its solvency ranks better than 95% of 12,775 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 02-01-1986 Normal situation
Activity
Retail sale of cars and light vans (up to 3.5 tonnes) NACE 47811and 1 other
Joint committee
112 Paritair Comité voor het garagebedrijf · annual accounts 2025
Establishment unit
2.028.655.525 2260 Westerlo, since 02-01-1986
Financial year end
31 December
Peppol
Reachable since 04-12-2025

Board and ownership

Board
  • AERTS PHILIPPEDirector · since 01-06-2021
  • AERTS WILLYDirector · since 01-06-2021
  • NIJS GRETADirector · since 01-06-2021

Financial position

96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€106,654
▼ 29.1%
Turnover
≈ €560,000
estimated
Profit
€24,381
▼ 60.9%
Equity
€898,065
▲ 2.8%
Total assets
€903,980
▼ 0.4%
Score breakdownraises riskSector: Retail trade (NACE 47)lowers riskLiquidity: current ratio 109.87, cash €227,527Equity €898,065 (99.3% of total assets)Founded in 1986Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 70% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 99.3% of total assets
Liquidity 81-17
short-term debt 0.7% · cash 25.2%
Profitability 72-5
return on assets 2.7%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025highest value 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €85,000 on 30-day terms is acceptable
Short-term debt is 0.7% and cash 25.2% of total assets. 0.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 92% of them on solvency, 85% on liquidity, 55% on profitability and 47% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 109.87, cash €227,527
NBB · annual accounts
lowers risk · Equity €898,065 (99.3% of total assets)
NBB · annual accounts
lowers risk · Founded in 1986
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Retail trade (NACE 47)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
53 days early
2024
9 days early
2023
9 days early
2022
21 days early
2021
20 days early
2020
37 days early
2019
37 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 27 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 95% of companies in retail tradesector median 36.6% · 12,775 companies 99.3% View
  • Positive: 8 profitable years in a rowprofit 2025: €24,381, mostly one-off 8 years View
  • Positive: Filed on time since financial year 2019accounts within the deadline every year 7 years View

Recent changes

  1. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as BONAUTO: retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811). They are comparable in size and age: total assets between €759,000 and €1m, founded between 1985 and 1991.

CompanyTotal assetsGross margin
BONAUTO Westerlo€0.9m€0.1m
BUGA SINT TRUIDEN Westerlo€0.8m€0.08m
GARAGE SNOECKX Antwerpen€0.9m€0.08m
Garage Van Der Steen Ravels€0.9m€0.1m
FREDERIC KONINCKX MOTORS Kontich€0.8m€0.1m
VANDIM2 Schilde€1.0m€0.08m
BENAUTO Heist-op-den-Berg€0.9m€0.08m
Full comparison

Key facts about BONAUTO

What is the company number of BONAUTO?
The company number of BONAUTO is 0428.255.691. The VAT number is the same number with BE in front: BE 0428.255.691.
Where is BONAUTO based?
The registered office is at Hoog Heultje 1, 2260 Westerlo.Company details
What does BONAUTO do?
According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
What is the legal form of BONAUTO?
The legal form of BONAUTO is Public limited company (NV).
When was BONAUTO founded?
BONAUTO was founded on 02-01-1986.
Is BONAUTO still active?
Yes, BONAUTO is an active enterprise in the KBO register.
How many employees does BONAUTO have?
BONAUTO had an average of 1 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
Which joint committee does BONAUTO fall under?
In its 2025 annual accounts, BONAUTO states joint committee 112 (Paritair Comité voor het garagebedrijf).
What is the turnover of BONAUTO?
The turnover in financial year 2025 is ≈ €560,000. This figure is estimated from the gross margin of €106,654 and 38 comparable companies (NACE 47811). It probably lies between €370,000 and €1.4m.
Is BONAUTO profitable?
In financial year 2025, BONAUTO made a profit of €24,381.
Where can I find the annual accounts of BONAUTO?
BONAUTO filed 40 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of BONAUTO due?
BONAUTO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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