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BONA-SPES

Active
Private limited companyfounded 20242 yrs activeSur-les-Roches 30, 5530 Yvoir, BelgiumKBO/BCE: BE 1010.937.067
Summary

The computed 12-month bankruptcy probability of BONA-SPES is 3.3% (moderate). The 2024 annual accounts show equity of €164,985 and a net result of €161,485. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes
Profitability100
Solvency60
Growth-
Track record67
Bankruptcy probability, 12 months
3.3% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €9,000 at 30 days only on tighter terms
Liquidity short (current ratio 0.29; short-term debt: 64.9% and cash: 12.9% of total assets), and 64.9% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-12-2025, 145 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 1 filing
Deviation from the deadline
2024
145 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its 2024 accounts 145 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 30 June 2024, BONA-SPES was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
€164,985
Total assets
€470,367
Net result
€161,485
Working capital
-€216,761

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €470,367
Fixed assets €381,746
Current assets €88,621
Equity and liabilities €470,367
Equity €164,985
Debt €305,382
Debt finances 64.9% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
€257,756
Cash flow
€181,931
Current ratio
0.29
Debt to equity
1.85
ROE
97.9%
ROA
34.3%
Interest coverage
12887.80
Debt ≤ 1 year
€305,382
Income taxes
€75,805

Peer companies

Historical observation

Of the 3,126 companies that looked in July 2024 the way this one looks now, 0.8% went bankrupt within 24 months and 97% are still going.

  • Small
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.8% went bankrupt
1.9% stopped otherwise
97% still going

For this company itself Checked computes a higher bankruptcy probability: 3.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,126 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 34 lines
Balance sheet Code2024
Assets
Total assets20/58€470,367
Fixed assets21/28€381,746
Intangible fixed assets21€379,782
Tangible fixed assets22/27€1,964
Furniture and vehicles24€1,964
Current assets29/58€88,621
Amounts receivable within one year40/41€28,157
Trade receivables40€28,157
Cash at bank and in hand54/58€60,464
Equity and liabilities
Total equity and liabilities10/49€470,367
Equity10/15€164,985
Contributions10/11€3,500
Reserves13€161,485
Distributable reserves133€161,485
Amounts payable17/49€305,382
Amounts payable within one year42/48€305,382
Trade debts44€825
Suppliers440/4€825
Taxes, remuneration and social security45€75,805
Taxes450/3€75,805
Other amounts payable47/48€228,752
Income statement Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20,446
Other operating charges640/8€19
Gross operating margin9900€257,775
Operating profit (loss)9901€237,310
Financial charges65/66B€20
Recurring financial charges65€20
Profit (loss) for the period before taxes9903€237,290
Income taxes67/77€75,805
Profit (loss) for the period9904€161,485
Profit (loss) for the period to be appropriated9905€161,485
Appropriation of the result
Profit (loss) to be appropriated9906€161,485
Transfer to equity691/2€161,485
To other reserves6921€161,485

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20,446
Other operating charges640/8€19
Gross operating margin9900€257,775
Operating profit (loss)9901€237,310
Financial charges65/66B€20
Recurring financial charges65€20
Profit (loss) for the period before taxes9903€237,290
Income taxes67/77€75,805
Profit (loss) for the period9904€161,485
Profit (loss) for the period to be appropriated9905€161,485
Line2024
Assets
Total assets20/58€470,367
Fixed assets21/28€381,746
Intangible fixed assets21€379,782
Tangible fixed assets22/27€1,964
Furniture and vehicles24€1,964
Current assets29/58€88,621
Amounts receivable within one year40/41€28,157
Trade receivables40€28,157
Cash at bank and in hand54/58€60,464
Equity and liabilities
Total equity and liabilities10/49€470,367
Equity10/15€164,985
Contributions10/11€3,500
Reserves13€161,485
Distributable reserves133€161,485
Amounts payable17/49€305,382
Amounts payable within one year42/48€305,382
Trade debts44€825
Suppliers440/4€825
Taxes, remuneration and social security45€75,805
Taxes450/3€75,805
Other amounts payable47/48€228,752
Line2024
Profit (loss) for the period9904€161,485
+ Depreciation and write-downs630€20,446
Operating cash flow (approximation)€181,931

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
23-12
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 145 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Yvoir · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
2,090 m²
Building footprint
144 m²
Volume, LiDAR
1,275 m³
Parcel 91141C0086/00X002, Wallonia · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BONA-SPES
Sur-les-Roches 30, 5530 YvoirSpecialist medical practice
since 20242.365.839.403
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
91141C0086/00X002 Wallonia 2,090 m² 1 · 144 m² 11.3 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded30-06-2024
Fiscal year end31-12
Contact
E-mail vandenbossche.pierre@gmail.com
Phone +32475670360
E-invoicing
Reachable via Peppol
Peppol ID 0208:1010937067
Also 9925:BE1010937067
Registered 23-09-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.