Bon Immo
ActiveSummary
The computed 12-month bankruptcy probability of Bon Immo is 4.2% (elevated). The 2024 annual accounts show equity of €166,289 and a net result of €78,918. Equity is growing by ~32.7% per year across the filed fiscal years. The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability74▲+19
Solvency37▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
4.2%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €8,000 at 30 days only on tighter terms
Liquidity short (current ratio 0.68 against 0.45 in 2023; short-term debt: 12.2% and cash: 3.1% of total assets), and 88.2% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-06-2026, 44 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
44 d early
2024
1 d early
2023
on the day
2022
57 d late
2021
66 d late
2020
153 d late
2019
92 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 46 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 August (4 of the last 5 filed years within 56 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, full schema
In the rankings
#6 company by total assets in Sint-Lambrechts-Woluwe, Accommodation and food service sector
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€78,918▲ 43.2%
2023 · €55,102
Working capital
-€55,111▲ 54.4%
2023 · -€120,738
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result-€194,033▼ 669%€289,139€32,907▼ 88.6%€73,024▲ 122%€100,530▲ 37.7%
Net result-€223,159below the sector's middle half▼ 430%€275,794above the sector's middle half€15,188within the sector's middle half▼ 94.5%€55,102within the sector's middle half▲ 263%€78,918above the sector's middle half▲ 43.2%
Equity-€162,366below the sector's middle half€83,925within the sector's middle half€71,419within the sector's middle half▼ 14.9%€98,826within the sector's middle half▲ 38.4%€166,289within the sector's middle half▲ 68.3%
Total assets€2.0mabove the sector's middle half▲ 136%€1.6mabove the sector's middle half▼ 22.2%€1.5mabove the sector's middle half▼ 2.4%€1.5mabove the sector's middle half▼ 4.8%€1.4mabove the sector's middle half▼ 4.1%
Debt€2.2m▲ 159%€1.5m▼ 31.7%€1.5m▼ 1.7%€1.4m▼ 6.9%€1.2m▼ 9.3%
Working capital-€234,937below the sector's middle half▼ 63.4%-€122,921below the sector's middle half▲ 47.7%-€28,031within the sector's middle half▲ 77.2%-€120,738below the sector's middle half▼ 331%-€55,111within the sector's middle half▲ 54.4%
Solvency-8.0%within the sector's middle half▼ 9.6pp5.3%within the sector's middle half▲ 13.3pp4.6%within the sector's middle half▼ 0.7pp6.7%below the sector's middle half▲ 2.1pp11.8%within the sector's middle half▲ 5.1pp
Current ratio0.22below the sector's middle half▲ 0.090.23below the sector's middle half▲ 0.010.74within the sector's middle half▲ 0.510.45below the sector's middle half▼ 0.290.68within the sector's middle half▲ 0.23
Return on assets (ROA)-10.9%within the sector's middle half▼ 6.1pp17.4%within the sector's middle half▲ 28.3pp1.0%within the sector's middle half▼ 16.4pp3.7%within the sector's middle half▲ 2.8pp5.6%within the sector's middle half▲ 1.8pp
Staff (FTE)4.4above the sector's middle half▼ 12.0%6.2within the sector's middle half▲ 40.9%6.6within the sector's middle half▲ 6.5%6.2within the sector's middle half▼ 6.1%4.5within the sector's middle half▼ 27.4%
above
within
below
the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 38% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.4m
Fixed assets
€1.3m ▼ 5.7%
Current assets
€116,780 ▲ 18.2%
Equity and liabilities €1.4m
Equity
€166,289 ▲ 68.3%
Debt
€1.2m ▼ 9.3%
Debt's share of the balance-sheet total falls from 93.3% to 88.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€190,876▲
2023 · €170,550
Cash flow
€169,263▲
2023 · €152,628
Quick ratio
0.64▲
2023 · 0.42
Debt to equity
7.51▼
2023 · 13.92
ROE
47.5%▼
2023 · 55.8%
Interest coverage
5.77▲
2023 · 3.74
Debt ≤ 1 year
€171,891▼
2023 · €219,513
Debt > 1 year
€1.1m▼
2023 · €1.1m
Staff costs
€162,078▲
2023 · €159,201
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 5,053 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.
- Micro
- 10 to 20 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
1.6%
went bankrupt
2.4%
stopped otherwise
96%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 4.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,053 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €251,009 | - | - | - | - |
| Remuneration, social security and pensions62 | - | €100,748 | €142,761 | €159,201 | €162,078 | ▲ 1.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €284,348 | €95,534 | €101,883 | €97,526 | €90,345 | ▼ 7.4% |
| Other operating charges640/8 | - | €3,268 | €7,982 | €7,423 | €16,985 | ▲ 129% |
| Non-recurring operating charges66A | - | - | €15,000 | - | - | - |
| Gross operating margin9900 | €139,820 | €488,688 | €300,533 | €337,174 | €369,938 | ▲ 9.7% |
| Operating profit (loss)9901 | -€194,033 | €289,139 | €32,907 | €73,024 | €100,530 | ▲ 37.7% |
| Financial income75/76B | - | €29,502 | €27,695 | €27,695 | €11,466 | ▼ 58.6% |
| Recurring financial income75 | €15,715 | €29,502 | €27,695 | €27,695 | €11,466 | ▼ 58.6% |
| Financial charges65/66B | - | €42,847 | €45,413 | €45,617 | €33,078 | ▼ 27.5% |
| Recurring financial charges65 | €44,842 | €42,847 | €45,413 | €45,617 | €33,078 | ▼ 27.5% |
| Profit (loss) for the period before taxes9903 | -€223,159 | €275,794 | €15,188 | €55,102 | €78,918 | ▲ 43.2% |
| Profit (loss) for the period9904 | -€223,159 | €275,794 | €15,188 | €55,102 | €78,918 | ▲ 43.2% |
| Profit (loss) for the period to be appropriated9905 | -€223,159 | €275,794 | €15,188 | €55,102 | €78,918 | ▲ 43.2% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.0m | €1.6m | €1.5m | €1.5m | €1.4m | ▼ 4.1% |
| Fixed assets21/28 | €2.0m | €1.6m | €1.5m | €1.4m | €1.3m | ▼ 5.7% |
| Tangible fixed assets22/27 | €2.0m | €1.6m | €1.5m | €1.4m | €1.3m | ▼ 5.7% |
| Land and buildings22 | - | €1.5m | €1.5m | €1.4m | €1.3m | ▼ 5.6% |
| Plant, machinery and equipment23 | - | €6,699 | €4,202 | €897 | €622 | ▼ 30.7% |
| Furniture and vehicles24 | - | €14,688 | €4,888 | - | - | - |
| Financial fixed assets28 | €363 | €363 | €363 | €363 | €363 | = |
| Current assets29/58 | €64,764 | €36,385 | €77,757 | €98,775 | €116,780 | ▲ 18.2% |
| Stocks and contracts in progress3 | €4,970 | €6,483 | €5,562 | €6,069 | €6,139 | ▲ 1.2% |
| Stocks30/36 | - | €6,483 | €5,562 | €6,069 | €6,139 | ▲ 1.2% |
| Amounts receivable within one year40/41 | €6,685 | €12,457 | €19,241 | €34,095 | €62,597 | ▲ 83.6% |
| Trade receivables40 | - | €12,042 | €19,229 | €31,580 | €52,333 | ▲ 65.7% |
| Other amounts receivable41 | - | €416 | €12 | €2,515 | €10,265 | ▲ 308% |
| Cash at bank and in hand54/58 | €50,647 | €17,445 | €52,465 | €50,597 | €43,707 | ▼ 13.6% |
| Deferred charges and accrued income490/1 | - | - | €490 | €8,014 | €4,338 | ▼ 45.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.0m | €1.6m | €1.5m | €1.5m | €1.4m | ▼ 4.1% |
| Equity10/15 | -€162,366 | €83,925 | €71,419 | €98,826 | €166,289 | ▲ 68.3% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | - | €1,860 | €1,860 | €1,860 | = |
| Other1319 | - | €1,860 | - | - | - | - |
| Profit (loss) carried forward14 | -€290,389 | -€14,595 | €593 | €55,695 | €134,613 | ▲ 142% |
| Investment grants15 | - | €78,060 | €50,366 | €22,671 | €11,216 | ▼ 50.5% |
| Amounts payable17/49 | €2.2m | €1.5m | €1.5m | €1.4m | €1.2m | ▼ 9.3% |
| Amounts payable after more than one year17 | €1.9m | €1.3m | €1.4m | €1.1m | €1.1m | ▼ 6.1% |
| Financial debts170/4 | - | €1.2m | €1.2m | €1.1m | €1.1m | ▼ 6.1% |
| Other amounts payable178/9 | - | €171,000 | €185,000 | - | - | - |
| Amounts payable within one year42/48 | €299,702 | €159,306 | €105,788 | €219,513 | €171,891 | ▼ 21.7% |
| Current portion of amounts payable after more than one year42 | - | €93,306 | €10,594 | €50,914 | €107,795 | ▲ 112% |
| Trade debts44 | €12,577 | €53,883 | €83,685 | €150,994 | €44,086 | ▼ 70.8% |
| Suppliers440/4 | - | €53,883 | €83,685 | €150,994 | €44,086 | ▼ 70.8% |
| Taxes, remuneration and social security45 | - | €12,117 | €11,509 | €17,605 | €20,011 | ▲ 13.7% |
| Taxes450/3 | - | €1,311 | €2,231 | €1,309 | €5,070 | ▲ 287% |
| Remuneration and social security454/9 | - | €10,806 | €9,278 | €16,296 | €14,941 | ▼ 8.3% |
| Accrued charges and deferred income492/3 | - | €6,587 | €1,203 | €10,249 | €0 | ▼ 100% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€223,159 | €275,794 | €15,188 | €55,102 | €78,918 | ▲ 43.2% |
| + Depreciation and write-downs630 | €284,348 | €95,534 | €101,883 | €97,526 | €90,345 | ▼ 7.4% |
| Operating cash flow (approximation) | €61,189 | €371,328 | €117,071 | €152,628 | €169,263 | ▲ 10.9% |
| Investment in fixed assets (approximation) | - | €328,362 | -€23,103 | -€1,367 | -€12,532 | ▼ 817% |
| Change in cash | - | -€33,202 | €35,020 | -€1,868 | -€6,890 | ▼ 269% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
30-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2024
31-12
Financial
Equity above €150,000Eq €166,289 ▲68.3%
4 profitable years in a row build equity to €166,289.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
26-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 57 days late
2022
05-10
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 66 days late
2021
31-12
Financial
Back to profitnet €275,794
Net result €275,794 after 3 loss-making years.
31-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 153 days late
2020
31-12
Financial
Weakest financial yearnet -€223,159
Net result drops to -€223,159, the lowest in the series; recovery starts the following year.
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 92 days late
2019
25-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 117 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 3 establishment units since 2010
Ground area
4,246 m²
Building footprint
2,308 m²
Volume, LiDAR
25,276 m³
3 parcels, Brussels · tallest building 32.5 m, ±9 floors. Linked by address, not a title deed.
10
companies at this address
See who is registered here
3 establishment units
BON
since 20102.194.489.297
BON
since 20192.283.658.726
BON
since 20202.308.132.717
3 parcels
Brussels
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21018A0006/00B002 | Brussels | 2,763 m² | 1 · 1,367 m² | 16.0 m · 2 fl. |
| 21822R0224/00P007 | Brussels | 1,301 m² | 1 · 811 m² | 32.5 m · 9 fl. |
| 21447B0299/00K000 | Brussels | 182 m² | 1 · 130 m² | 12.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 ownerChain of control
- Bon Group
- Bon Immo
Highest known parent: Bon Group. The sources do not say who stands above it.
Owners 1
- Bon GroupparentSourceaccounts Bon Group 2024100%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBRUXELLES 52.283.658.726
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Of 21,853 companies in sector 56112 we hold annual accounts for 9,777. 7,073 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded23-11-2006
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
68201Renting and operating of own or leased residential real estate, excluding social housing
Contact
E-mail
info@bonwithlove.com
Website
www.bonwithlove.comBrussel
E-invoicing
Reachable via Peppol
Peppol ID
0208:0885198046
Registered
20-11-2020
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.