BOLWOL
ActiveBOLWOL has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €208k and a net result of €55k. Equity is growing by ~53.7% per year across the filed fiscal years. Its solvency ranks better than 31% of 14038 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72=
Solvency34▲+3
Growth78=
Track record94
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity short (current ratio 0.15 against 0.12 in 2024; short-term debt: 21.3% and cash: 2.8% of total assets), and 91.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
8.7%
Return on assets
2.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
4 d early
2024
31 d early
2023
50 d late
2022
27 d early
2021
12 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€208k▲ 35.9%
2024 · €153k
2021: €-710
2022: €46k
2023: €100k
2024: €153k
2021 → 2025
Total assets
€2.38M▼ 2.4%
2024 · €2.44M
2021: €2.34M
2022: €2.53M
2023: €2.49M
2024: €2.44M
2021 → 2025
Net result
€55k▼ 11.9%
2024 · €63k
2021: €-31k
2022: €47k
2023: €54k
2024: €63k
2021 → 2025
Working capital
€-433k▲ 5.1%
2024 · €-456k
2021: €-472k
2022: €-440k
2023: €-490k
2024: €-456k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-710-€46k€100k▲ 118%€153k▲ 53.5%€208k▲ 35.9%
Operating result€-16k-€74k€85k▲ 15.5%€89k▲ 3.7%€96k▲ 8.7%
Net result€-31k-€47k€54k▲ 15.8%€63k▲ 15.9%€55k▼ 11.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 9% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.38M
Fixed assets
€2.31M▼ 3.0%
Current assets
€75k▲ 17.7%
Equity and liabilities €2.38M
Equity
€208k▲ 35.9%
Debt
€2.18M▼ 5.0%
The debt ratio falls from 93.7% to 91.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€167k▲
2024 · €160k
Cash flow
€126k▼
2024 · €134k
Solvency
8.7%▲
2024 · 6.3%
Current ratio
0.15▲
2024 · 0.12
Quick ratio
0.15▲
2024 · 0.12
Debt / equity
10.43▼
2024 · 14.93
ROE
26.4%▼
2024 · 40.8%
ROA
2.3%▼
2024 · 2.6%
Interest coverage
7.16▲
2024 · 6.48
Debt
€2.18M▼
2024 · €2.29M
Debt ≤ 1 year
€508k▼
2024 · €520k
Debt > 1 year
€1.67M▼
2024 · €1.77M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.44M€2.38M▼
Fixed assets21/28€2.38M€2.31M▼
Tangible fixed assets22/27€2.38M€2.31M▼
Land and buildings22€2.38M€2.31M▼
Current assets29/58€64k€75k▲
Amounts receivable within one year40/41€26k€8k▼
Other amounts receivable41€26k€8k▼
Cash at bank and in hand54/58€38k€67k▲
Equity and liabilities
Total equity and liabilities10/49€2.44M€2.38M▼
Equity10/15€153k€208k▲
Contributions10/11€30k€30k=
Reserves13€123k€178k▲
Distributable reserves133€123k€178k▲
Profit (loss) carried forward14€65€3▼
Amounts payable17/49€2.29M€2.18M▼
Amounts payable after more than one year17€1.77M€1.67M▼
Financial debts170/4€1.77M€1.67M▼
Amounts payable within one year42/48€520k€508k▼
Current portion of amounts payable after more than one year42€102k€103k▲
Taxes, remuneration and social security45€13k-
Taxes450/3€13k-
Other amounts payable47/48€405k€405k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€71k€71k=
Other operating charges640/8€968€998▲
Gross operating margin9900€161k€168k▲
Operating profit (loss)9901€89k€96k▲
Financial charges65/66B€25k€23k▼
Recurring financial charges65€25k€23k▼
Profit (loss) for the period before taxes9903€64k€73k▲
Transfer to deferred taxes680€1k€18k▲
Profit (loss) for the period9904€63k€55k▼
Profit (loss) for the period to be appropriated9905€63k€55k▼
Appropriation of the result
Profit (loss) to be appropriated9906€63k€55k▼
Profit (loss) brought forward from the previous period14P€316€65▼
Transfer to equity691/2€63k€55k▼
To other reserves6921€63k€55k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €200kEq €208k ▲35.9%
4 profitable years in a row build equity to €208k.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2021net €63k ▲15.9%
Net result €63k, the highest in the series.
31-12
Financial
Equity above €150kEq €153k ▲53.5%
3 profitable years in a row build equity to €153k.
19-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 50 days late
2023
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €47k
Net result €47k after one loss-making year.
12-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 12 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Woluwedal 60C1200 Sint-Lambrechts-WoluweGround area
2,410 m²
Building footprint
1,306 m²
Volume, LiDAR
22,761 m³
Parcel 21674C0167/00B002, Brussels · tallest building 27.2 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
BOLWOL
since 20212.315.930.626
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21674C0167/00B002 | Brussels | 2,410 m² | 1 · 1,306 m² | 27.2 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MINTHEN
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YUNIDI INVEST
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COLUMNI
BE 0445.791.016
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ROLAND
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FILATURE RETAIL
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Of 9,140 companies in sector 68201 we hold annual accounts for 6,769. 4,827 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-03-2021
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.