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BOLO CONSTRUCT

Active
Private limited companyfounded 2025active for 1 yearDesmedtstraat 7A, 2322 Hoogstraten, BelgiumKBO/BCE: BE 1019.004.103
Summary

The computed 12-month bankruptcy probability of BOLO CONSTRUCT is 6.4% (elevated). The 2025 annual accounts show equity of €12,699 and a net result of €7,699. Its solvency ranks better than 41% of 9,049 sector peers (NACE 41, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
General construction of residential buildings
NACE 41001
1 site
Size
€35,901total assets 2025
Equity
€12,699
Profit
€7,699
Turnover not published (micro format)
Financial health
37 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
6.4%
Structure
Accounts 20 days early1 of 2 deeds read
Why 37raises riskFounded in 2025Sector: Construction of residential and non-residential buildings (NACE 41)Liquidity: current ratio 1.48lowers riskFigures for financial year 2025 (filed 11-07-2026)Show the evidence

Checked score

Score 2025
37 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 50% of its sector peers (NACE 41, micro)
Financial strength
Strong
Solvency 60
equity 35.4% of total assets
Liquidity 32
short-term debt 64.6%
Profitability 96
return on assets 21.4%
Bankruptcy probability, 12 months
6.4% Elevated
0%0.5%1.5%4%10%≥ 25%

About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,400 companies, NACE 41, micro)
Last 24 months 02-2026: 3.6%lowest value 03-2026: 6.5%▲ +2.9 percentage points vs 02-2026 04-2026: 6.7%▲ +0.2 percentage points vs 03-2026 05-2026: 6.9%▲ +0.2 percentage points vs 04-2026 06-2026: 7.1%▲ +0.2 percentage points vs 05-2026 07-2026: 7.6%▲ +0.5 percentage points vs 06-2026highest value 08-2026: 6.3%▼ -1.3 percentage points vs 07-2026 09-2026: 6.4%▲ +0.1 percentage points vs 08-2026 10-2026: 6.4%● unchanged vs 09-2026
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.48, below the usual 1.5; short-term debt: 64.6% of total assets), and 64.6% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 43% on solvency, 27% on liquidity and 79% on profitability.

The bankruptcy probability was computed on 12-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Founded in 2025
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Liquidity: current ratio 1.48
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 11-07-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-07-2026, 20 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
20 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2025.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Registered officeRegistered-office move

Financials · financial year 2025, micro format

Equity
€12,699
Total assets
€35,901
Net result
€7,699
Working capital
€11,105

Turnover and EBIT margin not published: the micro format does not require them.

Balance-sheet composition
Assets €35,901
Fixed assets €1,613
Current assets €34,288
Equity and liabilities €35,901
Equity €12,699
Debt €23,202
Debt finances 64.6% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€9,983
Cash flow
€7,901
Current ratio
1.48
Debt to equity
1.83
ROE
60.6%
ROA
21.4%
Interest coverage
54.01
Debt ≤ 1 year
€23,183
Income taxes
€1,904
Staff costs
€71

Peer companies

Historical observation

Of the 11,280 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 96.6% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
96.6% still going

For this company itself Checked computes a higher bankruptcy probability: 6.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,468 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,280 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 37 lines
Balance sheet Code2025
Assets
Total assets20/58€35,901
Fixed assets21/28€1,613
Tangible fixed assets22/27€1,613
Furniture and vehicles24€1,613
Current assets29/58€34,288
Amounts receivable within one year40/41€34,288
Trade receivables40€33,294
Other amounts receivable41€994
Equity and liabilities
Total equity and liabilities10/49€35,901
Equity10/15€12,699
Contributions10/11€5,000
Reserves13€7,699
Distributable reserves133€7,699
Amounts payable17/49€23,202
Amounts payable within one year42/48€23,183
Trade debts44€19,559
Suppliers440/4€19,559
Taxes, remuneration and social security45€1,904
Taxes450/3€1,904
Other amounts payable47/48€1,720
Accrued charges and deferred income492/3€19
Income statement Code2025
Remuneration, social security and pensions62€71
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€202
Other operating charges640/8€286
Gross operating margin9900€10,341
Operating profit (loss)9901€9,782
Financial income75/76B€6
Recurring financial income75€6
Financial charges65/66B€185
Recurring financial charges65€185
Profit (loss) for the period before taxes9903€9,603
Income taxes67/77€1,904
Profit (loss) for the period9904€7,699
Profit (loss) for the period to be appropriated9905€7,699
Appropriation of the result
Profit (loss) to be appropriated9906€7,699
Transfer to equity691/2€7,699
To other reserves6921€7,699

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Remuneration, social security and pensions62€71
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€202
Other operating charges640/8€286
Gross operating margin9900€10,341
Operating profit (loss)9901€9,782
Financial income75/76B€6
Recurring financial income75€6
Financial charges65/66B€185
Recurring financial charges65€185
Profit (loss) for the period before taxes9903€9,603
Income taxes67/77€1,904
Profit (loss) for the period9904€7,699
Profit (loss) for the period to be appropriated9905€7,699
Line2025
Assets
Total assets20/58€35,901
Fixed assets21/28€1,613
Tangible fixed assets22/27€1,613
Furniture and vehicles24€1,613
Current assets29/58€34,288
Amounts receivable within one year40/41€34,288
Trade receivables40€33,294
Other amounts receivable41€994
Equity and liabilities
Total equity and liabilities10/49€35,901
Equity10/15€12,699
Contributions10/11€5,000
Reserves13€7,699
Distributable reserves133€7,699
Amounts payable17/49€23,202
Amounts payable within one year42/48€23,183
Trade debts44€19,559
Suppliers440/4€19,559
Taxes, remuneration and social security45€1,904
Taxes450/3€1,904
Other amounts payable47/48€1,720
Accrued charges and deferred income492/3€19
Line2025
Profit (loss) for the period9904€7,699
+ Depreciation and write-downs630€202
Operating cash flow (approximation)€7,901

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 11-07-2026 2026-00284776

Similar companies · same sector, comparable size

Of the 29,181 active companies whose main activity is general construction of residential buildings (NACE 41001), figures are known for 16,146. 10,287 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 1 of 2 Gazette acts processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

BOLO CONSTRUCT was incorporated on 21 January 2025 as a private limited company.1 The registered office was moved to Minderhout in 2026.2 The company has filed annual accounts once, for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 09-02-2026
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
11-07
NBB filing Annual accounts filed
financial year 2025 · micro format
09-02
Gazette deed Registered office
Registered-office move2 facts ▸
  • General meeting, 04-10-2025
  • Registered-office move, Desmedtstraat 7 A bus 2, 2322 Minderhout
Gazette deedNBB filing
1 of 2 deeds read
About the unread acts

Of the 2 Belgian Official Gazette deeds we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

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Register details

Identification
Legal formPrivate limited company
Founded21-01-2025
Financial year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43211General electrical installation work
43221Plumbing work
43240Other construction installation
43410Roofing work
E-invoicing
Reachable via Peppol
Peppol ID 0208:1019004103
Also 9925:BE1019004103

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 13 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 1019.004.103

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Hoogstraten · 1 establishment unit since 2025
registered office establishment The establishment unit on the map
Ground area
1,183 m²
Building footprint
347 m²
Building volume
2,325 m³
2 parcels, Flanders · tallest building 10.6 m. Linked by address, not a title deed.
1 establishment unit
BOLO CONSTRUCT
Moerstraat 2A, 2320 HoogstratenGeneral construction of residential buildings
since 2025unit no. 2.369.022.486
2 parcels
Flanders 2 (100%)
Cadastral parcel Region Area Buildings Height / floors
13024B0087/00L000 Flanders 872 m² 1 · 235 m² 10.6 m · 3
13014B0107/00L004 Flanders 312 m² 1 · 112 m² 7.4 m · 2
How the parcels are linked
Good to know
Both parcels match the address exactly.