BOLIPA
ActiveBOLIPA has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €259k and a net result of €114k. Equity is growing by ~14.8% per year across the filed fiscal years. Its solvency ranks better than 66% of 12690 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
96
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+1
Solvency96▼-4
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 3.4 against 3.87 in 2024; short-term debt: 28.8% and cash: 78.2% of total assets), and 28.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.2%
Return on assets
31.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-05-2026, 66 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
66 d early
2024
59 d early
2023
68 d early
2022
54 d early
2021
56 d early
2020
51 d early
2019
45 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€259k▲ 5.9%
2024 · €244k
2018: €65k
2019: €102k
2020: €146k
2021: €181k
2022: €210k
2023: €236k
2024: €244k
2018 → 2025
Total assets
€363k▲ 11.2%
2024 · €327k
2018: €166k
2019: €211k
2020: €256k
2021: €297k
2022: €275k
2023: €330k
2024: €327k
2018 → 2025
Net result
€114k▲ 43.7%
2024 · €79k
2018: €84k
2019: €104k
2020: €111k
2021: €102k
2022: €79k
2023: €89k
2024: €79k
2018 → 2025
Working capital
€251k▲ 6.2%
2024 · €237k
2018: €62k
2019: €100k
2020: €143k
2021: €179k
2022: €205k
2023: €224k
2024: €237k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€181k-€210k▲ 16.1%€236k▲ 12.5%€244k▲ 3.6%€259k▲ 5.9%
Operating result€119k-€90k▼ 24.5%€103k▲ 14.2%€93k▼ 10.0%€136k▲ 47.2%
Net result€102k-€79k▼ 22.2%€89k▲ 12.2%€79k▼ 11.0%€114k▲ 43.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 47% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €363k
Fixed assets
€7k▼ 4.1%
Current assets
€356k▲ 11.5%
Equity and liabilities €363k
Equity
€259k▲ 5.9%
Debt
€105k▲ 27.0%
The debt ratio rises from 25.2% to 28.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€141k▲
2024 · €97k
Cash flow
€118k▲
2024 · €83k
Solvency
71.2%▼
2024 · 74.8%
Current ratio
3.40▼
2024 · 3.87
Quick ratio
3.40▼
2024 · 3.87
Debt / equity
0.40▲
2024 · 0.34
ROE
43.9%▲
2024 · 32.3%
ROA
31.3%▲
2024 · 24.2%
Interest coverage
1365.74▲
2024 · 1238.07
Debt
€105k▲
2024 · €82k
Debt ≤ 1 year
€105k▲
2024 · €82k
Income taxes
€25k▲
2024 · €18k
Staff costs
€150k▼
2024 · €159k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€327k€363k▲
Fixed assets21/28€8k€7k▼
Tangible fixed assets22/27€7k€7k▼
Furniture and vehicles24€7k€7k▼
Financial fixed assets28€238€238=
Current assets29/58€319k€356k▲
Amounts receivable after more than one year29€17k€10k▼
Other amounts receivable291€17k€10k▼
Amounts receivable within one year40/41€67k€61k▼
Trade receivables40€60k€53k▼
Other amounts receivable41€7k€8k▲
Cash at bank and in hand54/58€235k€284k▲
Equity and liabilities
Total equity and liabilities10/49€327k€363k▲
Equity10/15€244k€259k▲
Contributions10/11€6k€6k=
Reserves13€238k€252k▲
Distributable reserves133€238k€252k▲
Amounts payable17/49€82k€105k▲
Amounts payable within one year42/48€82k€105k▲
Trade debts44€9k€17k▲
Suppliers440/4€9k€17k▲
Taxes, remuneration and social security45€30k€25k▼
Taxes450/3€14k€8k▼
Remuneration and social security454/9€16k€17k▲
Other amounts payable47/48€44k€63k▲
Income statement
Code20242025
Remuneration, social security and pensions62€159k€150k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-2k€1k▲
Other operating charges640/8€15k€15k▼
Gross operating margin9900€268k€307k▲
Operating profit (loss)9901€93k€136k▲
Financial income75/76B€5k€3k▼
Recurring financial income75€5k€3k▼
Non-recurring financial income76B-€250
Financial charges65/66B€128€103▼
Recurring financial charges65€78€103▲
Non-recurring financial charges66B€50-
Profit (loss) for the period before taxes9903€97k€139k▲
Income taxes67/77€18k€25k▲
Profit (loss) for the period9904€79k€114k▲
Profit (loss) for the period to be appropriated9905€79k€114k▲
Appropriation of the result
Profit (loss) to be appropriated9906€79k€114k▲
Transfer from equity791/2€27k€37k▲
Transfer to equity691/2€35k€51k▲
To other reserves6921€35k€51k▲
Profit to be distributed694/7€71k€99k▲
Return on contributions (dividend)694€27k€37k▲
Directors or managers695€42k€60k▲
Employees696€2k€3k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
State Gazette act
General meeting · Net-asset statement
Dissolution · Liquidation closure
28-07
State Gazette act
General meeting · Director appointment
Mandate compensation · Director resignation
28-07
State Gazette act
General meeting · Approval
Director resignation · Director discharge
26-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €114k ▲43.7%
Operating result €136k, net result €114k, both a record.
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €79k ▼11%
Net result drops to €79k, the lowest in the series; recovery starts the following year.
24-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
07-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €210k ▲16.1%
5 profitable years in a row build equity to €210k.
05-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €150kEq €181k ▲23.7%
4 profitable years in a row build equity to €181k.
10-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
16-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €100kEq €102k ▲56.4%
2 profitable years in a row build equity to €102k.
14-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
06-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wuustwezel · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bredabaan (Centrum) 756C2990 WuustwezelGround area
1,605 m²
Building footprint
283 m²
Volume, LiDAR
1,713 m³
Parcel 11682G0458/02W002, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bredabaan (Centrum) 756C, 2990 Wuustwezel
since 19912.181.347.876
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11682G0458/02W002 | Flanders | 1,605 m² | 1 · 283 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 1,386 EUR awarded · 1,583 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 756 EUR | 756 EUR |
| 2023 | 1 | 630 EUR | 827 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 12,175 companies in sector 69201 we hold annual accounts for 7,638. 6,189 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-01-1991
Fiscal year end31-12
Activities, NACEBEL
69201Certified accountants and tax accountants
69202Legal and accounting activities
74121
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.