BOKE
ActiveSummary
BOKE has been active since 1997 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €102,129 and a net result of €8,736. Equity has been growing by about 11% per year since 2018. Its solvency ranks better than 54% of 12,781 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 20-02-1997 Normal situation
- Activity
- Retail sale of household textiles and bedding NACE 47512and 4 others
- Establishment unit
- 2.081.342.361 3540 Herk-de-Stad, since 10-04-1997
- Financial year end
- 31 December
- Peppol
- Reachable since 29-12-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- < 0.1%
- Gross margin
- €21,656
- ▼ 22.8%
- Turnover
- ≈ €200,000
- estimated
- Profit
- €8,736
- ▼ 33.5%
- Equity
- €102,129
- ▲ 9.4%
- Total assets
- €251,475
- ▲ 5.2%
Score breakdownraises riskSector: Retail trade (NACE 47)lowers riskLiquidity: current ratio 3.59, cash €196,770Founded in 1997Legal form: public limited companyShow the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 56% of them on solvency, 92% on liquidity, 43% on profitability and 60% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 32 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, abbreviated format
Annual accounts 2025 filed on 30-07-2026 at the NBB all 29 filings
Every figure per financial year
The operating result for 2025 is 36% lower than in 2024 and the lowest since 2021.
Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | €2,648 | - | - | - | - |
| Depreciation and write-downs of the year | €6,537 | €6,611 | €6,600 | €6,600 | €6,600 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7,072 | €7,072 | €6,445 | €6,537 | €6,611 | €6,600 | €6,600 | €6,600 | = |
| Other operating charges640/8 | - | - | - | €3,362 | €3,484 | €3,782 | €4,542 | €4,184 | ▼ 7.9% |
| Non-recurring operating charges66A | - | - | - | €20 | €0 | - | - | - | - |
| Gross operating margin9900 | €18,646 | €6,792 | -€59,823 | €16,266 | €25,661 | €27,106 | €28,044 | €21,656 | ▼ 22.8% |
| Operating profit (loss)9901 | €8,473 | -€3,316 | -€70,077 | €6,347 | €15,566 | €16,725 | €16,903 | €10,873 | ▼ 35.7% |
| Financial income75/76B | - | - | - | €2,013 | €485 | €574 | €236 | €1,653 | ▲ 600% |
| Recurring financial income75 | €1,211 | €876 | €350 | €463 | €445 | €574 | €236 | €1,653 | ▲ 600% |
| Non-recurring financial income76B | - | - | - | €1,550 | €40 | €0 | - | - | - |
| Financial charges65/66B | - | - | - | €2,507 | €2,265 | €2,995 | €4,009 | €3,790 | ▼ 5.5% |
| Recurring financial charges65 | €578 | €137 | €2,789 | €2,507 | €2,265 | €2,995 | €4,009 | €3,790 | ▼ 5.5% |
| Profit (loss) for the period before taxes9903 | €9,127 | -€2,577 | -€64,216 | €5,853 | €13,787 | €14,304 | €13,130 | €8,736 | ▼ 33.5% |
| Profit (loss) for the period9904 | €9,127 | -€2,577 | -€64,216 | €5,853 | €13,787 | €14,304 | €13,130 | €8,736 | ▼ 33.5% |
| Profit (loss) for the period to be appropriated9905 | €9,127 | -€2,577 | -€64,216 | €5,853 | €13,787 | €14,304 | €13,130 | €8,736 | ▼ 33.5% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €253,907 | €252,115 | €185,775 | €195,501 | €211,068 | €218,492 | €238,965 | €251,475 | ▲ 5.2% |
| Fixed assets21/28 | €78,413 | €71,341 | €64,896 | €61,007 | €54,396 | €47,797 | €41,197 | €34,598 | ▼ 16.0% |
| Tangible fixed assets22/27 | €78,413 | €71,341 | €64,896 | €61,007 | €54,396 | €47,797 | €41,197 | €34,598 | ▼ 16.0% |
| Land and buildings22 | - | - | - | €61,007 | €54,396 | €47,797 | €41,197 | €34,598 | ▼ 16.0% |
| Current assets29/58 | €175,494 | €180,773 | €120,879 | €134,494 | €156,671 | €170,695 | €197,768 | €216,878 | ▲ 9.7% |
| Stocks and contracts in progress3 | €117,200 | €119,531 | €42,701 | €38,212 | €39,789 | €40,662 | €30,734 | €18,885 | ▼ 38.6% |
| Stocks30/36 | - | - | - | €38,212 | €39,789 | €40,662 | €30,734 | €18,885 | ▼ 38.6% |
| Amounts receivable within one year40/41 | €280 | €881 | €571 | €1,461 | €500 | €2,825 | €850 | €488 | ▼ 42.6% |
| Trade receivables40 | - | - | - | €1,461 | €500 | €2,825 | €498 | €125 | ▼ 75.0% |
| Other amounts receivable41 | - | - | - | - | - | - | €352 | €364 | ▲ 3.2% |
| Cash at bank and in hand54/58 | €55,870 | €58,113 | €77,200 | €93,921 | €115,722 | €123,516 | €163,778 | €196,770 | ▲ 20.1% |
| Deferred charges and accrued income490/1 | - | - | - | €900 | €660 | €3,692 | €2,406 | €734 | ▼ 69.5% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €253,907 | €252,115 | €185,775 | €195,501 | €211,068 | €218,492 | €238,965 | €251,475 | ▲ 5.2% |
| Equity10/15 | €113,113 | €110,536 | €46,319 | €52,173 | €65,959 | €80,263 | €93,393 | €102,129 | ▲ 9.4% |
| Contributions10/11 | €61,973 | €61,973 | €61,973 | €61,973 | €61,973 | €61,973 | €61,973 | €61,973 | = |
| Capital10 | - | - | - | €61,973 | €61,973 | €61,973 | €61,973 | €61,973 | = |
| Issued capital100 | - | - | - | €61,973 | €61,973 | €61,973 | €61,973 | €61,973 | = |
| Reserves13 | €6,197 | €6,197 | €6,197 | €6,197 | €6,197 | €6,197 | €6,197 | €6,197 | = |
| Non-distributable reserves130/1 | - | - | - | €6,197 | €6,197 | €6,197 | €6,197 | €6,197 | = |
| Legal reserve130 | - | - | - | €6,197 | €6,197 | €6,197 | €6,197 | €6,197 | = |
| Profit (loss) carried forward14 | €44,942 | €42,365 | -€21,851 | -€15,998 | -€2,211 | €12,093 | €25,223 | €33,958 | ▲ 34.6% |
| Amounts payable17/49 | €140,794 | €141,579 | €139,455 | €143,329 | €145,108 | €138,229 | €145,572 | €149,347 | ▲ 2.6% |
| Amounts payable after more than one year17 | €85,771 | €85,771 | €85,771 | €85,771 | €85,771 | €85,771 | €85,771 | €85,771 | = |
| Financial debts170/4 | - | - | - | €85,771 | €85,771 | €85,771 | €85,771 | €85,771 | = |
| Amounts payable within one year42/48 | €54,523 | €55,282 | €51,375 | €55,244 | €56,962 | €49,971 | €56,348 | €60,382 | ▲ 7.2% |
| Trade debts44 | €6,552 | €6,917 | €4,601 | €4,690 | €6,681 | €1,025 | €4,814 | €7,659 | ▲ 59.1% |
| Suppliers440/4 | - | - | - | €4,690 | €6,681 | €1,025 | €4,814 | €7,659 | ▲ 59.1% |
| Taxes, remuneration and social security45 | - | - | - | €1,594 | €1,087 | €805 | €1,796 | €712 | ▼ 60.4% |
| Taxes450/3 | - | - | - | €1,594 | €1,087 | €805 | €1,796 | €712 | ▼ 60.4% |
| Other amounts payable47/48 | - | - | - | €48,960 | €49,195 | €48,141 | €49,737 | €52,011 | ▲ 4.6% |
| Accrued charges and deferred income492/3 | - | - | - | €2,314 | €2,375 | €2,487 | €3,453 | €3,193 | ▼ 7.5% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €9,127 | -€2,577 | -€64,216 | €5,853 | €13,787 | €14,304 | €13,130 | €8,736 | ▼ 33.5% |
| + Depreciation and write-downs630 | €7,072 | €7,072 | €6,445 | €6,537 | €6,611 | €6,600 | €6,600 | €6,600 | = |
| Operating cash flow (approximation) | €16,198 | €4,494 | -€57,771 | €12,391 | €20,397 | €20,904 | €19,729 | €15,335 | ▼ 22.3% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€2,648 | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €2,243 | €19,087 | €16,721 | €21,801 | €7,794 | €40,262 | €32,992 | ▼ 18.1% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 17,041 companies had the same profile as BOKE has now. Two years later, 94.4% were still going and 0.5% had gone bankrupt.
- Micro
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of BOKE itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,041 companies, not a prediction for BOKE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Latest 10 of 29 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | abbreviated format | 30-07-2026 | 2026-00370319 | |
| 31-12-2024 | micro format | 28-08-2025 | 2025-00423626 | |
| 31-12-2023 | micro format | 28-08-2024 | 2024-00385490 | |
| 31-12-2022 | micro format | 25-08-2023 | 2023-00354363 | |
| 31-12-2021 | micro format | 31-08-2022 | 2022-20415829 | |
| 31-12-2020 | micro format | 28-07-2021 | 2021-41400538 | |
| 31-12-2019 | micro format | 23-11-2020 | 2020-71500059 | |
| 31-12-2018 | micro format | 28-08-2019 | 2019-52900006 | |
| 31-12-2017 | micro format | 21-08-2018 | 2018-47800497 | |
| 31-12-2016 | micro format | 31-08-2017 | 2017-56500276 |
Board & ownership
Directors
Owners and capital
Capital transactions
- 23-01-2024 Capital stated in the deed · €61,973.38 · 2,500 shares
Mandate history
- Board
- mandate already running before its first mention
| Name | Functions and periods |
|---|---|
| Bouts Philip |
|
| Kelders Chantal |
|
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 3 directors“Zes jaar, raad van bestuur”
Articles of association, deed of 23-01-2024 (in Dutch)
Network & group
BOKE shares no director with another company.
Companies at the same address
1 other companyConnections & network
2 current directorsThe network starts from the directors of BOKE. Every other company they run is a node.
Timeline
Deeds, filings and financial milestones
23-01
Gazette deed
Amendment of the articlesGeneral meeting of 16-01-20242 points ▸
- General meeting, 16-01-2024, mentioned twice in the deed
- Capital, €61,973.38, 2,500 shares
- The deed holds 1 more point.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
Codes under NACEBEL 2003
13 activities
- De handel,zowel groot-als kleinhandel in alle brandstoffen,zoals kolen,stookolie,benzine,gas en andere.
- Oliën,alle petroleumprodukten en derivaten.
- Het leveren en onderhouden van verwarmingsinstallaties.
- Vervoer.
- Groot-en kleinhandel in de horecasector.
- De handel in textielwaren,kinderkleding,heren-,dames-en kinderconfectie,schoenen,lederwaren,speelgoed,kleinmeubelen,meubeleringsartikelen,baby-uitzet en dergelijke meer,en dit zowel groot-als kleinhandel.
- De verhuring van onroerende goederen.
- De vennootschap kan optreden als tussenpersoon inzake handel,in de ruimste zin van het woord,waaronder verstaan makelaarsaktiviteiten,commissiehandel en agentuur zowel in binnen-als buitenlandse handel.
- Zij kan de opdracht van bestuurder,volmachtdrager,mandataris of vereffenaar waarnemen in andere vennootschappen.
- Zij mag overgaan tot alle financiële verrichtingen met uitzondendering van deze voorbehouden aan banken en spaarmaatschappijen.
- Het verlenen van adviezen van financiële,technische,commerciële of administratieve aard;in de ruimste zin bijstand en diensten verlenen,rechtstreeks of onrechtstreeks,op het vlak van administratie en financiën,verkoop,produktie en algemeen bestuur.
- In het algemeen zal de vennootschap alle roerende,onroerende of financiële verrichtingen mogen stellen,die nodig of nuttig kunnen zijn voor de verwezenlijking van haar doel.
- De vennootschap mag daarenboven belangen nemen,hetzij door deelneming,inbreng of elke andere wijze in alle vennootschappen,ondernemingen,beroepsverenigingen of groeperingen bestaande of op te richten,zo in België als in het buitenland,die een gelijkluidend,aanvullend of soortgelijk doel nastreven,of die van aard zijn de ontwikkeling van haar onderneming te bevorderen.
Invoicing and payment
Financial year and general meeting
Accounts at the NBBAgenda
Sites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 71024A0593/00B000 | Flanders | 128 m² | 1 · 114 m² | 12.4 m · 4 |