Bogiver
ActiveSummary
Bogiver has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €168,496 and a net result of -€2,284. Equity is growing by ~21.7% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability33▼-34
Solvency56▲+1
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11,000 at 30 days acceptable
Liquidity short (current ratio 0.78 against 1.02 in 2023; short-term debt: 18% of total assets), and 69.4% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
30.6%
Return on assets
-0.4%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
50 d early
2024
24 d early
2023
28 d early
2022
7 d early
2021
16 d early
2020
31 d early
2019
102 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 37 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 7 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, abbreviated schema
Equity
€168,496▼ 1.3%
2023 · €170,780
Total assets
€550,411▼ 4.1%
2023 · €573,715
Net result
-€2,284
2023 · €25,498
Working capital
-€21,892
2023 · €1,777
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€32,147▲ 21.0%€52,713▲ 64.0%€27,111▼ 48.6%€43,184▲ 59.3%€11,537▼ 73.3%
Net result€18,596within the sector's middle half▲ 25.1%€30,992within the sector's middle half▲ 66.7%€17,857within the sector's middle half▼ 42.4%€25,498within the sector's middle half▲ 42.8%-€2,284below the sector's middle half
Equity€96,433within the sector's middle half▲ 23.9%€127,425within the sector's middle half▲ 32.1%€145,282within the sector's middle half▲ 14.0%€170,780within the sector's middle half▲ 17.6%€168,496within the sector's middle half▼ 1.3%
Total assets€591,154within the sector's middle half▲ 23.6%€582,496within the sector's middle half▼ 1.5%€564,341within the sector's middle half▼ 3.1%€573,715within the sector's middle half▲ 1.7%€550,411within the sector's middle half▼ 4.1%
Debt€494,720▲ 23.5%€455,071▼ 8.0%€419,059▼ 7.9%€402,934▼ 3.8%€381,915▼ 5.2%
Working capital€10,335below the sector's middle half▼ 81.9%-€20,728below the sector's middle half-€3,756below the sector's middle half▲ 81.9%€1,777below the sector's middle half-€21,892below the sector's middle half
Solvency16.3%below the sector's middle half=21.9%within the sector's middle half▲ 5.6pp25.7%within the sector's middle half▲ 3.9pp29.8%within the sector's middle half▲ 4.0pp30.6%within the sector's middle half▲ 0.8pp
Current ratio1.12within the sector's middle half▼ 0.930.73below the sector's middle half▼ 0.390.95below the sector's middle half▲ 0.221.02below the sector's middle half▲ 0.070.78below the sector's middle half▼ 0.24
Return on assets (ROA)3.1%within the sector's middle half=5.3%within the sector's middle half▲ 2.2pp3.2%within the sector's middle half▼ 2.2pp4.4%within the sector's middle half▲ 1.3pp-0.4%below the sector's middle half▼ 4.9pp
Staff (FTE)0below the sector's middle half0below the sector's middle half0below the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 73% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €550,411
Fixed assets
€472,971 ▼ 2.6%
Current assets
€77,440 ▼ 12.0%
Equity and liabilities €550,411
Equity
€168,496 ▼ 1.3%
Debt
€381,915 ▼ 5.2%
Debt's share of the balance-sheet total falls from 70.2% to 69.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€24,284▼
2023 · €55,945
Cash flow
€10,464▼
2023 · €38,258
Debt to equity
2.27▼
2023 · 2.36
ROE
-1.4%▼
2023 · 14.9%
Interest coverage
1.78▼
2023 · 5.11
Debt ≤ 1 year
€99,332▲
2023 · €86,218
Debt > 1 year
€280,583▼
2023 · €314,216
Income taxes
€1,837▼
2023 · €9,059
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,687 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 94% are still going.
- Small
- 10 to 20 years old
- solvency 30% or more
- a small loss
0.6%
went bankrupt
5.4%
stopped otherwise
94%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,687 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €95 | €0 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €13,007 | €15,041 | €12,883 | €12,760 | €12,748 | ▼ 0.1% |
| Other operating charges640/8 | - | €120 | €1,903 | €3,614 | €3,188 | ▼ 11.8% |
| Non-recurring operating charges66A | - | - | - | - | €95 | - |
| Gross operating margin9900 | €46,153 | €67,873 | €41,897 | €59,559 | €27,567 | ▼ 53.7% |
| Operating profit (loss)9901 | €32,147 | €52,713 | €27,111 | €43,184 | €11,537 | ▼ 73.3% |
| Financial income75/76B | - | €3,087 | €1,912 | €2,326 | €1,657 | ▼ 28.8% |
| Recurring financial income75 | €5,573 | €3,087 | €1,912 | €2,326 | €1,657 | ▼ 28.8% |
| Financial charges65/66B | - | €15,105 | €11,632 | €10,953 | €13,640 | ▲ 24.5% |
| Recurring financial charges65 | €12,734 | €15,105 | €11,632 | €10,953 | €13,640 | ▲ 24.5% |
| Profit (loss) for the period before taxes9903 | €24,986 | €40,695 | €17,391 | €34,558 | -€447 | ▼ 101% |
| Income taxes67/77 | €6,389 | €9,703 | -€467 | €9,059 | €1,837 | ▼ 79.7% |
| Profit (loss) for the period9904 | €18,596 | €30,992 | €17,857 | €25,498 | -€2,284 | ▼ 109% |
| Profit (loss) for the period to be appropriated9905 | €18,596 | €30,992 | €17,857 | €25,498 | -€2,284 | ▼ 109% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €591,154 | €582,496 | €564,341 | €573,715 | €550,411 | ▼ 4.1% |
| Fixed assets21/28 | €496,833 | €526,781 | €498,479 | €485,719 | €472,971 | ▼ 2.6% |
| Tangible fixed assets22/27 | €496,833 | €526,781 | €498,479 | €485,719 | €472,971 | ▼ 2.6% |
| Land and buildings22 | - | €515,568 | €495,932 | €483,993 | €472,053 | ▼ 2.5% |
| Furniture and vehicles24 | - | €11,213 | €2,547 | €1,726 | €918 | ▼ 46.8% |
| Current assets29/58 | €94,320 | €55,715 | €65,862 | €87,996 | €77,440 | ▼ 12.0% |
| Amounts receivable within one year40/41 | €92,920 | €53,384 | €64,399 | €86,596 | €75,341 | ▼ 13.0% |
| Trade receivables40 | - | €33,854 | €35,229 | €50,306 | €24,951 | ▼ 50.4% |
| Other amounts receivable41 | - | €19,530 | €29,170 | €36,290 | €50,390 | ▲ 38.9% |
| Current investments50/53 | €1,400 | €1,400 | €1,400 | €1,400 | €1,400 | = |
| Cash at bank and in hand54/58 | - | €930 | €63 | €0 | - | - |
| Deferred charges and accrued income490/1 | - | - | - | - | €699 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €591,154 | €582,496 | €564,341 | €573,715 | €550,411 | ▼ 4.1% |
| Equity10/15 | €96,433 | €127,425 | €145,282 | €170,780 | €168,496 | ▼ 1.3% |
| Contributions10/11 | - | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €84,033 | €115,025 | €132,882 | €158,380 | €156,096 | ▼ 1.4% |
| Non-distributable reserves130/1 | - | €1,855 | €0 | - | - | - |
| Reserves not available under the articles1311 | - | €1,855 | €0 | - | - | - |
| Distributable reserves133 | - | €113,170 | €132,882 | €158,380 | €156,096 | ▼ 1.4% |
| Amounts payable17/49 | €494,720 | €455,071 | €419,059 | €402,934 | €381,915 | ▼ 5.2% |
| Amounts payable after more than one year17 | €409,885 | €378,629 | €346,941 | €314,216 | €280,583 | ▼ 10.7% |
| Financial debts170/4 | - | €378,629 | €346,941 | €314,216 | €280,583 | ▼ 10.7% |
| Amounts payable within one year42/48 | €83,985 | €76,442 | €69,618 | €86,218 | €99,332 | ▲ 15.2% |
| Current portion of amounts payable after more than one year42 | - | €31,256 | €31,891 | €32,725 | €33,633 | ▲ 2.8% |
| Financial debts43 | - | - | - | €1,293 | €8,838 | ▲ 584% |
| Credit institutions430/8 | - | - | - | €1,293 | €5,227 | ▲ 304% |
| Other loans439 | - | - | - | - | €3,611 | - |
| Trade debts44 | €18,266 | €13,255 | €6,324 | €11,752 | €19,665 | ▲ 67.3% |
| Suppliers440/4 | - | €13,255 | €6,324 | €11,752 | €19,665 | ▲ 67.3% |
| Taxes, remuneration and social security45 | - | €16,092 | €15,564 | €17,109 | €21,356 | ▲ 24.8% |
| Taxes450/3 | - | €16,092 | €15,564 | €17,109 | €21,356 | ▲ 24.8% |
| Other amounts payable47/48 | - | €15,840 | €15,840 | €23,340 | €15,840 | ▼ 32.1% |
| Accrued charges and deferred income492/3 | - | - | €2,500 | €2,500 | €2,000 | ▼ 20.0% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €18,596 | €30,992 | €17,857 | €25,498 | -€2,284 | ▼ 109% |
| + Depreciation and write-downs630 | €13,007 | €15,041 | €12,883 | €12,760 | €12,748 | ▼ 0.1% |
| Operating cash flow (approximation) | €31,604 | €46,032 | €30,741 | €38,258 | €10,464 | ▼ 72.7% |
| Investment in fixed assets (approximation) | - | -€44,989 | €15,419 | €0 | €0 | - |
| Change in cash | - | - | -€868 | -€63 | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
07-05
State Gazette act
Registered officeRegistered-office move2 facts ▸
State Gazette act
Registered office
Registered-office move2 facts ▸
- Board meeting, 07-04-2026
- Registered-office move, 9000 Gent, Coupure Rechts 10
2025
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet -€2,284
Net result drops to -€2,284, the lowest in the series.
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €150,000Eq €170,780 ▲17.6%
6 profitable years in a row build equity to €170,780.
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €30,992 ▲66.7%
Operating result €52,713, net result €30,992, both a record.
31-12
Financial
Equity above €100,000Eq €127,425 ▲32.1%
4 profitable years in a row build equity to €127,425.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
20-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Show earlier events
2019
23-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
03-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
23-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 3 acts read
About the unread acts
Of the 3 Belgian State Gazette acts we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2016
Ground area
266 m²
Building footprint
162 m²
Volume, LiDAR
2,393 m³
Parcel 44815F0680/00S000, Flanders · tallest building 21.7 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Bogiver
since 20162.249.717.337
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44815F0680/00S000 | Flanders | 266 m² | 1 · 162 m² | 21.7 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
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Of 2,262 companies in sector 71113 we hold annual accounts for 659. 520 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-01-2016
Fiscal year end31-12
Activities, NACEBEL 2025
71113Urban planning and landscape architecture
64210Activities of holding companies
71111Activities of building architects
E-invoicing
Reachable via Peppol
Peppol ID
0208:0646777885
Also
9925:BE0646777885
Registered
26-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.