BOGI
ActiveSummary
BOGI has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €933,470 and a net result of €123,472. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 62% of 1222 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability77▲+63
Solvency77▲+17
Growth52▲+17
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65,000 at 30 days acceptable
Liquidity ample (current ratio 7.42 against 0.8 in 2024; short-term debt: 3.3% and cash: 4.6% of total assets), and 48.1% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Services to buildings and landscape activities (NACE 81)
about 79% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.9%
Return on assets
6.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-09-2026, 45 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
45 d late
2024
2 d early
2023
26 d late
2022
20 d late
2021
11 d early
2020
40 d late
2019
50 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 10 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, abbreviated schema
In the rankings
#5 company by total assets in Bocholt, Administrative and support services sector#6 company by equity in Bocholt, Administrative and support services sector#7 oldest company in Bocholt, Administrative and support services sector
Turnover
€29,274▲ 111%
2021 · €13,889
EBIT margin
-209.8%▲ 9.5pp
2021 · -219.2%
Net result
€123,472
2024 · -€97,386
Working capital
€385,156
2024 · -€140,021
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€13,889▼ 79.4%€29,274▲ 111%
Operating result-€30,450-€61,414▼ 102%-€33,309▲ 45.8%-€148,928▼ 347%€107,057
Net result€58,927above the sector's middle half-€26,436below the sector's middle half€37,567above the sector's middle half-€97,386below the sector's middle half€123,472above the sector's middle half
EBIT margin-219.2%▼ 239.4pp-209.8%▲ 9.5pp
Equity€896,253above the sector's middle half▲ 7.0%€869,817above the sector's middle half▼ 2.9%€907,384above the sector's middle half▲ 4.3%€809,998above the sector's middle half▼ 10.7%€933,470above the sector's middle half▲ 15.2%
Total assets€2.7mabove the sector's middle half▼ 9.4%€2.6mabove the sector's middle half▼ 2.7%€2.5mabove the sector's middle half▼ 3.2%€2.3mabove the sector's middle half▼ 7.1%€1.8mabove the sector's middle half▼ 22.9%
Debt€1.8m▼ 16.0%€1.7m▼ 2.5%€1.6m▼ 7.0%€1.5m▼ 5.1%€864,753▼ 43.2%
Working capital€173,390▼ 26.1%€51,904▼ 70.1%-€61,367-€140,021▼ 128%€385,156
Solvency33.6%within the sector's middle half▲ 5.2pp33.5%within the sector's middle half▼ 0.1pp36.1%within the sector's middle half▲ 2.6pp34.7%within the sector's middle half▼ 1.4pp51.9%within the sector's middle half▲ 17.2pp
above
within
below
the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €107,057 after a loss of €148,928 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.8m
Fixed assets
€1.4m ▼ 24.3%
Current assets
€445,145 ▼ 18.3%
Equity and liabilities €1.8m
Equity
€933,470 ▲ 15.2%
Debt
€864,753 ▼ 43.2%
Debt's share of the balance-sheet total falls from 65.3% to 48.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€166,891▲
2024 · -€88,565
Cash flow
€183,306▲
2024 · -€37,023
Current ratio
7.42▲
2024 · 0.80
Debt to equity
0.93▼
2024 · 1.88
ROE
13.2%▲
2024 · -12.0%
ROA
6.9%▲
2024 · -4.2%
Interest coverage
14.37▲
2024 · -2.03
Debt ≤ 1 year
€59,989▼
2024 · €685,114
Debt > 1 year
€804,764▼
2024 · €837,159
Income taxes
€65,656▲
2024 · €40,796
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 20,129 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.2%
went bankrupt
4.7%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 20,129 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €13,889 | €29,274 | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | €62,635 | €76,323 | - | - | - | - |
| Remuneration, social security and pensions62 | €1,690 | - | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €61,191 | €76,668 | €50,662 | €60,363 | €59,834 | ▼ 0.9% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | €25,000 | €75,000 | ▲ 200% |
| Other operating charges640/8 | €8,337 | €15,996 | €34,028 | €8,411 | €16,816 | ▲ 99.9% |
| Gross operating margin9900 | €40,768 | €31,249 | €51,381 | -€55,154 | €258,707 | ▲ 569% |
| Operating profit (loss)9901 | -€30,450 | -€61,414 | -€33,309 | -€148,928 | €107,057 | ▲ 172% |
| Financial income75/76B | €125,420 | €98,818 | €104,808 | €136,064 | €93,689 | ▼ 31.1% |
| Recurring financial income75 | €125,420 | €98,818 | €104,808 | €136,064 | €93,689 | ▼ 31.1% |
| Financial charges65/66B | €17,826 | €57,479 | €17,035 | €43,726 | €11,618 | ▼ 73.4% |
| Recurring financial charges65 | €17,826 | €57,479 | €17,035 | €43,726 | €11,618 | ▼ 73.4% |
| Profit (loss) for the period before taxes9903 | €77,144 | -€20,075 | €54,464 | -€56,590 | €189,128 | ▲ 434% |
| Income taxes67/77 | €18,217 | €6,360 | €16,897 | €40,796 | €65,656 | ▲ 60.9% |
| Profit (loss) for the period9904 | €58,927 | -€26,436 | €37,567 | -€97,386 | €123,472 | ▲ 227% |
| Profit (loss) for the period to be appropriated9905 | €58,927 | -€26,436 | €37,567 | -€97,386 | €123,472 | ▲ 227% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.7m | €2.6m | €2.5m | €2.3m | €1.8m | ▼ 22.9% |
| Fixed assets21/28 | €1.8m | €1.8m | €1.8m | €1.8m | €1.4m | ▼ 24.3% |
| Tangible fixed assets22/27 | €1.5m | €1.5m | €1.4m | €1.4m | €1.1m | ▼ 17.0% |
| Land and buildings22 | €1.5m | €1.5m | €1.4m | €1.4m | €1.1m | ▼ 18.1% |
| Plant, machinery and equipment23 | €8,931 | €7,628 | €6,918 | €5,379 | €18,682 | ▲ 247% |
| Furniture and vehicles24 | €1,434 | €1,167 | €901 | €684 | €1,551 | ▲ 127% |
| Financial fixed assets28 | €305,040 | €355,040 | €412,540 | €412,540 | €212,540 | ▼ 48.5% |
| Current assets29/58 | €835,897 | €754,168 | €663,421 | €545,093 | €445,145 | ▼ 18.3% |
| Amounts receivable within one year40/41 | €5,285 | €30,510 | €9,832 | €15,644 | €10,154 | ▼ 35.1% |
| Trade receivables40 | - | €4,659 | - | - | - | - |
| Other amounts receivable41 | €5,285 | €25,852 | €9,832 | €15,644 | €10,154 | ▼ 35.1% |
| Current investments50/53 | €738,439 | €636,920 | €564,819 | €491,331 | €350,285 | ▼ 28.7% |
| Cash at bank and in hand54/58 | €90,452 | €83,937 | €87,853 | €28,728 | €83,245 | ▲ 190% |
| Deferred charges and accrued income490/1 | €1,721 | €2,800 | €917 | €9,390 | €1,461 | ▼ 84.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.7m | €2.6m | €2.5m | €2.3m | €1.8m | ▼ 22.9% |
| Equity10/15 | €896,253 | €869,817 | €907,384 | €809,998 | €933,470 | ▲ 15.2% |
| Contributions10/11 | €61,500 | €61,500 | €61,500 | €61,500 | €61,500 | = |
| Capital10 | €61,500 | €61,500 | €61,500 | €61,500 | €61,500 | = |
| Issued capital100 | €61,500 | €61,500 | €61,500 | €61,500 | €61,500 | = |
| Reserves13 | €58,347 | €58,347 | €95,914 | €95,914 | €219,386 | ▲ 129% |
| Non-distributable reserves130/1 | €58,347 | €58,347 | €58,347 | €58,347 | €58,347 | = |
| Legal reserve130 | €58,347 | €58,347 | €58,347 | €58,347 | €58,347 | = |
| Distributable reserves133 | - | - | €37,567 | €37,567 | €161,039 | ▲ 329% |
| Profit (loss) carried forward14 | €776,405 | €749,970 | €749,970 | €652,584 | €652,584 | = |
| Amounts payable17/49 | €1.8m | €1.7m | €1.6m | €1.5m | €864,753 | ▼ 43.2% |
| Amounts payable after more than one year17 | €1.1m | €1.0m | €878,793 | €837,159 | €804,764 | ▼ 3.9% |
| Financial debts170/4 | €1.1m | €1.0m | €878,793 | €837,159 | €804,764 | ▼ 3.9% |
| Amounts payable within one year42/48 | €662,507 | €702,264 | €724,788 | €685,114 | €59,989 | ▼ 91.2% |
| Current portion of amounts payable after more than one year42 | €81,722 | €84,580 | €98,225 | €52,046 | €33,053 | ▼ 36.5% |
| Trade debts44 | €1,046 | €6,610 | €7,771 | €664 | €3,464 | ▲ 421% |
| Suppliers440/4 | €1,046 | €6,610 | €7,771 | €664 | €3,464 | ▲ 421% |
| Taxes, remuneration and social security45 | €640 | €78 | €405 | - | - | - |
| Taxes450/3 | €640 | €78 | €405 | - | - | - |
| Other amounts payable47/48 | €579,098 | €610,996 | €618,387 | €632,404 | €23,472 | ▼ 96.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €58,927 | -€26,436 | €37,567 | -€97,386 | €123,472 | ▲ 227% |
| + Depreciation and write-downs630 | €61,191 | €76,668 | €50,662 | €60,363 | €59,834 | ▼ 0.9% |
| Operating cash flow (approximation) | €120,118 | €50,232 | €88,229 | -€37,023 | €183,306 | ▲ 595% |
| Investment in fixed assets (approximation) | - | -€86,869 | -€57,500 | €4 | €374,265 | ▲ 9,333,198% |
| Change in cash | - | -€6,515 | €3,916 | -€59,125 | €54,516 | ▲ 192% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 45 days late
2025
31-12
Financial
Back to profitnet €123,472
Net result €123,472 after one loss-making year.
31-12
Financial
Liquidity times 9current ratio 7.42
Current ratio from 0.80 to 7.42; short-term debt falls from €685,114 to €59,989.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€97,386
Net result drops to -€97,386, the lowest in the series; recovery starts the following year.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-12
Financial
Back to profitnet €37,567
Net result €37,567 after one loss-making year.
20-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 20 days late
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €58,927
Net result €58,927 after one loss-making year.
09-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 40 days late
2020
11-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
31-12
Financial
Back to profitnet €51,346
Net result €51,346 after one loss-making year.
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bocholt · 1 establishment unit since 1998
Ground area
1,414 m²
Building footprint
338 m²
Volume, LiDAR
1,814 m³
2 parcels, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Vinkstraat 20, 3950 Bocholt
since 19982.088.799.285
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72003C0925/00T000 | Flanders | 728 m² | 1 · 152 m² | 10.4 m · 2 fl. |
| 72003C0925/00V000 | Flanders | 686 m² | 1 · 186 m² | 10.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
549300S0FLYFZEMVSC32
Similar companies · same sector, comparable size
GREJUS
BE 0440.218.266
Brakel · Eq €933,089
LE REGAIN
BE 0647.689.883
Charleroi · Eq €934,376
DB SERVICES
BE 0831.386.505
Merelbeke-Melle · Eq €925,036
IMMOCOB
BE 0864.856.948
Grimbergen · Eq €914,782
DELCA IMMO
BE 0464.352.262
Menen · Eq €954,835
Of 1,279 companies in sector 81100 we hold annual accounts for 679. 437 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded10-04-1998
Fiscal year end31-12
Activities, NACEBEL 2025
81100Combined facilities support activities
46130Agents in the wholesale of timber and building materials
E-invoicing
Reachable via Peppol
Peppol ID
0208:0463134220
Also
9925:BE0463134220
Registered
16-01-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.