BOGHMANS
ActiveBOGHMANS has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €56k and a net result of €16k. Equity is growing by ~32.3% per year across the filed fiscal years. Its solvency ranks better than 23% of 27451 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▲+18
Solvency46▲+7
Growth52=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity short (current ratio 0.07 against 0.07 in 2024; short-term debt: 28.7% of total assets), and 79% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
21%
Return on assets
6%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 27451 sector peers (2025).
NBB · sector comparisonPosition among 27451 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 04-12-2025, 58 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
58 d early
2024
60 d early
2023
50 d early
2022
5 d early
2021
49 d early
2020
47 d early
2019
60 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€56k▲ 39.5%
2024 · €40k
2019: €-2k
2020: €14k
2021: €26k
2022: €26k
2023: €32k
2024: €40k
2019 → 2025
Total assets
€267k▼ 3.9%
2024 · €278k
2019: €268k
2020: €264k
2021: €262k
2022: €298k
2023: €289k
2024: €278k
2019 → 2025
Net result
€16k▲ 100%
2024 · €8k
2019: €17k
2020: €16k
2021: €11k
2022: €391
2023: €6k
2024: €8k
2019 → 2025
Working capital
€-71k▲ 11.2%
2024 · €-80k
2019: €-88k
2020: €-77k
2021: €-81k
2022: €-79k
2023: €-81k
2024: €-80k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€26k-€26k▲ 1.5%€32k▲ 24.6%€40k▲ 24.6%€56k▲ 39.5%
Operating result€23k-€10k▼ 58.5%€18k▲ 86.3%€21k▲ 19.1%€33k▲ 54.0%
Net result€11k-€391▼ 96.6%€6k▲ 1,534%€8k▲ 24.6%€16k▲ 100%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 54% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €267k
Fixed assets
€261k▼ 3.8%
Current assets
€6k▼ 8.5%
Equity and liabilities €267k
Equity
€56k▲ 39.5%
Debt
€211k▼ 11.2%
The debt ratio falls from 85.5% to 79.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€43k▲
2024 · €31k
Cash flow
€26k▲
2024 · €18k
Solvency
21.0%▲
2024 · 14.5%
Current ratio
0.07▲
2024 · 0.07
Quick ratio
0.07▲
2024 · 0.07
Debt / equity
3.75▼
2024 · 5.90
ROE
28.3%▲
2024 · 19.7%
ROA
6.0%▲
2024 · 2.9%
Interest coverage
5.34▲
2024 · 3.64
Debt
€211k▼
2024 · €238k
Debt ≤ 1 year
€77k▼
2024 · €86k
Debt > 1 year
€134k▼
2024 · €151k
Income taxes
€9k▲
2024 · €5k
Staff costs
€80
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€278k€267k▼
Fixed assets21/28€272k€261k▼
Tangible fixed assets22/27€272k€261k▼
Land and buildings22€272k€261k▼
Current assets29/58€6k€6k▼
Amounts receivable within one year40/41€6k€6k▼
Trade receivables40€5k€5k▼
Other amounts receivable41€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€278k€267k▼
Equity10/15€40k€56k▲
Contributions10/11€11k€11k=
Reserves13€25k€41k▲
Distributable reserves133€25k€41k▲
Profit (loss) carried forward14€4k€4k▲
Amounts payable17/49€238k€211k▼
Amounts payable after more than one year17€151k€134k▼
Financial debts170/4€151k€134k▼
Amounts payable within one year42/48€86k€77k▼
Current portion of amounts payable after more than one year42€18k€17k▼
Financial debts43€28k€28k▼
Credit institutions430/8€28k€28k▼
Trade debts44€5k€10k▲
Suppliers440/4€5k€10k▲
Taxes, remuneration and social security45€7k€12k▲
Taxes450/3€7k€12k▲
Other amounts payable47/48€27k€9k▼
Income statement
Code20242025
Non-recurring operating income76A-€2k
Remuneration, social security and pensions62-€80
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k=
Other operating charges640/8€2k€2k▼
Gross operating margin9900€33k€45k▲
Operating profit (loss)9901€21k€33k▲
Financial income75/76B€2€21▲
Recurring financial income75€2€21▲
Financial charges65/66B€9k€8k▼
Recurring financial charges65€9k€8k▼
Profit (loss) for the period before taxes9903€13k€25k▲
Income taxes67/77€5k€9k▲
Profit (loss) for the period9904€8k€16k▲
Profit (loss) for the period to be appropriated9905€8k€16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€12k€20k▲
Profit (loss) brought forward from the previous period14P€4k€4k▲
Transfer to equity691/2€8k€16k▲
To other reserves6921€8k€16k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
04-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
02-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
12-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
26-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Weakest financial yearnet €391 ▼96.6%
Net result drops to €391, the lowest in the series; recovery starts the following year.
2021
13-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
15-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
02-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
04-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
27-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
28-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Fortstraat 88000 BruggeGround area
435 m²
Building footprint
206 m²
Volume, LiDAR
843 m³
Parcel 31014A0136/00A004, Flanders · tallest building 10.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
BOGHMANS
since 20052.147.833.485
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31014A0136/00A004 | Flanders | 435 m² | 1 · 206 m² | 10.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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RAAMS
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ETS. DIJKMAN S.P.R.L.
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Of 20,030 companies in sector 43320 we hold annual accounts for 9,132. 7,484 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-05-2005
Fiscal year end30-06
Activities, NACEBEL
20300
43320Joinery installation
31001Manufacture of furniture
31004Manufacture of dining room, living room, bedroom and bathroom furniture
36111
36122
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.