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&bogdan architects

Active
Private limited companyfounded 200718 yrs activeWerkhuizenstraat 19, 1080 Sint-Jans-Molenbeek, BelgiumKBO/BCE: BE 0893.134.131

&bogdan architects has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €580k and a net result of €324k. Equity is shrinking by ~7.9% per year across the filed fiscal years. Its solvency ranks better than 59% of 9460 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
86 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency89▲+10
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 2.96 against 1.99 in 2024; short-term debt: 31.7% and cash: 11.2% of total assets), and 36.4% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
63.6%
Return on assets
35.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 18 years 0 20 y
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €580k
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-08-2026, 6 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
6 d late
2024
41 d early
2023
19 d early
2022
5 d early
2021
31 d late
2020
3 d early
2019
21 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€580k▲ 127%
2024 · €256k
2018: €420k 2019: €441k 2020: €258k 2021: €335k 2022: €318k 2023: €109k 2024: €256k
2018 → 2025
Total assets
€913k▲ 92.8%
2024 · €473k
2018: €985k 2019: €828k 2020: €742k 2021: €497k 2022: €412k 2023: €194k 2024: €473k
2018 → 2025
Net result
€324k▲ 121%
2024 · €147k
2018: €82k 2019: €22k 2020: €-183k 2021: €106k 2022: €-2k 2023: €-209k 2024: €147k
2018 → 2025
Working capital
€567k▲ 166%
2024 · €214k
2018: €385k 2019: €415k 2020: €242k 2021: €305k 2022: €303k 2023: €76k 2024: €214k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€335k-€318k▼ 5.0%€109k▼ 65.7%€256k▲ 135%€580k▲ 127%
Operating result€113k-€-2k€-206k▼ 10,515%€168k€408k▲ 142%
Net result€106k-€-2k€-209k▼ 8,263%€147k€324k▲ 121%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-400k€-200k€0€200k€400kOperating result 2021: €113k€113kNet result 2021: €106k€106kOperating result 2022: €-2k€-2kNet result 2022: €-2k€-2kOperating result 2023: €-206k€-206kNet result 2023: €-209k€-209kOperating result 2024: €168k€168kNet result 2024: €147k€147kOperating result 2025: €408k€408kNet result 2025: €324k€324k20212022202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 142% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €913k
Fixed assets €56k▲ 24.6%
Current assets €857k▲ 99.9%
Equity and liabilities €913k
Equity €580k▲ 127%
Debt €332k▲ 52.9%
The debt ratio falls from 45.9% to 36.4%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€417k
2024 · €175k
Cash flow
€334k
2024 · €154k
Solvency
63.6%
2024 · 54.1%
Current ratio
2.96
2024 · 1.99
Quick ratio
2.96
2024 · 1.99
Debt / equity
0.57
2024 · 0.85
ROE
55.9%
2024 · 57.4%
ROA
35.5%
2024 · 31.0%
Interest coverage
168.20
2024 · 8.06
Debt
€332k
2024 · €217k
Debt ≤ 1 year
€290k
2024 · €215k
Income taxes
€84k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€473k€913k
Fixed assets21/28€45k€56k
Tangible fixed assets22/27€45k€56k
Land and buildings22€29k€25k
Plant, machinery and equipment23€7k€5k
Furniture and vehicles24€9k€25k
Financial fixed assets28€0-
Current assets29/58€429k€857k
Amounts receivable within one year40/41€374k€698k
Trade receivables40€367k€675k
Other amounts receivable41€7k€23k
Cash at bank and in hand54/58€49k€102k
Deferred charges and accrued income490/1€6k€57k
Equity and liabilities
Total equity and liabilities10/49€473k€913k
Equity10/15€256k€580k
Contributions10/11€6k€6k=
Reserves13€2k€77k
Tax-exempt reserves132€212€212=
Distributable reserves133€2k€77k
Profit (loss) carried forward14€248k€497k
Amounts payable17/49€217k€332k
Amounts payable within one year42/48€215k€290k
Financial debts43€58k€0
Credit institutions430/8€58k€0
Trade debts44€141k€208k
Suppliers440/4€141k€208k
Taxes, remuneration and social security45€13k€74k
Taxes450/3€13k€74k
Other amounts payable47/48€3k€8k
Accrued charges and deferred income492/3€2k€43k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€10k
Other operating charges640/8€33k€0
Gross operating margin9900€208k€417k
Operating profit (loss)9901€168k€408k
Financial income75/76B€209€4k
Recurring financial income75€209€4k
Financial charges65/66B€22k€2k
Recurring financial charges65€22k€2k
Profit (loss) for the period before taxes9903€147k€409k
Income taxes67/77-€84k
Profit (loss) for the period9904€147k€324k
Profit (loss) for the period to be appropriated9905€147k€324k
Appropriation of the result
Profit (loss) to be appropriated9906€248k€572k
Profit (loss) brought forward from the previous period14P€101k€248k
Transfer to equity691/2-€75k
To other reserves6921-€75k
Social balance
Average headcount (FTE)90870.0-

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
06-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 6 days late
2025
31-12
Financial Highest result since 2018net €324k ▲121%
Operating result €408k, net result €324k, both a record.
31-12
Financial Equity above €500kEq €580k ▲127%
2 profitable years in a row build equity to €580k.
20-06
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial Back to profitnet €147k
Net result €147k after 2 loss-making years.
31-12
Financial Equity above €200kEq €256k ▲135%
Equity rises from €109k to €256k.
12-07
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial Weakest financial yearnet €-209k
Net result drops to €-209k, the lowest in the series; recovery starts the following year.
26-07
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-08
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
31-12
Financial Back to profitnet €106k
Net result €106k after one loss-making year.
31-12
Financial Liquidity doublescurrent ratio 3.02
Current ratio from 1.50 to 3.02; short-term debt falls from €484k to €151k.
28-07
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
10-07
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
22-08
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 22 days late
2018
16-07
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
13-07
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2007
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Werkhuizenstraat 191080 Sint-Jans-Molenbeek
Ground area
573 m²
Building footprint
570 m²
Volume, LiDAR
10,724 m³
Parcel 21012A0226/00M002, Brussels · tallest building 22.8 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
&bogdan architects
Werkhuizenstraat 19, 1080 Sint-Jans-MolenbeekPhotography, excluding press photography
since 20072.168.142.515
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21012A0226/00M002 Brussels 573 m² 1 · 570 m² 22.8 m · 7 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 18,256 companies in sector 71111 we hold annual accounts for 6,321. 3,772 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded29-10-2007
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
74201Photography, excluding press photography
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.