BOGACTWA

Active

Private limited companyfounded 20215 yrs activeRue de la Baume 290, 4100 Seraing, BelgiumKBO/BCE: BE 0769.321.153

Summary

The computed 12-month bankruptcy probability of BOGACTWA is 2.4% (moderate). The 2025 annual accounts show equity of €99,048 and a net result of €40,086. Equity is growing by ~46.5% per year across the filed fiscal years. Its solvency ranks better than 83% of 21938 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

BOGACTWAActiveChecked score 55/100

Risk analysis Report Compare

Activity

Retail sale of newspapers and periodicals

NACE 47621NACE 47620Gambling and betting activities NACE 92000

1 site

Size

€133,600total assets 2025

Equity: €99,048
Profit: €40,086

Turnover not published (abridged schema)

Financial health

55 Fair Checked score 2025

Bankruptcy chance 12 m: 2.4%

Structure

Accounts filed 31 d late0 of 2 deeds read

Why 55- Size: total assets €133,600- Latest accounts 31 days late; 3 of the last 3 late- Founded in 2021- Sector Retail trade (NACE 47)Show the evidence

Checked score

Score 2025

55 / 100

Fair

Probability in this band: 1.5% to 4.2%

Better than 78% of its sector peers (NACE 47, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 99+4

equity 74.1% of total assets

Liquidity 44-3

short-term debt 25.9% · cash 3.0%

Profitability 100+9

return on assets 30.0%

Bankruptcy probability, 12 months

2.4% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (39,974 companies)

Last 24 months 11-2024: 10.0% 12-2024: 10.0%● 0.0% vs 11-2024 01-2025: 3.3%▼ -67.3% vs 12-2024 02-2025: 3.1%▼ -5.6% vs 01-2025 03-2025: 3.0%▼ -1.4% vs 02-2025 04-2025: 3.5%▲ +15.5% vs 03-2025 05-2025: 3.9%▲ +10.7% vs 04-2025 06-2025: 3.6%▼ -8.0% vs 05-2025 07-2025: 3.6%▲ +0.4% vs 06-2025 08-2025: 4.9%▲ +37.5% vs 07-2025 09-2025: 5.0%▲ +2.1% vs 08-2025 10-2025: 8.2%▲ +62.2% vs 09-2025 11-2025: 8.4%▲ +2.7% vs 10-2025 12-2025: 9.8%▲ +17.4% vs 11-2025 01-2026: 12.8%▲ +30.3% vs 12-2025highest value 02-2026: 4.7%▼ -63.7% vs 01-2026 03-2026: 4.7%● 0.0% vs 02-2026 04-2026: 5.1%▲ +9.2% vs 03-2026 05-2026: 5.6%▲ +9.3% vs 04-2026 06-2026: 5.6%▲ +0.3% vs 05-2026 07-2026: 3.3%▼ -41.3% vs 06-2026 08-2026: 3.7%▲ +14.5% vs 07-2026 09-2026: 2.4%▼ -36.7% vs 08-2026lowest value 10-2026: 2.4%● 0.0% vs 09-2026lowest value

Size: total assets €133,600 raises the probability for this profile
Latest accounts 31 days late; 3 of the last 3 late raises the probability
Founded in 2021 raises the probability for this profile
Sector Retail trade (NACE 47) raises the probability

Credit up to €5,000 at 30 days acceptable

Liquidity ample (current ratio 3.77 against 3.23 in 2024; short-term debt: 25.9% and cash: 3% of total assets), and 25.9% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 84%, liquidity 42%, profitability 96%, growth against the median 89%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Size: total assets €133,600

In the bankruptcy model this factor raises the probability for this profile.

NBB · annual accounts

Latest accounts 31 days late; 3 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Founded in 2021

In the bankruptcy model this factor raises the probability for this profile.

KBO

Sector Retail trade (NACE 47)

In the bankruptcy model this factor raises the probability.

KBO

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 3 filings

Deviation from the deadline

2025

31 d late

2024

153 d late

2023

122 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 102 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 December (3 of the last 3 filed years within 92 days of that day).

Companies Code · seven months

Position in the running window

04-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

31-08-26 Annual accounts filedfiscal year 2025 · micro…
31-12-25 Highest result since 2023net €40,086 ▲173%
31-12-25 Annual accounts filedfiscal year 2024 · micro…

Key points

Positive: Among the best 15% on net resultsector median €5,059 · 21,916 companies €40,086 View
Total assets 20253 fiscal years filed €133,600 View
Active since 2021founded 03-06-2021 5 years View