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BOFRUIT

Active
Private limited company (pre-2019)founded 201313 yrs activeRue de Remicourt 2, 4300 Waremme, BelgiumKBO/BCE: BE 0521.793.187
Summary

The annual accounts of BOFRUIT for fiscal year 2025 show a net loss of 60% of the equity at the start of that year. The 2025 annual accounts show equity of €164,609 and a net result of -€247,160. Equity is growing by ~25.6% per year across the filed fiscal years. Its solvency ranks better than 19% of 1764 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability0▼-70
Solvency41▼-10
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7,000 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.07 against 1.96 in 2024; short-term debt: 14% and cash: 0.1% of total assets), and 83.9% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Crop and animal production, hunting and related service activities (NACE 01)
about 70% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 13 years 0 20 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
16.1%
Return on assets
-24.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 1764 sector peers (2025).
NBB · sector comparison
Position among 1764 sector peers
Solvency
better than 19%
← weakest strongest →
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-09-2026, 55 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
55 d late
2024
54 d early
2023
132 d early
2022
42 d early
2021
9 d late
2020
33 d late
2019
47 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 12 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 37% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 19 June (4 of the last 5 filed years within 89 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

BOFRUIT was incorporated on 6 March 2013.1 Total assets rose from EUR 877,934 in 2018 to EUR 1 million in 2025 and headcount from 1.6 to 2.5 full-time equivalents.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, abbreviated schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€247,160
2024 · €14,912
Working capital
-€133,078
2024 · €203,295
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 01, Crop and animal production, hunting and related service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€180,649€34,621▼ 80.8%€153,702▲ 344%€7,767▼ 94.9%-€243,579
Net result€184,413above the sector's middle half€40,515within the sector's middle half▼ 78.0%€167,943above the sector's middle half▲ 315%€14,912within the sector's middle half▼ 91.1%-€247,160below the sector's middle half
Equity€242,346within the sector's middle half▲ 267%€274,707within the sector's middle half▲ 13.4%€414,473within the sector's middle half▲ 50.9%€413,971within the sector's middle half▼ 0.1%€164,609below the sector's middle half▼ 60.2%
Total assets€2.6mwithin the sector's middle half▲ 5.7%€2.5mwithin the sector's middle half▼ 2.8%€2.0mwithin the sector's middle half▼ 22.4%€1.6mwithin the sector's middle half▼ 19.5%€1.0mwithin the sector's middle half▼ 35.7%
Debt€2.4m▼ 1.4%€2.3m▼ 4.5%€1.6m▼ 31.2%€1.2m▼ 24.7%€859,745▼ 27.0%
Working capital€364,608within the sector's middle half▲ 86.6%€388,549within the sector's middle half▲ 6.6%€276,196within the sector's middle half▼ 28.9%€203,295within the sector's middle half▼ 26.4%-€133,078below the sector's middle half
Solvency9.2%below the sector's middle half▲ 6.6pp10.8%below the sector's middle half▲ 1.5pp21.0%within the sector's middle half▲ 10.2pp26.0%within the sector's middle half▲ 5.0pp16.1%below the sector's middle half▼ 9.9pp
Current ratio1.83within the sector's middle half▲ 0.281.94within the sector's middle half▲ 0.111.98within the sector's middle half▲ 0.041.96within the sector's middle half▼ 0.030.07below the sector's middle half▼ 1.89
Return on assets (ROA)7.0%above the sector's middle half▲ 8.4pp1.6%within the sector's middle half▼ 5.4pp8.5%above the sector's middle half▲ 6.9pp0.9%within the sector's middle half▼ 7.6pp-24.1%below the sector's middle half▼ 25.1pp
Staff (FTE)10.5within the sector's middle half▼ 39.7%20.2above the sector's middle half▲ 92.4%18.2above the sector's middle half▼ 9.9%18.2above the sector's middle half=2.5within the sector's middle half▼ 86.3%
above within below the middle half (P25 to P75) of NACE 01, Crop and animal production, hunting and related service activities, each year against the same schema; no band under 30 filings.
Why a figure moved sharply
  • 2025 Staff (FTE) -86% on 2024. The accounts now follow the abbreviated schema, last year the full schema.
Result per fiscal year
Operating resultNet result
-€400,000-€200,000€0€200,000Operating result 2021: €180,649€180,649Net result 2021: €184,413€184,413Operating result 2022: €34,621€34,621Net result 2022: €40,515€40,515Operating result 2023: €153,702€153,702Net result 2023: €167,943€167,943Operating result 2024: €7,767€7,767Net result 2024: €14,912€14,912Operating result 2025: -€243,579-€243,579Net result 2025: -€247,160-€247,16020212022202320242025-€400,000-€200,000€0€200,000Operating result 2023: €153,702€154,000Net result 2023: €167,943€168,000Operating result 2024: €7,767€7,770Net result 2024: €14,912€14,900Operating result 2025: -€243,579-€244,000Net result 2025: -€247,160-€247,000202320242025
The operating result turns negative in 2025: a loss of €243,579 after €7,767 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.0m
Fixed assets €1.0m ▼ 13.8%
Current assets €10,004 ▼ 97.6%
Equity and liabilities €1.0m
Equity €164,609 ▼ 60.2%
Debt €859,745 ▼ 27.0%
Debt's share of the balance-sheet total rises from 74.0% to 83.9%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
-€81,590▼
2024 · €170,176
Cash flow
-€85,171▼
2024 · €177,321
Debt to equity
5.22▲
2024 · 2.85
ROE
-150.1%▼
2024 · 3.6%
Interest coverage
-13.95▼
2024 · 24.96
Debt ≤ 1 year
€143,082▼
2024 · €212,643
Debt > 1 year
€716,663▼
2024 · €965,663
Income taxes
-€63▼
2024 · €1,531
Staff costs
€80,827▼
2024 · €262,550
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,294 companies that looked in July 2024 the way this one looks now, 4.1% went bankrupt within 24 months and 90% are still going.

  • Micro
  • 10 to 20 years old
  • solvency 10 to 30%
  • a loss of 10% of the balance sheet or more
4.1% went bankrupt
6.0% stopped otherwise
90% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,294 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.6m€1.0m▼
Fixed assets21/28€1.2m€1.0m▼
Tangible fixed assets22/27€1.2m€1.0m▼
Land and buildings22€459,574€421,931▼
Plant, machinery and equipment23€0-
Furniture and vehicles24€8,436€4,165▼
Other tangible fixed assets26€708,328€588,253▼
Current assets29/58€415,939€10,004▼
Amounts receivable within one year40/41€412,321€6,974▼
Trade receivables40€411,477-
Other amounts receivable41€844€6,974▲
Cash at bank and in hand54/58€3,618€574▼
Deferred charges and accrued income490/1€0€2,456▲
Equity and liabilities
Total equity and liabilities10/49€1.6m€1.0m▼
Equity10/15€413,971€164,609▼
Contributions10/11€18,550€18,550=
Reserves13€1,855€1,855=
Non-distributable reserves130/1€1,855€1,855=
Reserves not available under the articles1311€1,855€1,855=
Profit (loss) carried forward14€382,556€135,396▼
Investment grants15€11,010€8,808▼
Amounts payable17/49€1.2m€859,745▼
Amounts payable after more than one year17€965,663€716,663▼
Financial debts170/4€500,000€400,000▼
Other amounts payable178/9€465,663€316,663▼
Amounts payable within one year42/48€212,643€143,082▼
Current portion of amounts payable after more than one year42€100,000€100,000=
Trade debts44€69,328€3,014▼
Suppliers440/4€69,328€3,014▼
Taxes, remuneration and social security45€15,100€12,259▼
Taxes450/3€2,897€1,384▼
Remuneration and social security454/9€12,203€10,875▼
Other amounts payable47/48€28,215€27,809▼
Accrued charges and deferred income492/3€0-
Income statement Code20242025
Non-recurring operating income76A€223,576-
Remuneration, social security and pensions62€262,550€80,827▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€162,409€161,989▼
Other operating charges640/8€2,837€2,857▲
Gross operating margin9900€435,562€2,094▼
Operating profit (loss)9901€7,767-€243,579▼
Financial income75/76B€15,495€2,205▼
Recurring financial income75€15,495€2,205▼
Financial charges65/66B€6,819€5,849▼
Recurring financial charges65€6,819€5,849▼
Profit (loss) for the period before taxes9903€16,444-€247,223▼
Income taxes67/77€1,531-€63▼
Profit (loss) for the period9904€14,912-€247,160▼
Profit (loss) for the period to be appropriated9905€14,912-€247,160▼
Appropriation of the result
Profit (loss) to be appropriated9906€382,556€135,396▼
Profit (loss) brought forward from the previous period14P€367,643€382,556▲
Social balance
Average headcount (FTE)908718.22.5▼

The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A--€108,626€223,576--
Remuneration, social security and pensions62€157,209€284,446€282,470€262,550€80,827▼ 69.2%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€202,699€214,179€196,130€162,409€161,989▼ 0.3%
Other operating charges640/8€3,935€2,592€3,065€2,837€2,857▲ 0.7%
Gross operating margin9900€544,491€535,838€635,367€435,562€2,094▼ 99.5%
Operating profit (loss)9901€180,649€34,621€153,702€7,767-€243,579▼ 3,236%
Financial income75/76B€8,344€8,154€28,203€15,495€2,205▼ 85.8%
Recurring financial income75€8,344€8,154€28,203€15,495€2,205▼ 85.8%
Financial charges65/66B€4,580€2,260€12,718€6,819€5,849▼ 14.2%
Recurring financial charges65€4,580€2,260€12,718€6,819€5,849▼ 14.2%
Profit (loss) for the period before taxes9903€184,413€40,515€169,188€16,444-€247,223▼ 1,603%
Income taxes67/77--€1,245€1,531-€63▼ 104%
Profit (loss) for the period9904€184,413€40,515€167,943€14,912-€247,160▼ 1,757%
Profit (loss) for the period to be appropriated9905€184,413€40,515€167,943€14,912-€247,160▼ 1,757%
Line20212022202320242025Change
Assets
Total assets20/58€2.6m€2.5m€2.0m€1.6m€1.0m▼ 35.7%
Fixed assets21/28€1.8m€1.7m€1.4m€1.2m€1.0m▼ 13.8%
Tangible fixed assets22/27€1.8m€1.7m€1.4m€1.2m€1.0m▼ 13.8%
Land and buildings22€429,396€534,860€497,217€459,574€421,931▼ 8.2%
Plant, machinery and equipment23€1,446€1,675€420€0--
Furniture and vehicles24€15,026€8,976€12,708€8,436€4,165▼ 50.6%
Other tangible fixed assets26€1.4m€1.2m€910,629€708,328€588,253▼ 17.0%
Current assets29/58€802,651€802,324€557,409€415,939€10,004▼ 97.6%
Amounts receivable within one year40/41€800,982€798,066€555,595€412,321€6,974▼ 98.3%
Trade receivables40€784,648€795,813€539,484€411,477--
Other amounts receivable41€16,334€2,252€16,111€844€6,974▲ 726%
Cash at bank and in hand54/58€1,669€2,462€1,211€3,618€574▼ 84.1%
Deferred charges and accrued income490/1-€1,797€604€0€2,456-
Equity and liabilities
Total equity and liabilities10/49€2.6m€2.5m€2.0m€1.6m€1.0m▼ 35.7%
Equity10/15€242,346€274,707€414,473€413,971€164,609▼ 60.2%
Contributions10/11€18,550€18,550€18,550€18,550€18,550=
Capital10€18,550-----
Issued capital100€18,550-----
Reserves13€1,855€1,855€1,855€1,855€1,855=
Non-distributable reserves130/1€1,855€1,855€1,855€1,855€1,855=
Legal reserve130€1,855-----
Reserves not available under the articles1311-€1,855€1,855€1,855€1,855=
Profit (loss) carried forward14€159,186€199,701€367,643€382,556€135,396▼ 64.6%
Investment grants15€62,755€54,601€26,425€11,010€8,808▼ 20.0%
Amounts payable17/49€2.4m€2.3m€1.6m€1.2m€859,745▼ 27.0%
Amounts payable after more than one year17€1.9m€1.8m€1.3m€965,663€716,663▼ 25.8%
Financial debts170/4€1.1m€900,000€600,000€500,000€400,000▼ 20.0%
Other amounts payable178/9€813,695€942,695€682,695€465,663€316,663▼ 32.0%
Amounts payable within one year42/48€438,043€413,775€281,213€212,643€143,082▼ 32.7%
Current portion of amounts payable after more than one year42€200,000€200,000€100,000€100,000€100,000=
Trade debts44€194,798€181,662€116,998€69,328€3,014▼ 95.7%
Suppliers440/4€194,798€181,662€116,998€69,328€3,014▼ 95.7%
Taxes, remuneration and social security45€6,031€4,875€36,431€15,100€12,259▼ 18.8%
Taxes450/3€0€333€1,245€2,897€1,384▼ 52.2%
Remuneration and social security454/9€6,030€4,542€35,186€12,203€10,875▼ 10.9%
Other amounts payable47/48€37,215€27,238€27,784€28,215€27,809▼ 1.4%
Accrued charges and deferred income492/3€29,599€18,000€0€0--
Line20212022202320242025Change
Profit (loss) for the period9904€184,413€40,515€167,943€14,912-€247,160▼ 1,757%
+ Depreciation and write-downs630€202,699€214,179€196,130€162,409€161,989▼ 0.3%
Operating cash flow (approximation)€387,111€254,694€364,073€177,321-€85,171▼ 148%
Investment in fixed assets (approximation)--€140,000€129,750€82,225€0▼ 100%
Change in cash-€792-€1,251€2,407-€3,044▼ 226%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
24-09
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 55 days late
2025
31-12
Financial Weakest financial yearnet -€247,160
Net result drops to -€247,160, the lowest in the series.
07-06
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
21-03
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
19-06
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
09-08
NBB filing Annual accounts filed
fiscal year 2021 · full schema · 9 days late
2021
31-12
Financial Back to profitnet €184,413
Net result €184,413 after one loss-making year.
31-12
Financial Equity above €200,000Eq €242,346 ▲267%
Equity rises from €66,087 to €242,346.
02-09
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 33 days late
2020
16-09
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 47 days late
2019
31-12
Financial Equity above €100,000Eq €107,275 ▲17.4%
2 profitable years in a row build equity to €107,275.
08-07
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
31-07
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
25-07
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waremme · 1 establishment unit since 2013
seat establishment The establishment unit on the map
Ground area
2,615 m²
Building footprint
216 m²
Volume, LiDAR
1,279 m³
Parcel 64014A0601/00C000, Wallonia · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
Rue de Remicourt 2, 4300 Waremme
Growing of pome and stone fruits
since 20132.217.386.643
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
64014A0601/00C000 Wallonia 2,615 m² 1 · 215 m² 8.3 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 · 1 entry · 7,183 EUR awarded · 7,183 EUR paid
Year Entries awardedpaid
2022 1 7,183 EUR7,183 EUR

Similar companies · same sector, comparable size

Of 1,397 companies in sector 01210 we hold annual accounts for 232. 191 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded06-03-2013
Fiscal year end31-12
Activities, NACEBEL 2025
01210Crop and animal production, hunting and related service activities
01240Growing of pome and stone fruits
Contact
Phone 0474/389583Waremme
E-invoicing
Reachable via Peppol
Peppol ID 0208:0521793187
Registered 27-03-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.