Summary
Conclusion
the dossier summarised in one paragraphBOFIAC has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €414k and a net result of €93k. The computed 12-month bankruptcy probability is 0.1% (very low).
Based on the State Gazette, CBE and 1 annual account.
Filing behaviour
From the deposit records, complete market-wide| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not confirmed | - |
| 31-12-2024 | 31-07-2025 | 18-06-2025 | 43 d early | 2025-00154847 |
| 31-12-2023 | 31-07-2024 | 14-06-2024 | 47 d early | 2024-00134845 |
| 31-12-2022 | 31-07-2023 | 08-06-2023 | 53 d early | 2023-00117472 |
| 31-12-2021 | 31-07-2022 | 27-06-2022 | 34 d early | 2022-20103558 |
| 31-12-2020 | 31-07-2021 | 21-06-2021 | 40 d early | 2021-22300371 |
| 31-12-2019 | 31-07-2020 | 25-06-2020 | 36 d early | 2020-21100087 |
| 31-12-2018 | 31-07-2019 | 06-06-2019 | 55 d early | 2019-16700235 |
| 31-12-2017 | 31-07-2018 | 04-06-2018 | 57 d early | 2018-15500006 |
| 31-12-2016 | 31-07-2017 | 12-06-2017 | 49 d early | 2017-16300215 |
| 31-12-2015 | 31-07-2016 | 06-06-2016 | 55 d early | 2016-15300410 |
Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsAdministrative Flags
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneStatistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
Annual accounts & ratios
Source: NBB · 2024| Fiscal year | 2024 |
|---|---|
| Deposit | abbreviated schema |
| Revenue | - |
| EBITDA | €137k |
| Net profit | €93k |
| Cash flow | €106k |
| Staff costs | €0 |
| Income taxes | €40k |
| Dividends | €28k |
| Total assets | €668k |
| Equity | €414k |
| Debt | €254k |
| of which ≤ 1y | €172k |
| of which > 1y | €81k |
| Working capital | €-28k |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | 0.83 |
| Quick ratio | 0.83 |
| Working capital ratio | -4.3% |
| Solvency | 61.9% |
| Debt / equity | 0.61 |
| Long-term debt ratio | 0.20 |
| Interest coverage | 14.89 |
| Gross margin | - |
| Net margin | - |
| ROA | 14.0% |
| ROE | 22.6% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Full annual accounts (25 line items)
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €668k |
| Fixed assets | 21/28 | €525k |
| Tangible fixed assets | 22/27 | €159k |
| Financial fixed assets | 28 | €366k |
| Current assets | 29/58 | €143k |
| Amounts receivable within one year | 40/41 | €1k |
| Investments | 50/53 | €40k |
| Cash & bank | 54/58 | €101k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €668k |
| Equity | 10/15 | €414k |
| Contributions / capital | 10/11 | €19k |
| Reserves | 13 | €395k |
| Accumulated profits (losses) | 14 | €0 |
| Amounts payable | 17/49 | €254k |
| Amounts payable after one year | 17 | €81k |
| Amounts payable within one year | 42/48 | €172k |
| Trade debts payable within one year | 44 | €1k |
| Income statement | ||
| Gross operating margin | 9900 | €138k |
| Operating result | 9901 | €124k |
| Financial income | 75 | €18k |
| Financial charges | 65 | €9k |
| Result before taxes | 9903 | €133k |
| Income taxes | 67/77 | €40k |
| Net result for the period | 9904 | €93k |
| Result to be appropriated | 9905 | €93k |
Health barometer
FY 2024 · computedThe full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationReal-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34010A0486/00A002 | Flanders | 469 m² | 1 · 120 m² | 7.3 m · 2 fl. |
Publications
Lifecycle & Insolvency Signals
Belgian State Gazette · acts
0 of 5 acts readWe know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.
Analysis
Financial profile
4 of 5 axes measuredStrong profile, led by profitability.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
Credit advice
verdict per customer and amountSimilar
Similar companies
Same sector and regionCompany registry
Company registry (CBE)
Crossroads Bank| Legal nameNL | BOFIAC |