BoDyl
ActiveSummary
The computed 12-month bankruptcy probability of BoDyl is 2.1% (moderate). The 2025 annual accounts show equity of €33,103 and a net result of -€7,392. Equity is growing by ~25.1% per year across the filed fiscal years. Its solvency ranks better than 32% of 1913 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability55▼-19
Solvency53▲+2
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity short (current ratio 0.86 against 0.87 in 2024; short-term debt: 52.3% of total assets), and 71.8% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Manufacture of fabricated metal products, except machinery and equipment (NACE 25)
about 50% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
28.2%
Return on assets
-6.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
28 d late
2024
on the day
2023
22 d late
2022
30 d late
2021
24 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 21 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€33,103▼ 18.3%
2024 · €40,494
Total assets
€117,297▼ 25.0%
2024 · €156,357
Net result
-€7,392
2024 · €6,340
Working capital
-€8,630▲ 7.8%
2024 · -€9,357
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 25, Manufacture of fabricated metal products, except machinery and equipment, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€2,671-€6,132▲ 130%€27,359▲ 346%€12,452▼ 54.5%-€4,733
Net result-€1,408below the sector's middle half-€3,280within the sector's middle half€17,283within the sector's middle half▲ 427%€6,340within the sector's middle half▼ 63.3%-€7,392below the sector's middle half
Equity€13,592below the sector's middle half-€16,871below the sector's middle half▲ 24.1%€34,155within the sector's middle half▲ 102%€40,494within the sector's middle half▲ 18.6%€33,103within the sector's middle half▼ 18.3%
Total assets€111,903within the sector's middle half-€129,025within the sector's middle half▲ 15.3%€116,030within the sector's middle half▼ 10.1%€156,357within the sector's middle half▲ 34.8%€117,297within the sector's middle half▼ 25.0%
Debt€98,311-€112,154▲ 14.1%€81,875▼ 27.0%€115,863▲ 41.5%€84,194▼ 27.3%
Working capital-€39,171--€25,805▲ 34.1%€2,285-€9,357-€8,630▲ 7.8%
Solvency12.1%below the sector's middle half-13.1%below the sector's middle half▲ 0.9pp29.4%within the sector's middle half▲ 16.4pp25.9%within the sector's middle half▼ 3.5pp28.2%within the sector's middle half▲ 2.3pp
Staff (FTE)0.7-
above
within
below
the middle half (P25 to P75) of NACE 25, Manufacture of fabricated metal products, except machinery and equipment, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €4,733 after €12,452 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €117,297
Fixed assets
€64,611 ▼ 31.6%
Current assets
€52,686 ▼ 14.9%
Equity and liabilities €117,297
Equity
€33,103 ▼ 18.3%
Debt
€84,194 ▼ 27.3%
Debt's share of the balance-sheet total falls from 74.1% to 71.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€30,427▼
2024 · €40,971
Cash flow
€27,768▼
2024 · €34,860
Current ratio
0.86▼
2024 · 0.87
Debt to equity
2.54▼
2024 · 2.86
ROE
-22.3%▼
2024 · 15.7%
ROA
-6.3%▼
2024 · 4.1%
Interest coverage
5.25▼
2024 · 7.43
Debt ≤ 1 year
€61,316▼
2024 · €71,257
Debt > 1 year
€22,878▼
2024 · €44,606
Income taxes
-€1,166▼
2024 · €2,031
Staff costs
€0▼
2024 · €3,808
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,550 companies that looked in July 2024 the way this one looks now, 3.9% went bankrupt within 24 months and 91% are still going.
- Micro
- 5 to 10 years old
- solvency 10 to 30%
- a small loss
3.9%
went bankrupt
3.7%
stopped otherwise
91%
still going
A further 1.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,550 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €1,619 | €0 | ▼ 100% |
| Remuneration, social security and pensions62 | €27,080 | €4,756 | €2,339 | €3,808 | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €27,927 | €28,622 | €28,652 | €28,520 | €35,160 | ▲ 23.3% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €415 | €0 | -€415 | €0 | ▲ 100% |
| Other operating charges640/8 | €9,338 | €2,989 | €2,104 | €4,273 | €4,470 | ▲ 4.6% |
| Non-recurring operating charges66A | - | - | - | - | €669 | - |
| Gross operating margin9900 | €67,016 | €42,914 | €60,453 | €48,637 | €35,566 | ▼ 26.9% |
| Operating profit (loss)9901 | €2,671 | €6,132 | €27,359 | €12,452 | -€4,733 | ▼ 138% |
| Financial income75/76B | €3 | €1,117 | €786 | €1,430 | €1,976 | ▲ 38.1% |
| Recurring financial income75 | €3 | €1,117 | €786 | €1,430 | €1,976 | ▲ 38.1% |
| Financial charges65/66B | €2,511 | €1,706 | €2,790 | €5,511 | €5,800 | ▲ 5.2% |
| Recurring financial charges65 | €2,511 | €1,706 | €2,790 | €5,511 | €5,800 | ▲ 5.2% |
| Profit (loss) for the period before taxes9903 | €163 | €5,543 | €25,354 | €8,371 | -€8,557 | ▼ 202% |
| Income taxes67/77 | €1,571 | €2,264 | €8,071 | €2,031 | -€1,166 | ▼ 157% |
| Profit (loss) for the period9904 | -€1,408 | €3,280 | €17,283 | €6,340 | -€7,392 | ▼ 217% |
| Profit (loss) for the period to be appropriated9905 | -€1,408 | €3,280 | €17,283 | €6,340 | -€7,392 | ▼ 217% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €111,903 | €129,025 | €116,030 | €156,357 | €117,297 | ▼ 25.0% |
| Fixed assets21/28 | €94,974 | €92,755 | €67,066 | €94,457 | €64,611 | ▼ 31.6% |
| Intangible fixed assets21 | €15,989 | €11,989 | €7,989 | €3,989 | €0 | ▼ 100% |
| Tangible fixed assets22/27 | €78,984 | €80,566 | €58,877 | €90,268 | €64,611 | ▼ 28.4% |
| Plant, machinery and equipment23 | €1,664 | €3,192 | €2,885 | €26,601 | €20,739 | ▼ 22.0% |
| Furniture and vehicles24 | €25,593 | €18,993 | €14,209 | €5,487 | €4,102 | ▼ 25.2% |
| Leasing and similar rights25 | €51,727 | €58,382 | €41,783 | €58,180 | €39,770 | ▼ 31.6% |
| Financial fixed assets28 | - | €200 | €200 | €200 | €0 | ▼ 100% |
| Current assets29/58 | €16,929 | €36,270 | €48,964 | €61,900 | €52,686 | ▼ 14.9% |
| Amounts receivable after more than one year29 | - | - | €15,000 | €15,000 | €0 | ▼ 100% |
| Trade receivables290 | - | - | - | €15,000 | €0 | ▼ 100% |
| Other amounts receivable291 | - | - | €15,000 | - | - | - |
| Amounts receivable within one year40/41 | €9,521 | €22,049 | €31,360 | €42,261 | €49,607 | ▲ 17.4% |
| Trade receivables40 | €4,007 | €5,507 | €19,059 | €21,815 | €7,099 | ▼ 67.5% |
| Other amounts receivable41 | €5,515 | €16,542 | €12,301 | €20,446 | €42,508 | ▲ 108% |
| Deferred charges and accrued income490/1 | €7,408 | €14,221 | €2,604 | €4,639 | €3,079 | ▼ 33.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €111,903 | €129,025 | €116,030 | €156,357 | €117,297 | ▼ 25.0% |
| Equity10/15 | €13,592 | €16,871 | €34,155 | €40,494 | €33,103 | ▼ 18.3% |
| Contributions10/11 | €15,000 | €15,000 | €15,000 | €15,000 | €15,000 | = |
| Reserves13 | - | €1,871 | €19,155 | €19,155 | €19,155 | = |
| Distributable reserves133 | - | €1,871 | €19,155 | €19,155 | €19,155 | = |
| Profit (loss) carried forward14 | -€1,408 | €0 | - | €6,340 | -€1,052 | ▼ 117% |
| Amounts payable17/49 | €98,311 | €112,154 | €81,875 | €115,863 | €84,194 | ▼ 27.3% |
| Amounts payable after more than one year17 | €42,211 | €50,078 | €35,197 | €44,606 | €22,878 | ▼ 48.7% |
| Financial debts170/4 | €42,211 | €50,078 | €35,197 | €44,606 | €22,878 | ▼ 48.7% |
| Amounts payable within one year42/48 | €56,100 | €62,075 | €46,679 | €71,257 | €61,316 | ▼ 14.0% |
| Current portion of amounts payable after more than one year42 | €12,615 | €14,665 | €14,882 | €30,368 | €23,159 | ▼ 23.7% |
| Financial debts43 | €719 | €3,675 | €1,316 | €3,927 | €4,319 | ▲ 10.0% |
| Credit institutions430/8 | €719 | €3,675 | €1,316 | €3,927 | €4,319 | ▲ 10.0% |
| Trade debts44 | €14,519 | €22,845 | €4,768 | €15,412 | €22,916 | ▲ 48.7% |
| Suppliers440/4 | €14,519 | €22,845 | €4,768 | €15,412 | €22,916 | ▲ 48.7% |
| Taxes, remuneration and social security45 | €5,568 | €4,606 | €11,930 | €9,766 | €3,933 | ▼ 59.7% |
| Taxes450/3 | €5,568 | €4,606 | €11,930 | €9,766 | €3,933 | ▼ 59.7% |
| Other amounts payable47/48 | €22,680 | €16,283 | €13,783 | €11,783 | €6,989 | ▼ 40.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€1,408 | €3,280 | €17,283 | €6,340 | -€7,392 | ▼ 217% |
| + Depreciation and write-downs630 | €27,927 | €28,622 | €28,652 | €28,520 | €35,160 | ▲ 23.3% |
| Operating cash flow (approximation) | €26,519 | €31,902 | €45,935 | €34,860 | €27,768 | ▼ 20.3% |
| Investment in fixed assets (approximation) | - | -€26,404 | -€2,963 | -€55,910 | -€5,314 | ▲ 90.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Weakest financial yearnet -€7,392
Net result drops to -€7,392, the lowest in the series.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
31-12
Financial
Highest result since 2021net €17,283 ▲427%
Operating result €27,359, net result €17,283, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Back to profitnet €3,280
Net result €3,280 after one loss-making year.
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2020
Ground area
346 m²
Building footprint
118 m²
Volume, LiDAR
710 m³
Parcel 31434C0463/00D008, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Aqua Destop
since 20202.309.214.266
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31434C0463/00D008 | Flanders | 346 m² | 1 · 118 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
S.R.S. Mechanik GEN
BE 0435.841.091
Eupen · Eq €33,070
GALAND Rudy Constructions Métalliques
BE 0811.768.452
Trooz · Eq €33,315
B-CRANE
BE 0800.552.579
Antwerpen · Eq €33,326
HaDuWeld
BE 0791.981.442
Stekene · Eq €32,861
ENTREPRISE ALAIN COLLA
BE 0428.141.766
Houffalize · Eq €33,356
Of 3,984 companies in sector 25110 we hold annual accounts for 2,146. 1,266 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-11-2020
Fiscal year end31-12
Activities, NACEBEL 2025
25110Manufacture of metal structures and parts of structures
43130Specialised construction activities
46649Wholesale of other machinery and equipment
E-invoicing
Reachable via Peppol
Peppol ID
0208:0757750340
Also
9925:BE0757750340
Registered
23-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.