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BODY-CONCEPT

Active
Private limited companyfounded 200520 yrs activeRue de Douvrain (G.) 13, 7011 Mons, BelgiumKBO/BCE: BE 0877.891.768

BODY-CONCEPT has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6k and a net result of €120k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 8% of 149 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
51 / 100
Fair▲ +15 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency11▼-41
Growth58=
Stability100
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.95 against 1.34 in 2024), and 99.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 33
Relative position
BE, all sectors
reference
Sector 33
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 20 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
0.8%
Return on assets
15.9%
Age of the figures
8 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 149 sector peers (2025).
NBB · sector comparison
Position among 149 sector peers
Solvency
better than 8%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
56 d early
2024
84 d early
2023
15 d early
2022
54 d early
2021
34 d early
2020
2 d early
2019
48 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€120k▲ 136%
2024 · €51k
2018: €11k 2019: €-9k 2020: €-40k 2021: €13k 2022: €55k 2023: €-240k 2024: €51k
2018 → 2025
Working capital
€-37k
2024 · €218k
2018: €37k 2019: €870 2020: €2k 2021: €11k 2022: €36k 2023: €-211k 2024: €218k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€20k-€75k▲ 271%€-165k€-114k▲ 30.8%€6k
Operating result€19k-€60k▲ 216%€-225k€77k€135k▲ 75.7%
Net result€13k-€55k▲ 340%€-240k€51k€120k▲ 136%
Result per fiscal year
Operating resultNet result
€-300k€-200k€-100k€0€100kOperating result 2021: €19k€19kNet result 2021: €13k€13kOperating result 2022: €60k€60kNet result 2022: €55k€55kOperating result 2023: €-225k€-225kNet result 2023: €-240k€-240kOperating result 2024: €77k€77kNet result 2024: €51k€51kOperating result 2025: €135k€135kNet result 2025: €120k€120k20212022202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 76% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €754k
Fixed assets €43k▲ 4.9%
Current assets €711k▼ 17.4%
Equity and liabilities €754k
Equity €6k
Debt €748k
Debt finances 99.2% of the balance-sheet total.
Key figures and ratios
2025 value · change against 2024
EBITDA
€153k
2024 · €91k
Cash flow
€138k
2024 · €65k
Solvency
0.8%
2024 · -12.7%
Current ratio
0.95
2024 · 1.34
Quick ratio
0.54
2024 · 0.97
ROA
15.9%
2024 · 5.6%
Interest coverage
9.86
2024 · 3.51
Debt
€748k
2024 · €1.02M
Debt ≤ 1 year
€748k
2024 · €643k
Income taxes
€4
2024 · €247
Staff costs
€426k
2024 · €402k
A ratio outside any meaningful range has been withheld (balance sheet total €754k, equity €6k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€902k€754k
Fixed assets21/28€41k€43k
Tangible fixed assets22/27€41k€43k
Plant, machinery and equipment23€28k€30k
Furniture and vehicles24€13k€9k
Other tangible fixed assets26-€4k
Current assets29/58€861k€711k
Stocks and contracts in progress3€240k€308k
Stocks30/36€240k€308k
Amounts receivable within one year40/41€580k€282k
Trade receivables40€580k€282k
Other amounts receivable41€75€875
Cash at bank and in hand54/58€30k€119k
Deferred charges and accrued income490/1€11k€2k
Equity and liabilities
Total equity and liabilities10/49€902k€754k
Equity10/15€-114k€6k
Contributions10/11€19k€19k=
Reserves13€11k€11k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€9k€9k=
Profit (loss) carried forward14€-143k€-23k
Amounts payable17/49€1.02M€748k
Amounts payable within one year42/48€643k€748k
Current portion of amounts payable after more than one year42€22k€64k
Financial debts43€275k€275k=
Credit institutions430/8€275k€275k=
Trade debts44€165k€303k
Suppliers440/4€165k€303k
Taxes, remuneration and social security45€159k€84k
Taxes450/3€104k€27k
Remuneration and social security454/9€55k€58k
Other amounts payable47/48€22k€22k
Accrued charges and deferred income492/3€373k-
Income statement Code20242025
Remuneration, social security and pensions62€402k€426k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€18k
Other operating charges640/8€4k€8k
Gross operating margin9900€497k€587k
Operating profit (loss)9901€77k€135k
Financial income75/76B-€286
Recurring financial income75-€286
Financial charges65/66B€26k€16k
Recurring financial charges65€26k€16k
Profit (loss) for the period before taxes9903€51k€120k
Income taxes67/77€247€4
Profit (loss) for the period9904€51k€120k
Profit (loss) for the period to be appropriated9905€51k€120k
Appropriation of the result
Profit (loss) to be appropriated9906€-143k€-23k
Profit (loss) brought forward from the previous period14P€-194k€-143k
Social balance
Average headcount (FTE)90877.88.6

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
05-06
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial Highest result since 2018net €120k ▲136%
Operating result €135k, net result €120k, both a record.
08-05
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial Back to profitnet €51k
Net result €51k after one loss-making year.
16-07
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial Weakest financial yearnet €-240k ▼537%
Net result drops to €-240k, the lowest in the series; recovery starts the following year.
07-06
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
27-06
NBB filing Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial Back to profitnet €13k
Net result €13k after 2 loss-making years.
29-07
NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
17-09
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 48 days late
2019
29-07
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
19-07
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
22-08
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2006
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue de Douvrain (G.) 137011 Mons
Ground area
6,290 m²
Building footprint
1,184 m²
Volume, LiDAR
7,503 m³
Parcel 53030D0394/00N003, Wallonia · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Body-Concept.Be
Rue de Douvrain (G.) 13, 7011 MonsNACE 3420101
since 20062.150.572.944
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
53030D0394/00N003 Wallonia 6,290 m² 1 · 1,184 m² 8.0 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 877 companies in sector 33110 we hold annual accounts for 435. 148 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded14-12-2005
Fiscal year end31-12
Activities, NACEBEL
33110Repair and maintenance of fabricated metal products
34201
29201Manufacture of motor vehicles, trailers and semi-trailers
45112
47811Retail sale of cars and light vans (up to 3.5 tonnes)
47812Retail trade
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
95319Other maintenance and repair of motor vehicles
46180Agents specialised in the wholesale of other particular products
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.