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Bode

Active
Private limited companyfounded 2024active for 2 yearsHoge Haar 41, 2970 Schilde, BelgiumKBO/BCE: BE 1013.788.075
Summary

The annual accounts of Bode for financial year 2025 show a net loss of 90% of total assets. The 2025 annual accounts show equity of €4,475 and a net result of -€5,525. Its solvency ranks better than 84% of 12,404 sector peers (NACE 47, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Activity
Other non-specialised retail sale
NACE 47120
1 site
Size
€6,114total assets 2025
Equity
€4,475
Loss
-€5,525
Turnover not published (abbreviated format)
Financial health
56 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.6%
Structure
Accounts 3 days early0 of 1 deed read
Why 56raises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearFounded in 2024Loss of €5,525 (financial year 2025)lowers riskLiquidity: current ratio 3.73, cash €5,584Equity €4,475 (73.2% of total assets)Show the evidence

Checked score

Score 2025
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 60% of its sector peers (NACE 47, micro)
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.
Financial strength
Strong
Solvency 98
equity 73.2% of total assets
Liquidity 89
short-term debt 26.8% · cash 91.3%
Profitability 0
return on assets -90.4%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,192 companies, NACE 47, micro)
Last 24 months 10-2025: 1.8% 11-2025: 1.8%● unchanged vs 10-2025 12-2025: 1.9%▲ +0.1 percentage points vs 11-2025 01-2026: 2.2%▲ +0.3 percentage points vs 12-2025 02-2026: 2.3%▲ +0.1 percentage points vs 01-2026 03-2026: 2.6%▲ +0.3 percentage points vs 02-2026 04-2026: 2.6%● unchanged vs 03-2026 05-2026: 2.9%▲ +0.3 percentage points vs 04-2026highest value 06-2026: 2.8%▼ -0.1 percentage points vs 05-2026 07-2026: 2.8%● unchanged vs 06-2026 08-2026: 0.5%▼ -2.3 percentage points vs 07-2026lowest value 09-2026: 0.5%● unchanged vs 08-2026 10-2026: 0.6%▲ +0.1 percentage points vs 09-2026
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 3.73, above the usual 1.5; short-term debt: 26.8% and cash: 91.3% of total assets), and 26.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 83% on solvency, 91% on liquidity and 6% on profitability.

The bankruptcy probability was computed on 12-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 3.73, cash €5,584
NBB · annual accounts
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Equity €4,475 (73.2% of total assets)
NBB · annual accounts
raises risk · Loss of €5,525 (financial year 2025)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
3 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…

Financials · financial year 2025, abbreviated format

Equity
€4,475
Total assets
€6,114
Net result
-€5,525
Working capital
€4,475

Turnover and EBIT margin not published: the abbreviated format does not require them.

Balance-sheet composition
Equity and liabilities €6,114
Equity €4,475
Debt €1,639
Debt finances 26.8% of the balance-sheet total.
Key figures and ratios
2025 value
Current ratio
3.73
Debt to equity
0.37
ROE
-123.4%
ROA
-90.4%
Debt ≤ 1 year
€1,639

Peer companies

Historical observation

Of the 3,226 companies that looked in July 2024 the way this one looks now, 3.3% went bankrupt within 24 months and 87.8% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more
3.3% went bankrupt
8.7% stopped otherwise
87.8% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,468 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,226 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 23 lines
Balance sheet Code2025
Assets
Total assets20/58€6,114
Current assets29/58€6,114
Amounts receivable within one year40/41€530
Other amounts receivable41€530
Cash at bank and in hand54/58€5,584
Equity and liabilities
Total equity and liabilities10/49€6,114
Equity10/15€4,475
Contributions10/11€10,000
Profit (loss) carried forward14-€5,525
Amounts payable17/49€1,639
Amounts payable within one year42/48€1,639
Trade debts44€513
Suppliers440/4€513
Other amounts payable47/48€1,126
Income statement Code2025
Other operating charges640/8€527
Gross operating margin9900-€4,844
Operating profit (loss)9901-€5,371
Financial charges65/66B€153
Recurring financial charges65€153
Profit (loss) for the period before taxes9903-€5,525
Profit (loss) for the period9904-€5,525
Profit (loss) for the period to be appropriated9905-€5,525
Appropriation of the result
Profit (loss) to be appropriated9906-€5,525

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Other operating charges640/8€527
Gross operating margin9900-€4,844
Operating profit (loss)9901-€5,371
Financial charges65/66B€153
Recurring financial charges65€153
Profit (loss) for the period before taxes9903-€5,525
Profit (loss) for the period9904-€5,525
Profit (loss) for the period to be appropriated9905-€5,525
Line2025
Assets
Total assets20/58€6,114
Current assets29/58€6,114
Amounts receivable within one year40/41€530
Other amounts receivable41€530
Cash at bank and in hand54/58€5,584
Equity and liabilities
Total equity and liabilities10/49€6,114
Equity10/15€4,475
Contributions10/11€10,000
Profit (loss) carried forward14-€5,525
Amounts payable17/49€1,639
Amounts payable within one year42/48€1,639
Trade debts44€513
Suppliers440/4€513
Other amounts payable47/48€1,126
Line2025
Profit (loss) for the period9904-€5,525
Operating cash flow (approximation)-€5,525

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 abbreviated format 28-07-2026 2026-00342752

Similar companies · same sector, comparable size

Of the 12,460 active companies whose main activity is other non-specialised retail sale (NACE 47120), figures are known for 2,180. 948 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 0 of 1 Gazette act processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

On 19 September 2024, Bode was incorporated as a private limited company.1 The company has filed annual accounts once, for financial year 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
28-07
NBB filing Annual accounts filed
financial year 2025 · abbreviated format
NBB filing
0 of 1 deed read
About the unread acts

We know of 1 Belgian Official Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Register details

Identification
Legal formPrivate limited company
Founded19-09-2024
Financial year end31-12
Activities, NACEBEL 2025
47120Other non-specialised retail sale
E-invoicing
Reachable via Peppol
Peppol ID 0208:1013788075
Registered 16-01-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 13 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2024
registered office establishment The establishment unit on the map
Ground area
4,385 m²
Building footprint
269 m²
Building volume
1,348 m³
Parcel 11041B0096/00Y002, Flanders · tallest building 8.3 m. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Vincent Deckers
Hoge Haar 41, 2970 SchildeOther non-specialised retail sale
since 2024unit no. 2.364.131.114
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
11041B0096/00Y002 Flanders 4,385 m² 1 · 269 m² 8.3 m · 2
How the parcels are linked
Good to know
The parcel matches the address exactly.