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BOD CONSTRUCT

Active
Private limited companyfounded 2018active for 7 yearsTurnhoutsebaan 37, 3290 Diest, BelgiumKBO/BCE: BE 0715.410.434
Summary

BOD CONSTRUCT has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €44,801 and a net result of €19,901. Equity is growing by about 13% per year across the filed financial years. Its solvency ranks better than 51% of 34,356 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Overview

Activity
Other specialised construction activities
NACE 43990Plastering work NACE 43310
1 site
Size
€94,463total assets 2025
Staff
0.7 FTE
Equity
€44,801
Profit
€19,901
Turnover not published (micro format)
Financial health
67 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.0%
Structure
Accounts 14 days early0 of 2 deeds read
Why 67raises riskSector: Specialised construction activities (NACE 43)Founded in 2018Liquidity: current ratio 0.96, cash €3,247, halvedSize: total assets €94,463Show the evidence

Checked score

Score 2025
67 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 61% of its sector peers (NACE 43, micro)
Financial strength · tick = 2024
Strong
Solvency 72-14
equity 47.4% of total assets
Liquidity 34-42
short-term debt 42.4% · cash 3.4%
Profitability 95-5
return on assets 21.1%
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,571 companies, NACE 43, micro)
Last 24 months 11-2024: 1.0% 12-2024: 1.1%▲ +0.1 percentage points vs 11-2024 01-2025: 1.1%● unchanged vs 12-2024 02-2025: 1.6%▲ +0.5 percentage points vs 01-2025highest value 03-2025: 1.1%▼ -0.5 percentage points vs 02-2025 04-2025: 1.1%● unchanged vs 03-2025 05-2025: 1.1%● unchanged vs 04-2025 06-2025: 1.1%● unchanged vs 05-2025 07-2025: 1.1%● unchanged vs 06-2025 08-2025: 1.1%● unchanged vs 07-2025 09-2025: 1.1%● unchanged vs 08-2025 10-2025: 0.8%▼ -0.3 percentage points vs 09-2025 11-2025: 0.7%▼ -0.1 percentage points vs 10-2025 12-2025: 0.7%● unchanged vs 11-2025lowest value 01-2026: 0.7%● unchanged vs 12-2025 02-2026: 1.0%▲ +0.3 percentage points vs 01-2026 03-2026: 1.0%● unchanged vs 02-2026 04-2026: 1.0%● unchanged vs 03-2026 05-2026: 1.0%● unchanged vs 04-2026 06-2026: 1.0%● unchanged vs 05-2026 07-2026: 0.9%▼ -0.1 percentage points vs 06-2026 08-2026: 0.9%● unchanged vs 07-2026 09-2026: 0.9%● unchanged vs 08-2026 10-2026: 1.0%▲ +0.1 percentage points vs 09-2026
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.96, compared with 1.64 in 2024, below 1; short-term debt: 42.4% and cash: 3.4% of total assets), and 52.6% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 51% on solvency, 22% on liquidity, 81% on profitability and 89% on growth.

The bankruptcy probability was computed on 17-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
raises riskneutral
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · Founded in 2018
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Liquidity: current ratio 0.96, cash €3,247, halved
NBB · annual accounts
raises risk · Size: total assets €94,463
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 17-01-2026, 14 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
14 days early
2024
17 days late
2023
40 days early
2022
59 days late
2021
4 days early
2020
27 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 8 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 27 January (4 of the last 5 filed years within 36 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end17-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Highest result from 2020 to 2025net €19,901 ▲83%
  3. Annual accounts filedfinancial year 2024 · micro…

Financials · financial year 2025, micro format

Equity
€44,801▲ 79.9%
2024 · €24,900
Total assets
€94,463▲ 133%
2024 · €40,538
Net result
€19,901▲ 83.0%
2024 · €10,875
Working capital
-€1,722
2024 · €10,060
Trend over the years

2021 to 2025, 5 financial years 2020 to 2025, 6 financial years

After the dip in 2022 the operating result has climbed three years in a row; 2025 is 125% above 2024 and is the highest result in the available series.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€30,101 2025 Net result€19,901 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 43, Specialised construction activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line202020212022202320242025
Operating result€405--€1,071-€2,796▼ 161%-€377▲ 86.5%€13,403€30,101▲ 125%
Net result-€410below the sector's middle half--€1,101below the sector's middle half▼ 168%-€2,723below the sector's middle half▼ 147%-€341below the sector's middle half▲ 87.5%€10,875within the sector's middle half€19,901within the sector's middle half▲ 83.0%
Equity€18,190below the sector's middle half-€17,089below the sector's middle half▼ 6.1%€14,366below the sector's middle half▼ 15.9%€14,025below the sector's middle half▼ 2.4%€24,900within the sector's middle half▲ 77.5%€44,801within the sector's middle half▲ 79.9%
Total assets€55,288below the sector's middle half-€62,759below the sector's middle half▲ 13.5%€14,853below the sector's middle half▼ 76.3%€14,230below the sector's middle half▼ 4.2%€40,538below the sector's middle half▲ 185%€94,463within the sector's middle half▲ 133%
Debt€37,098-€45,670▲ 23.1%€488▼ 98.9%€205▼ 58.0%€15,638▲ 7,535%€49,662▲ 218%
Working capital€21,510within the sector's middle half-€20,409within the sector's middle half▼ 5.1%€14,366within the sector's middle half▼ 29.6%€14,025within the sector's middle half▼ 2.4%€10,060within the sector's middle half▼ 28.3%-€1,722below the sector's middle half
Solvency32.9%within the sector's middle half-27.2%within the sector's middle half▼ 5.7pp96.7%above the sector's middle half▲ 69.5pp98.6%above the sector's middle half▲ 1.8pp61.4%within the sector's middle half▼ 37.1pp47.4%within the sector's middle half▼ 14.0pp
Current ratio1.72within the sector's middle half-1.53within the sector's middle half▼ 0.1930.47above the sector's middle half▲ 28.9469.47above the sector's middle half▲ 39.011.64within the sector's middle half▼ 67.830.96below the sector's middle half▼ 0.69
Return on assets (ROA)-0.7%below the sector's middle half--1.8%below the sector's middle half▼ 1.0pp-18.3%below the sector's middle half▼ 16.6pp-2.4%below the sector's middle half▲ 15.9pp26.8%above the sector's middle half▲ 29.2pp21.1%above the sector's middle half▼ 5.8pp
Staff (FTE)0.7
above within below the middle half of NACE 43, Specialised construction activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €94,463
Fixed assets €56,146 ▲ 278%
Current assets €38,316 ▲ 49.1%
Equity and liabilities €94,463
Equity €44,801 ▲ 79.9%
Debt €49,662 ▲ 218%
Debt's share of the balance-sheet total rises from 38.6% to 52.6%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€35,220▲
2024 · €15,203
Cash flow
€25,021▲
2024 · €12,675
Debt to equity
1.11▲
2024 · 0.63
ROE
44.4%▲
2024 · 43.7%
Interest coverage
58.83▼
2024 · over 100
Debt ≤ 1 year
€40,038▲
2024 · €15,638
Debt > 1 year
€9,623
Income taxes
€7,508▲
2024 · €2,474
Staff costs
€28,982
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 26,975 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 94.9% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
3.4% stopped otherwise
94.9% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.0% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 26,975 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet Code20242025
Assets
Total assets20/58€40,538€94,463▲
Fixed assets21/28€14,841€56,146▲
Tangible fixed assets22/27€14,841€56,146▲
Plant, machinery and equipment23€1,594€4,128▲
Furniture and vehicles24€13,247€52,018▲
Current assets29/58€25,698€38,316▲
Amounts receivable within one year40/41€11,450€35,070▲
Trade receivables40€7,697€30,574▲
Other amounts receivable41€3,753€4,495▲
Cash at bank and in hand54/58€14,248€3,247▼
Equity and liabilities
Total equity and liabilities10/49€40,538€94,463▲
Equity10/15€24,900€44,801▲
Contributions10/11€18,600€18,600=
Reserves13€6,300€26,201▲
Distributable reserves133€6,300€26,201▲
Amounts payable17/49€15,638€49,662▲
Amounts payable after more than one year17-€9,623
Financial debts170/4-€9,623
Amounts payable within one year42/48€15,638€40,038▲
Current portion of amounts payable after more than one year42€8,000€5,096▼
Trade debts44-€19,472
Suppliers440/4-€19,472
Taxes, remuneration and social security45-€15,470
Taxes450/3-€15,470
Other amounts payable47/48€7,638-
Income statement Code20242025
Remuneration, social security and pensions62-€28,982
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,800€5,120▲
Other operating charges640/8-€620
Gross operating margin9900€15,203€64,822▲
Operating profit (loss)9901€13,403€30,101▲
Financial income75/76B-€116
Recurring financial income75-€116
Financial charges65/66B€53€2,807▲
Recurring financial charges65€53€599▲
Non-recurring financial charges66B-€2,209
Profit (loss) for the period before taxes9903€13,349€27,409▲
Income taxes67/77€2,474€7,508▲
Profit (loss) for the period9904€10,875€19,901▲
Profit (loss) for the period to be appropriated9905€10,875€19,901▲
Appropriation of the result
Profit (loss) to be appropriated9906€6,300€19,901▲
Profit (loss) brought forward from the previous period14P-€4,575-
Transfer to equity691/2€6,300€19,901▲
To other reserves6921€6,300€19,901▲

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202020212022202320242025Change
Remuneration, social security and pensions62-----€28,982-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630----€1,800€5,120▲ 184%
Other operating charges640/8-----€620-
Gross operating margin9900€2,740-€1,071-€2,796-€377€15,203€64,822▲ 326%
Operating profit (loss)9901€405-€1,071-€2,796-€377€13,403€30,101▲ 125%
Financial income75/76B---€126-€116-
Recurring financial income75€97--€126-€116-
Non-recurring financial income76B---€126---
Financial charges65/66B---€73€90€53€2,807▲ 5,179%
Recurring financial charges65€637€30-€73€90€53€599▲ 1,026%
Non-recurring financial charges66B-----€2,209-
Profit (loss) for the period before taxes9903-€135-€1,101-€2,723-€341€13,349€27,409▲ 105%
Income taxes67/77€276---€2,474€7,508▲ 203%
Profit (loss) for the period9904-€410-€1,101-€2,723-€341€10,875€19,901▲ 83.0%
Profit (loss) for the period to be appropriated9905-€410-€1,101-€2,723-€341€10,875€19,901▲ 83.0%
Line202020212022202320242025Change
Assets
Total assets20/58€55,288€62,759€14,853€14,230€40,538€94,463▲ 133%
Fixed assets21/28€3,780€3,780--€14,841€56,146▲ 278%
Tangible fixed assets22/27----€14,841€56,146▲ 278%
Plant, machinery and equipment23----€1,594€4,128▲ 159%
Furniture and vehicles24----€13,247€52,018▲ 293%
Financial fixed assets28€3,780€3,780-----
Current assets29/58€51,508€58,979€14,853€14,230€25,698€38,316▲ 49.1%
Amounts receivable within one year40/41€51,370€31,079-€116€11,450€35,070▲ 206%
Trade receivables40----€7,697€30,574▲ 297%
Other amounts receivable41---€116€3,753€4,495▲ 19.8%
Cash at bank and in hand54/58€138€27,900€14,853€14,114€14,248€3,247▼ 77.2%
Equity and liabilities
Total equity and liabilities10/49€55,288€62,759€14,853€14,230€40,538€94,463▲ 133%
Equity10/15€18,190€17,089€14,366€14,025€24,900€44,801▲ 79.9%
Contributions10/11--€18,600€18,600€18,600€18,600=
Reserves13----€6,300€26,201▲ 316%
Distributable reserves133----€6,300€26,201▲ 316%
Profit (loss) carried forward14-€410-€1,511-€4,234-€4,575---
Amounts payable17/49€37,098€45,670€488€205€15,638€49,662▲ 218%
Amounts payable after more than one year17€7,100€7,100---€9,623-
Financial debts170/4-----€9,623-
Amounts payable within one year42/48€29,998€38,570€488€205€15,638€40,038▲ 156%
Current portion of amounts payable after more than one year42----€8,000€5,096▼ 36.3%
Trade debts44€17,623€26,470€261€42-€19,472-
Suppliers440/4--€261€42-€19,472-
Taxes, remuneration and social security45--€63--€15,470-
Taxes450/3--€63--€15,470-
Other amounts payable47/48--€163€163€7,638--
Line202020212022202320242025Change
Profit (loss) for the period9904-€410-€1,101-€2,723-€341€10,875€19,901▲ 83.0%
+ Depreciation and write-downs630----€1,800€5,120▲ 184%
Operating cash flow (approximation)-€410-€1,101-€2,723-€341€12,675€25,021▲ 97.4%
Investment in fixed assets (approximation)-€0----€46,425-
Change in cash-€27,763-€13,047-€739€133-€11,001-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (6)
Financial year Type Filed Reference
30-06-2025 micro format 17-01-2026 2026-00009312
30-06-2024 micro format 17-02-2025 2025-00037076
30-06-2023 micro format 22-12-2023 2023-00535671
30-06-2022 micro format 31-03-2023 2023-00055705
30-06-2021 micro format 27-01-2022 2022-02500538
30-06-2020 micro format 27-02-2021 2021-07000306

Similar companies · same sector, comparable size

Of the 15,151 active companies whose main activity is other specialised construction activities (NACE 43990), figures are known for 7,361. 5,958 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Subsidies and aid

Flemish government

2025 · 1 entry · €62 awarded · €62 paid
Schemes
1 entry · €62 · €62 paid · Fonds voor Innoveren en Ondernemen

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 0 of 2 Gazette acts processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

BOD CONSTRUCT was incorporated on 3 December 2018.1 Total assets rose from €55,288 in 2020 to €94,463 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2020 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-01-2027
2026
17-01
NBB filing Annual accounts filed
financial year 2025 · micro format
2025
30-06
Financial Highest result from 2020 to 2025net €19,901 ▲83%
Operating result €30,101, net result €19,901, both a record.
17-02
NBB filing Annual accounts filed
financial year 2024 · micro format · 17 days late
2024
30-06
Financial Back to profitnet €10,875
Net result €10,875 after 4 loss-making years.
2023
22-12
NBB filing Annual accounts filed
financial year 2023 · micro format
30-06
Financial Liquidity more than doubledcurrent ratio 69.47
Current ratio from 30.47 to 69.47; short-term debt falls from €488 to €205.
31-03
NBB filing Annual accounts filed
financial year 2022 · micro format · 59 days late
2022
30-06
Financial Weakest financial yearnet -€2,723
Net result drops to -€2,723, the lowest in the series; recovery starts the following year.
30-06
Financial Liquidity more than 19 timescurrent ratio 30.47
Current ratio from 1.53 to 30.47; short-term debt falls from €38,570 to €488.
27-01
NBB filing Annual accounts filed
financial year 2021 · micro format
2021
27-02
NBB filing Annual accounts filed
financial year 2020 · micro format · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
0 of 2 deeds read
About the unread acts

We know of 2 Belgian Official Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Register details

Identification
Legal formPrivate limited company
Founded03-12-2018
Financial year end30-06
Activities, NACEBEL 2025
43310Plastering work
43990Other specialised construction activities
41001General construction of residential buildings
41002General construction of office buildings
41003General construction of other non-residential buildings
43240Other construction installation
Contact
Phone 0493140663
Website www.bodconstruct.beDiest
E-mail info@bodconstruct.beDiest
Phone +32 493 14 06 63Diest
E-invoicing
Reachable via Peppol
Peppol ID 0208:0715410434
Also 9925:BE0715410434
Registered 07-05-2024

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 17 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0715.410.434

Recognitions · licences · registrations

Food safety, FASFC

1 site
Diestunit no. 2.283.968.532
1 permission
Apotheek (LM>3 maand) · since 01-02-2019

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Diest · 1 establishment unit since 2018
registered office establishment The establishment unit on the map
Ground area
3,378 m²
Building footprint
681 m²
Building volume
4,479 m³
2 parcels, Flanders · tallest building 15.9 m. Linked by address, not a title deed.
1 establishment unit
BOD CONSTRUCT
Halensebaan 49, 3290 DiestOther specialised construction activities
since 2018unit no. 2.283.968.532
2 parcels
Flanders 2 (100%)
Cadastral parcel Region Area Buildings Height / floors
24120B0007/00Z000 Flanders 3,220 m² 1 · 564 m² 15.9 m · 1
24020B0281/00Y003 Flanders 158 m² 1 · 117 m² 11.1 m · 3
How the parcels are linked
Good to know
Both parcels match the address exactly.