Result
From profit to loss in 2025, after a profit of €58,323 in 2024.
From profit to loss in 2025, after a profit of €58,323 in 2024.
The accounts state no turnover.
Higher solvency than 89% of companies in wholesale trade. Sector median 45.2% · 6,182 companies.
The dashed line is the sector median: 0.4% across 26,896 companies (NACE 46, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 90% of them on solvency, 49% on liquidity, 20% on profitability and 34% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 12,322 companies had the same profile as Bocomex has now. Each dot stands for 31 companies, two years later.
Another 0.5% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Bocomex itself: 0.2% within 12 months.
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 12,322 companies, not a prediction for Bocomex. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is ample, with a current ratio of 4.65 (3.92 in 2024), above the usual 1.5. Short-term debt is 15.1% and cash 1.9% of total assets. 15.1% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 8 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| Bocomex Sombreffe | €0.7m | €109,302 | 84.9% | 2 |
| Ets Wathelet Sambreville | €0.7m | €93,258 | 25.8% | 2 |
| Asseneedse Houthandel Assenede | €1.0m | €105,508 | 16.0% | 2 |
| Comptoir Famennois du Bois Namur | €1.1m | €125,022 | 76.2% | 1 |
| Houthandel Marcel Loose Bruges | €0.6m | €204,697 | 66.5% | 3 |
| Verhofstede Hout Temse | €0.7m | €79,258 | 58.3% | 1 |
| HOUTHANDEL MORIS Putte | €0.6m | €227,479 | 48.1% | 2.4 |
These companies have the same main activity as Bocomex: wholesale of timber (NACE 46832). They are comparable in size and age: total assets between €577,000 and €1.1m, founded between 1961 and 1980.
Bocomex has existed since 1967. The gross margin fell from €162,408 in 2006 to €109,302 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
See how customers, suppliers and banks see your own company and what to improve first.
If something looks wrong or is missing, please tell us.