ACD BOIS

Active

Private limited companyfounded 20215 yrs activeRue Gaston Delvaux 108, 1450 Chastre, BelgiumKBO/BCE: BE 0771.662.615

Summary

ACD BOIS has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €47,976 and a net result of €26,389. Equity is growing by ~55.1% per year across the filed fiscal years. Its solvency ranks better than 21% of 9986 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisWatch Report Compare

ACD BOISActiveChecked score 86/100

Risk analysis Report Compare

Activity

Business and other management consultancy

NACE 70200Limited-service restaurants, excluding mobile food services NACE 56112Business consulting NACE 70220

1 site

Size

€272,590total assets 2025

Staff: 0.7 FTE
Equity: €47,976
Profit: €26,389

Financial health

86 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.2%

Structure

Holdings: 1

Accounts filed 31 d late0 of 2 deeds read

Why 86- Latest accounts 31 days late; 1 of the last 3 late- Liquidity: current ratio 0.10, cash €7,921+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Size: total assets €272,590Show the evidence

Checked score

Score 2025

86 / 100

Excellent

Probability in this band: under 0.55%

Better than 41% of its sector peers (NACE 70, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Average

Solvency 43+1

equity 17.6% of total assets

Liquidity 32-10

short-term debt 44.1% · cash 2.9%

Profitability 81-2

return on assets 9.7%

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (47,599 companies)

Last 24 months 11-2024: 0.4% 12-2024: 0.4%● 0.0% vs 11-2024 01-2025: 0.4%● 0.0% vs 12-2024 02-2025: 0.4%▼ -7.0% vs 01-2025 03-2025: 0.4%▲ +2.4% vs 02-2025 04-2025: 0.3%▼ -16.5% vs 03-2025 05-2025: 0.3%▲ +4.1% vs 04-2025 06-2025: 0.3%▲ +2.4% vs 05-2025 07-2025: 0.3%▲ +2.4% vs 06-2025 08-2025: 0.2%▼ -53.0% vs 07-2025lowest value 09-2025: 0.2%● 0.0% vs 08-2025lowest value 10-2025: 0.2%● 0.0% vs 09-2025lowest value 11-2025: 0.2%● 0.0% vs 10-2025lowest value 12-2025: 0.2%● 0.0% vs 11-2025lowest value 01-2026: 0.2%▲ +2.5% vs 12-2025 02-2026: 0.2%● 0.0% vs 01-2026 03-2026: 0.2%▲ +2.4% vs 02-2026 04-2026: 0.2%▲ +11.7% vs 03-2026 05-2026: 0.2%▲ +8.4% vs 04-2026 06-2026: 0.2%▲ +5.3% vs 05-2026 07-2026: 0.2%▲ +6.0% vs 06-2026 08-2026: 0.4%▲ +75.8% vs 07-2026highest value 09-2026: 0.3%▼ -37.9% vs 08-2026 10-2026: 0.2%▼ -2.0% vs 09-2026

Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
Size: total assets €272,590 lowers the probability for this profile
Latest accounts 31 days late; 1 of the last 3 late raises the probability
Liquidity: current ratio 0.10, cash €7,921 raises the probability

Credit up to €4,000 at 30 days acceptable

Liquidity short (current ratio 0.1 against 0.19 in 2024; short-term debt: 44.1% and cash: 2.9% of total assets), and 82.4% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 22%, liquidity 14%, profitability 48%, growth against the median 81%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Sector Activities of head offices; management consultancy activities (NACE 70)

In the bankruptcy model this factor lowers the probability.

KBO

Size: total assets €272,590

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Latest accounts 31 days late; 1 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Liquidity: current ratio 0.10, cash €7,921

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 9986 sector peers (2025).

NBB · sector comparison

Position among 9986 sector peers

Solvency

better than 21%

← weakest strongest →

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 4 filings

Deviation from the deadline

2025

31 d late

2024

31 d early

2023

14 d early

2022

23 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 2 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 5 August (3 of the last 4 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

03-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage