BOCOMAC
ActiveSummary
BOCOMAC has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €29,301 and a net result of €33,009. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 59% of 11,259 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 29-12-2021 Normal situation
- Activity
- Real estate agency activities NACE 68310and 7 others
- Establishment unit
- 2.325.794.932 5100 Namur, since 01-01-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 10-02-2026
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.1%
- Turnover
- €37,735
- Profit
- €33,009
- Equity
- €29,301
- Total assets
- €70,086
- ▲ 32×
Score breakdownraises risk1 of the last 3 accounts lateSize: turnover €37,735, total assets €70,086lowers riskLiquidity: current ratio 1.72, cash €70,086Sector: Real estate activities (NACE 68)Show the evidence
Checked score
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 58% of them on solvency, 80% on liquidity, 95% on profitability and 99% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 4 accounts on average 16 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, abbreviated format
Annual accounts 2025 filed on 02-07-2026 at the NBB all 4 filings
Every figure per financial year
The operating result for 2025 is a profit of €36,093, after a loss of €1,813 in 2024. It is the highest result since 2022.
Staff
| Item | 31-12-2022 | 31-12-2023 |
|---|---|---|
| Employees at the balance-sheet date | 1 | - |
| part-time | 1 | - |
| in full-time equivalents | 0.5 | - |
| Average over the year, in full-time equivalents | 0.5 | 0.3 |
| Joined | 1 | 1 |
| Left | 0 | 2 |
Source: social balance sheet in the 2022 to 2023 annual accounts
Investments
| Item | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Tangible fixed assets | €781 | €231 | - | - |
| Financial fixed assets | €180 | - | - | - |
| Depreciation and write-downs of the year | €517 | €595 | €615 | €119 |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Turnover70 | - | - | - | €37,735 | - |
| Non-recurring operating income76A | €55 | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | - | €1,123 | - |
| Remuneration, social security and pensions62 | €21,462 | €11,504 | €71 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €517 | €595 | €615 | €119 | ▼ 80.7% |
| Other operating charges640/8 | €969 | €384 | €292 | €400 | ▲ 37.0% |
| Gross operating margin9900 | €14,704 | -€5,151 | -€835 | €36,612 | - |
| Operating profit (loss)9901 | -€8,244 | -€17,635 | -€1,813 | €36,093 | - |
| Financial income75/76B | - | - | - | €357 | - |
| Recurring financial income75 | - | - | - | €357 | - |
| Financial charges65/66B | €490 | €441 | €84 | €1,849 | ▲ 22× |
| Recurring financial charges65 | €490 | €441 | €84 | €1,849 | ▲ 22× |
| Profit (loss) for the period before taxes9903 | -€8,735 | -€18,076 | -€1,897 | €34,601 | - |
| Income taxes67/77 | - | - | - | €1,592 | - |
| Profit (loss) for the period9904 | -€8,735 | -€18,076 | -€1,897 | €33,009 | - |
| Profit (loss) for the period to be appropriated9905 | -€8,735 | -€18,076 | -€1,897 | €33,009 | - |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €25,797 | €7,051 | €2,168 | €70,086 | ▲ 32× |
| Formation expenses20 | €557 | €278 | - | - | - |
| Fixed assets21/28 | €722 | €636 | €119 | - | - |
| Tangible fixed assets22/27 | €542 | €456 | €119 | - | - |
| Plant, machinery and equipment23 | €542 | €282 | €22 | - | - |
| Furniture and vehicles24 | - | €174 | €97 | - | - |
| Financial fixed assets28 | €180 | €180 | - | - | - |
| Current assets29/58 | €24,518 | €6,136 | €2,049 | €70,086 | ▲ 34× |
| Stocks and contracts in progress3 | €10,277 | - | - | - | - |
| Stocks30/36 | €10,277 | - | - | - | - |
| Amounts receivable within one year40/41 | €4,134 | €5,751 | €2,030 | - | - |
| Trade receivables40 | €4,127 | €4,624 | €1,309 | - | - |
| Other amounts receivable41 | €7 | €1,127 | €721 | - | - |
| Cash at bank and in hand54/58 | €10,107 | €28 | €19 | €70,086 | ▲ 3,712× |
| Deferred charges and accrued income490/1 | - | €357 | - | - | - |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €25,797 | €7,051 | €2,168 | €70,086 | ▲ 32× |
| Equity10/15 | €16,265 | -€1,811 | -€3,708 | €29,301 | - |
| Contributions10/11 | €25,000 | €25,000 | €25,000 | €25,000 | = |
| Capital10 | €25,000 | €25,000 | €25,000 | - | - |
| Issued capital100 | €25,000 | €25,000 | €25,000 | - | - |
| Reserves13 | - | - | - | €295 | - |
| Non-distributable reserves130/1 | - | - | - | €295 | - |
| Reserves not available under the articles1311 | - | - | - | €295 | - |
| Profit (loss) carried forward14 | -€8,735 | -€26,811 | -€28,708 | €4,006 | - |
| Amounts payable17/49 | €9,531 | €8,861 | €5,876 | €40,785 | ▲ 594% |
| Amounts payable within one year42/48 | €9,531 | €8,861 | €5,876 | €40,785 | ▲ 594% |
| Trade debts44 | €4,639 | €4,194 | €317 | €1,075 | ▲ 239% |
| Suppliers440/4 | €4,639 | €4,194 | €317 | €1,075 | ▲ 239% |
| Taxes, remuneration and social security45 | €4,850 | - | - | €9,294 | - |
| Taxes450/3 | €1,590 | - | - | €9,294 | - |
| Remuneration and social security454/9 | €3,261 | - | - | - | - |
| Other amounts payable47/48 | €42 | €4,668 | €5,559 | €30,416 | ▲ 447% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€8,735 | -€18,076 | -€1,897 | €33,009 | - |
| + Depreciation and write-downs630 | €517 | €595 | €615 | €119 | ▼ 80.7% |
| Operating cash flow (approximation) | -€8,218 | -€17,481 | -€1,282 | €33,128 | - |
| Investment in fixed assets (approximation) | - | -€509 | -€98 | - | - |
| Change in cash | - | -€10,078 | -€9 | €70,067 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 39,278 companies had the same profile as BOCOMAC has now. Two years later, 95.9% were still going and 1.8% had gone bankrupt.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
The bankruptcy probability of BOCOMAC itself is lower: 0.1% within 12 months. It rests on far more data about BOCOMAC than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for BOCOMAC. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Owners and capital
Shareholders
- LATINIS Jimmy to LATINIS Steve 50 shares
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| LATINIS Steve |
|
| LATINIS Jimmy |
|
Network & group
BOCOMAC shares no director with another company.
Connections & network
1 current directorThe network starts from the directors of BOCOMAC. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
11-12
Gazette deed
Transfer of 50 sharesResignation: LATINIS Jimmy (director) · Director discharge5 points ▸
- General meeting, 20-11-2025
- Share transfer, LATINIS Jimmy → LATINIS Steve
- Director resignation, LATINIS Jimmy (director)
- Director discharge, LATINIS Jimmy (director)
- Board composition, LATINIS Steve (sole director)
31-12
Gazette deed
IncorporationAppointments: LATINIS Jimmy (director) and LATINIS Steve (director) · Founder · Founding capital19 points ▸
- Founder, LATINIS Jimmy
- Founder, LATINIS Steve
- Other provision, “contrôle d'identité des comparants, registre national des personnes physiques et carte d'identité” (deed in French)
- Other provision, “requête d'acte authentique” (deed in French)
- Incorporation, 28-12-2021
- Founding capital, €25,000
- Other provision, “plan financier et responsabilité des fondateurs, responsabilité des fondateurs en cas de faillite dans les trois ans si capitaux manifestement insuffisants” (deed in French)
- Bank account, 25000, “BE72 7320 6274 5816” (deed in French)
- Other provision, “preuve du dépôt, copie de l’extrait de compte” (deed in French)
- Other provision, “avertissements légaux préalables, faute grave et caractérisée” (deed in French)
- Capital
- Other provision, “non-faillite, non declare en faillite jusqua ce jour” (deed in French)
- The act holds 7 more points.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 92135H0186/00B000 | Wallonia | 3,228 m² | 1 · 137 m² | 7.9 m · 2 |