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BOCOFIN

Active
Public limited companyfounded 1998active for 28 yearsHofveldstraat 72, 9688 Maarkedal, BelgiumKBO/BCE: BE 0463.295.457
Summary

BOCOFIN has been active since 1998 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €361,127 and a net result of €93,668, of which €856,332 non-recurring income. Equity has been growing by about 7% per year since 2019. Its solvency ranks better than 75% of 340 sector peers (NACE 68, financial year 2026). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 05-05-1998 Normal situation
Activity
Real estate agency activities NACE 68310
Establishment unit
2.086.737.145 9688 Maarkedal, since 06-05-1998
Financial year end
30 March
Peppol
Reachable since 21-10-2026

Board and ownership

Board

Financial position

98 Excellent Checked score 2026
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts to 30-03-2026
Gross margin
€869,501
Turnover
≈ €2.1m
estimated
Profit
€93,668
Equity
€361,127
Total assets
€502,302
Score breakdownraises risk1 change of registered office in 24 monthslowers riskLiquidity: current ratio 2.36, cash €175,329Equity €361,127 (71.9% of total assets)Figures for financial year 2026 (filed on 08-10-2026)Show the evidence

Checked score

Score 2026
98 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 84% of micro companies in real estate (NACE 68)
Financial strength · tick: 2024
Strong
Solvency 97+18
equity 71.9% of total assets
Liquidity 83+55
short-term debt 27.2% · cash 34.9%
Profitability 92+42
return on assets 18.6%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,630 companies, NACE 68, micro)
Last 24 months 12-2024: 0.3% 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.6%▲ +0.3 percentage points vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025 07-2025: 0.7%▲ +0.1 percentage points vs 06-2025 08-2025: 0.7%● unchanged vs 07-2025 09-2025: 0.7%● unchanged vs 08-2025 10-2025: 0.8%▲ +0.1 percentage points vs 09-2025 11-2025: 1.2%▲ +0.4 percentage points vs 10-2025 12-2025: 1.6%▲ +0.4 percentage points vs 11-2025 01-2026: 2.7%▲ +1.1 percentage points vs 12-2025 02-2026: 2.9%▲ +0.2 percentage points vs 01-2026 03-2026: 3.4%▲ +0.5 percentage points vs 02-2026 04-2026: 4.6%▲ +1.2 percentage points vs 03-2026 05-2026: 4.6%● unchanged vs 04-2026 06-2026: 4.7%▲ +0.1 percentage points vs 05-2026highest value 07-2026: 4.3%▼ -0.4 percentage points vs 06-2026 08-2026: 4.3%● unchanged vs 07-2026 09-2026: 4.3%● unchanged vs 08-2026 10-2026: 0.1%▼ -4.2 percentage points vs 09-2026lowest value 11-2026: 0.1%● unchanged vs 10-2026lowest value
Credit of up to €35,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.36 (0.03 in 2024), above the usual 1.5. Short-term debt is 27.2% and cash 34.9% of total assets. 28.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 79% of them on solvency, 87% on liquidity and 87% on profitability.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Liquidity: current ratio 2.36, cash €175,329
NBB · annual accounts
lowers risk · Equity €361,127 (71.9% of total assets)
NBB · annual accounts
lowers risk · Figures for financial year 2026 (filed on 08-10-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-03-2026 was due by 30-10-2026 and was filed on 07-10-2026, 23 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
23 days early
2024
10 days early
2023
35 days early
2022
41 days early
2021
24 days early
2019
71 days early
2018
50 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 36 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Higher gross margin than 95% of companies in real estatesector median €104,855 · 338 companies €869,501 View
  • Positive: Filed on time since financial year 2017accounts within the deadline every year 8 years View

Recent changes

  1. · Gazette deed Registered office moved from Ronse to MaarkedalReappointments: VANDENDRIESSCHE Jean-Marie Jules Henri (director) and VANDEPUTTE Filip (director)
  2. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as BOCOFIN: real estate agency activities (NACE 68310). They are comparable in size and age: total assets between €528,000 and €748,000, founded between 1992 and 2003.

CompanyTotal assetsGross margin
BOCOFIN Maarkedal€502,302€869,501
HEFIMO Brakel€748,403€615,267
IMMO DE LAET Schoten€691,683€863,746
L'ASBL "PROMO-LOGEMENT", Agence immobilière sociale Soignies€579,729€581,148
NORM ADREM Waregem€640,083€759,636
VERLAT IMMOBILIEN Schilde€528,374€550,898
MAP RELOCATIONS Overijse€695,567€735,246
Full comparison

Key facts about BOCOFIN

What is the company number of BOCOFIN?
The company number of BOCOFIN is 0463.295.457. The VAT number is the same number with BE in front: BE 0463.295.457.
Where is BOCOFIN based?
The registered office is at Hofveldstraat 72, 9688 Maarkedal.Company details
What does BOCOFIN do?
According to the KBO register, the main activity is real estate agency activities (NACE 68310).
What is the legal form of BOCOFIN?
The legal form of BOCOFIN is Public limited company (NV).
When was BOCOFIN founded?
BOCOFIN was founded on 05-05-1998.
Is BOCOFIN still active?
Yes, BOCOFIN is an active enterprise in the KBO register.
What is the turnover of BOCOFIN?
The turnover in financial year 2026 is ≈ €2.1m. This figure is estimated from the gross margin of €869,501 and 30 comparable companies (NACE 683). It probably lies between €1.5m and €2.7m. In financial year 2019 turnover was €453,557.Financials
Is BOCOFIN profitable?
In financial year 2026, BOCOFIN made a profit of €93,668.
Where can I find the annual accounts of BOCOFIN?
BOCOFIN filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2026.

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