BOCOFIN
ActiveFor BOCOFIN, one filing cycle of the annual accounts is missing. The 2024 annual accounts show equity of €269k and a net result of €4k. Equity is growing by ~3.3% per year across the filed fiscal years. Its solvency ranks better than 67% of 19348 sector peers (fiscal year 2024). The company has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
No current score
Figures too old
The available figures for FY 2024 are too old to assess current financial health.
Filing: One filing cycle is missing
Axes, FY 2024 · tick = 2023
Profitability50▼-16
Solvency79▲+6
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
53.7%
Return on assets
0.7%
Age of the figures
30 mo
raises risk · Annual accounts not filed
The financial year that closed on 31-03-2025 was due at the National Bank by 31-10-2025. Nothing is on record, 320 days later.
NBB · 10 filingsPosition against the passed deadline
31-03-2025 close31-10-2025 deadline16-09-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2024 was due by 31-10-2024 and was filed on 21-10-2024, 10 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
10 d early
2023
35 d early
2022
41 d early
2021
24 d early
2019
71 d early
2018
50 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€454k
EBIT margin
14.3%
Net result
€4k▼ 90.4%
2023 · €37k
2019: €20k
2021: €-23k
2022: €11k
2023: €37k
2019 → 2024
Working capital
€-218k▼ 13.8%
2023 · €-191k
2019: €-328k
2021: €-203k
2022: €-219k
2023: €-191k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192021202220232024Trend
Turnover€454k-
Equity€243k-€220k▼ 9.6%€230k▲ 4.7%€266k▲ 15.8%€269k▲ 1.1%
Operating result€65k-€40k▼ 38.7%€19k▼ 51.0%€60k▲ 208%€23k▼ 61.7%
Net result€20k-€-23k€11k€37k▲ 240%€4k▼ 90.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 62% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €502k
Fixed assets
€495k▼ 4.6%
Current assets
€7k▼ 83.0%
Equity and liabilities €502k
Equity
€269k▲ 1.1%
Provisions
€3k▼ 23.4%
Debt
€229k▼ 20.5%
The debt ratio falls from 51.6% to 45.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€47k▼
2023 · €84k
Cash flow
€27k▼
2023 · €61k
Solvency
53.7%▲
2023 · 47.7%
Current ratio
0.03▼
2023 · 0.17
Quick ratio
0.03▼
2023 · 0.17
Debt / equity
0.85▼
2023 · 1.08
ROE
1.3%▼
2023 · 13.9%
ROA
0.7%▼
2023 · 6.6%
Interest coverage
3.65▼
2023 · 4.67
Debt
€229k▼
2023 · €288k
Debt ≤ 1 year
€225k▼
2023 · €232k
Debt > 1 year
€0▼
2023 · €42k
Income taxes
€8k▲
2023 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€559k€502k▼
Fixed assets21/28€519k€495k▼
Tangible fixed assets22/27€97k€74k▼
Land and buildings22€97k€74k▼
Plant, machinery and equipment23€0-
Financial fixed assets28€421k€421k=
Current assets29/58€40k€7k▼
Stocks and contracts in progress3€0-
Stocks30/36€0-
Amounts receivable within one year40/41€37k€6k▼
Trade receivables40€36k€6k▼
Other amounts receivable41€1k€0▼
Cash at bank and in hand54/58€3k€776▼
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€559k€502k▼
Equity10/15€266k€269k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€198k€202k▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Tax-exempt reserves132€607€607=
Distributable reserves133€191k€195k▲
Investment grants15€7k€5k▼
Provisions and deferred taxes16€4k€3k▼
Deferred taxes168€4k€3k▼
Amounts payable17/49€288k€229k▼
Amounts payable after more than one year17€42k€0▼
Financial debts170/4€42k€0▼
Amounts payable within one year42/48€232k€225k▼
Current portion of amounts payable after more than one year42€41k€42k▲
Trade debts44€152€0▼
Suppliers440/4€152€0▼
Taxes, remuneration and social security45€7k€5k▼
Taxes450/3€7k€5k▼
Other amounts payable47/48€184k€178k▼
Accrued charges and deferred income492/3€15k€4k▼
Income statement
Code20232024
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€24k▼
Other operating charges640/8€10k€18k▲
Gross operating margin9900€94k€65k▼
Operating profit (loss)9901€60k€23k▼
Financial income75/76B€2k€2k=
Recurring financial income75€2k€2k=
Non-recurring financial income76B€0-
Financial charges65/66B€18k€13k▼
Recurring financial charges65€18k€13k▼
Profit (loss) for the period before taxes9903€43k€12k▼
Income taxes67/77€7k€8k▲
Profit (loss) for the period9904€37k€4k▼
Transfer from tax-exempt reserves789€1k€1k=
Profit (loss) for the period to be appropriated9905€38k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€38k€5k▼
Transfer to equity691/2€38k€5k▼
To other reserves6921€38k€5k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2024
21-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
26-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Highest result since 2019net €37k ▲240%
Net result €37k, the highest in the series.
2022
20-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
31-03
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
2021
07-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Weakest financial yearnet €-23k ▼211%
Net result drops to €-23k, the lowest in the series; recovery starts the following year.
2019
21-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
12-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
22-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
27-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2015
25-11
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
2014
28-11
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maarkedal · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hofveldstraat 729688 MaarkedalGround area
799 m²
Building footprint
267 m²
Volume, LiDAR
1,312 m³
Parcel 45044A0142/00N002, Flanders · tallest building 11.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Hofveldstraat 72, 9688 Maarkedal
since 19982.086.737.145
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45044A0142/00N002 | Flanders | 798 m² | 1 · 266 m² | 11.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,751 companies in sector 68310 we hold annual accounts for 6,908. 5,032 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded05-05-1998
Fiscal year end31-03
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
70311
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.