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BOCCA NERA

Active
Private limited companyfounded 20205 yrs activeMaaswinkelstraat 12, 3520 Zonhoven, BelgiumKBO/BCE: BE 0758.518.620
Summary

The computed 12-month bankruptcy probability of BOCCA NERA is 5.5% (elevated). The 2025 annual accounts show equity of €24,581 and a net result of €19,614. Equity is growing by ~90.1% per year across the filed fiscal years. Its solvency ranks better than 28% of 3757 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability77▲+8
Solvency33▲+6
Growth78=
Track record94
Bankruptcy probability, 12 months
5.5% Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days only on tighter terms
Liquidity short (current ratio 0.51 against 0.34 in 2024; short-term debt: 91.8% and cash: 34.9% of total assets), and 92.1% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 5 years 0 10 y
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
7.9%
Return on assets
6.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
1 d early
2024
3 d early
2023
56 d early
2022
20 d early
2021
29 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 10 days before the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 52% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 17 November 2020, BOCCA NERA was incorporated as a Private limited company.1 Total assets went from EUR 184,725 in 2021 to EUR 311,769 in 2025 and headcount from 0.5 to 14 full-time equivalents.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2021 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€24,581▲ 395%
2024 · €4,967
Total assets
€311,769▲ 0.4%
2024 · €310,449
Net result
€19,614▲ 2,110%
2024 · €888
Working capital
-€140,442▲ 23.9%
2024 · -€184,490
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€63,993-€10,450€66,563▲ 537%€6,287▼ 90.6%€33,408▲ 431%
Net result-€67,048-€5,682€60,945▲ 973%€888▼ 98.5%€19,614▲ 2,110%
Equity-€62,548--€56,866▲ 9.1%€4,079€4,967▲ 21.8%€24,581▲ 395%
Total assets€184,725-€268,695▲ 45.5%€284,682▲ 5.9%€310,449▲ 9.1%€311,769▲ 0.4%
Debt€247,273-€325,561▲ 31.7%€280,603▼ 13.8%€305,482▲ 8.9%€287,188▼ 6.0%
Working capital-€116,066--€118,576▼ 2.2%-€62,093▲ 47.6%-€184,490▼ 197%-€140,442▲ 23.9%
Staff (FTE)0.5-10.8▲ 2,060%9.9▼ 8.3%15.7▲ 58.6%14▼ 10.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Why a figure moved sharply
  • 2024 Staff (FTE) +59% on 2023. The accounts now follow the micro schema, last year the abbreviated schema.
  • 2022 Staff (FTE) +2,060% on 2021. The accounts now follow the abbreviated schema, last year the micro schema.
Result per fiscal year
Operating resultNet result
-€100,000-€50,000€0€50,000Operating result 2021: -€63,993-€63,993Net result 2021: -€67,048-€67,048Operating result 2022: €10,450€10,450Net result 2022: €5,682€5,682Operating result 2023: €66,563€66,563Net result 2023: €60,945€60,945Operating result 2024: €6,287€6,287Net result 2024: €888€888Operating result 2025: €33,408€33,408Net result 2025: €19,614€19,61420212022202320242025€0€20,000€40,000€60,000Operating result 2023: €66,563€66,600Net result 2023: €60,945€60,900Operating result 2024: €6,287€6,290Net result 2024: €888€888Operating result 2025: €33,408€33,400Net result 2025: €19,614€19,600202320242025
The operating result recovers in 2025; 2025 is 431% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €295,636
Fixed assets €149,790 ▼ 21.8%
Current assets €145,846 ▲ 51.0%
Equity and liabilities €311,769
Equity €24,581 ▲ 395%
Debt €287,188 ▼ 6.0%
Debt's share of the balance-sheet total falls from 98.4% to 92.1%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€87,527▲
2024 · €49,468
Cash flow
€73,733▲
2024 · €44,069
Current ratio
0.51▲
2024 · 0.34
Quick ratio
0.42▲
2024 · 0.25
Debt to equity
11.68▼
2024 · 61.50
ROE
79.8%▲
2024 · 17.9%
ROA
6.3%▲
2024 · 0.3%
Interest coverage
19.78▲
2024 · 11.98
Debt ≤ 1 year
€286,288▲
2024 · €281,099
Debt > 1 year
€0▼
2024 · €18,638
Income taxes
€9,487▲
2024 · €1,383
Staff costs
€615,120▲
2024 · €403,968
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 875 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 97% are still going.

  • Small
  • 5 to 10 years old
  • solvency under 10%
  • a profit of 5% of the balance sheet or more
1.1% went bankrupt
1.9% stopped otherwise
97% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 5.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 875 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet Code20242025
Assets
Total assets20/58€310,449€311,769▲
Formation expenses20€22,317€16,133▼
Fixed assets21/28€191,523€149,790▼
Tangible fixed assets22/27€191,523€149,790▼
Plant, machinery and equipment23€116,352€102,064▼
Furniture and vehicles24€75,171€47,726▼
Current assets29/58€96,609€145,846▲
Stocks and contracts in progress3€26,250€25,287▼
Stocks30/36€26,250€25,287▼
Amounts receivable within one year40/41€13,557€2,682▼
Trade receivables40€13,557€2,082▼
Other amounts receivable41-€600
Cash at bank and in hand54/58€56,802€108,846▲
Deferred charges and accrued income490/1€0€9,032▲
Equity and liabilities
Total equity and liabilities10/49€310,449€311,769▲
Equity10/15€4,967€24,581▲
Contributions10/11€4,500€4,500=
Profit (loss) carried forward14€467€20,081▲
Amounts payable17/49€305,482€287,188▼
Amounts payable after more than one year17€18,638€0▼
Financial debts170/4€18,638€0▼
Amounts payable within one year42/48€281,099€286,288▲
Current portion of amounts payable after more than one year42€28,230€18,638▼
Trade debts44€104,074€73,710▼
Suppliers440/4€104,074€73,710▼
Taxes, remuneration and social security45€76,695€119,740▲
Taxes450/3€17,564€44,894▲
Remuneration and social security454/9€59,131€74,846▲
Other amounts payable47/48€72,100€74,200▲
Accrued charges and deferred income492/3€5,745€900▼
Income statement Code20242025
Remuneration, social security and pensions62€403,968€615,120▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€43,181€54,119▲
Other operating charges640/8€2,395€5,568▲
Gross operating margin9900€455,831€708,215▲
Operating profit (loss)9901€6,287€33,408▲
Financial income75/76B€112€118▲
Recurring financial income75€112€118▲
Financial charges65/66B€4,128€4,425▲
Recurring financial charges65€4,128€4,425▲
Profit (loss) for the period before taxes9903€2,271€29,102▲
Income taxes67/77€1,383€9,487▲
Profit (loss) for the period9904€888€19,614▲
Profit (loss) for the period to be appropriated9905€888€19,614▲
Appropriation of the result
Profit (loss) to be appropriated9906€467€20,081▲
Profit (loss) brought forward from the previous period14P-€421€467▲
Social balance
Average headcount (FTE)9087-14.0

The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Remuneration, social security and pensions62€8,245€388,143€382,432€403,968€615,120▲ 52.3%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11,642€33,233€36,193€43,181€54,119▲ 25.3%
Other operating charges640/8€837€3,003€5,024€2,395€5,568▲ 132%
Gross operating margin9900-€43,269€434,829€490,212€455,831€708,215▲ 55.4%
Operating profit (loss)9901-€63,993€10,450€66,563€6,287€33,408▲ 431%
Financial income75/76B€0€119€897€112€118▲ 5.8%
Recurring financial income75€0€119€897€112€118▲ 5.8%
Non-recurring financial income76B-€119€897---
Financial charges65/66B€3,055€4,887€6,515€4,128€4,425▲ 7.2%
Recurring financial charges65€3,055€4,651€6,515€4,128€4,425▲ 7.2%
Non-recurring financial charges66B-€236----
Profit (loss) for the period before taxes9903-€67,048€5,682€60,945€2,271€29,102▲ 1,181%
Income taxes67/77---€1,383€9,487▲ 586%
Profit (loss) for the period9904-€67,048€5,682€60,945€888€19,614▲ 2,110%
Profit (loss) for the period to be appropriated9905-€67,048€5,682€60,945€888€19,614▲ 2,110%
Line20212022202320242025Change
Assets
Total assets20/58€184,725€268,695€284,682€310,449€311,769▲ 0.4%
Formation expenses20€3,244€9,831€7,271€22,317€16,133▼ 27.7%
Fixed assets21/28€152,885€130,735€111,673€191,523€149,790▼ 21.8%
Tangible fixed assets22/27€152,885€130,735€111,673€191,523€149,790▼ 21.8%
Plant, machinery and equipment23€46,226€26,591€29,561€116,352€102,064▼ 12.3%
Furniture and vehicles24€106,658€104,144€82,112€75,171€47,726▼ 36.5%
Current assets29/58€28,597€128,129€165,739€96,609€145,846▲ 51.0%
Stocks and contracts in progress3-€17,250€17,250€26,250€25,287▼ 3.7%
Stocks30/36-€17,250€17,250€26,250€25,287▼ 3.7%
Amounts receivable within one year40/41€16,171€48,460€5,545€13,557€2,682▼ 80.2%
Trade receivables40-€47,946€5,545€13,557€2,082▼ 84.6%
Other amounts receivable41€16,171€515--€600-
Cash at bank and in hand54/58€12,187€59,707€142,943€56,802€108,846▲ 91.6%
Deferred charges and accrued income490/1€239€2,712-€0€9,032-
Equity and liabilities
Total equity and liabilities10/49€184,725€268,695€284,682€310,449€311,769▲ 0.4%
Equity10/15-€62,548-€56,866€4,079€4,967€24,581▲ 395%
Contributions10/11€4,500€4,500€4,500€4,500€4,500=
Capital10€4,500-----
Issued capital100€4,500-----
Profit (loss) carried forward14-€67,048-€61,366-€421€467€20,081▲ 4,199%
Amounts payable17/49€247,273€325,561€280,603€305,482€287,188▼ 6.0%
Amounts payable after more than one year17€102,611€75,658€47,367€18,638€0▼ 100%
Financial debts170/4€102,611€75,658€47,367€18,638€0▼ 100%
Amounts payable within one year42/48€144,662€246,705€227,832€281,099€286,288▲ 1.8%
Current portion of amounts payable after more than one year42€27,517€26,953€27,985€28,230€18,638▼ 34.0%
Trade debts44€43,879€60,872€53,255€104,074€73,710▼ 29.2%
Suppliers440/4€43,879€60,872€53,255€104,074€73,710▼ 29.2%
Taxes, remuneration and social security45€3,266€85,220€70,722€76,695€119,740▲ 56.1%
Taxes450/3€1,653€30,372€30,067€17,564€44,894▲ 156%
Remuneration and social security454/9€1,613€54,848€40,655€59,131€74,846▲ 26.6%
Other amounts payable47/48€70,000€73,660€75,870€72,100€74,200▲ 2.9%
Accrued charges and deferred income492/3-€3,198€5,403€5,745€900▼ 84.3%
Line20212022202320242025Change
Profit (loss) for the period9904-€67,048€5,682€60,945€888€19,614▲ 2,110%
+ Depreciation and write-downs630€11,642€33,233€36,193€43,181€54,119▲ 25.3%
Operating cash flow (approximation)-€55,406€38,915€97,138€44,069€73,733▲ 67.3%
Investment in fixed assets (approximation)--€11,082-€17,131-€123,031-€12,386▲ 89.9%
Change in cash-€47,520€83,236-€86,141€52,044▲ 160%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
28-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
05-06
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial Highest result since 2021net €60,945 ▲973%
Operating result €66,563, net result €60,945, both a record.
11-07
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial Back to profitnet €5,682
Net result €5,682 after one loss-making year.
29-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zonhoven · 3 establishment units since 2020
seat establishment All 3 establishment units on the map
Ground area
6,622 m²
Building footprint
3,817 m²
Volume, LiDAR
49,100 m³
2 parcels, Flanders · tallest building 28.7 m, ±6 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
3 establishment units
BOCCA NERA
Maaswinkelstraat 12, 3520 ZonhovenFood and beverage service activities
since 20202.310.623.736
BOCCA NERA
Bonnefantenstraat 8, 3500 HasseltFood and beverage service activities
since 20212.312.562.350
BOCCA NERA
Paardsdemerstraat 14, 3500 HasseltRetail sale of bread and pastry (bakery outlets)
since 20242.363.361.349
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71022H0054/00E000 Flanders 5,899 m² 2 · 3,606 m² 28.7 m · 6 fl.
71443E1038/00H002 Flanders 722 m² 1 · 211 m² 6.0 m · 1 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Public money · subsidies and aid

Flemish government

2023 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid
Year Entries awardedpaid
2023 1 2,000 EUR2,000 EUR
Schemes
1 entry · 2,000 EUR · 2,000 EUR paid · Fonds voor Innoveren en Ondernemen

Recognitions · licences · registrations

Food safety, FASFC

2 sites
Hasselt2.363.361.349
2 permissions
Toelating · Detailhandel · since 14-10-2024
Toelating · Eetgelegenheid · since 14-10-2024
Hasselt2.312.562.350
1 permission
Toelating · Eetgelegenheid · since 10-11-2021

Similar companies · same sector, comparable size

Of 20,506 companies in sector 56111 we hold annual accounts for 11,454. 9,151 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded17-11-2020
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
56210Event catering
E-invoicing
Reachable via Peppol
Peppol ID 0208:0758518620
Registered 27-03-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.