BOCA GROUPAGES & SERVICES
ActiveSummary
BOCA GROUPAGES & SERVICES has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €232k and a net result of €-105k. Equity is growing by ~46.4% per year across the filed fiscal years. Its solvency ranks better than 67% of 172 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
55
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability4▼-74
Solvency90▲+47
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 2.67 against 1.19 in 2023; short-term debt: 34% and cash: 2.9% of total assets), and 35% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 50
Relative position
BE, all sectors
reference
Sector 50
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
65%
Return on assets
-29.4%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-10-2025, 68 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
68 d late
2023
47 d late
2022
185 d late
2021
71 d late
2020
170 d late
2019
153 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
€820k
EBIT margin
-4.0%
Net result
€-105k
2023 · €142k
2018: €-25k
2019: €92k
2020: €71k
2021: €21k
2022: €90k
2023: €142k
2018 → 2024
Working capital
€203k▼ 32.7%
2023 · €302k
2018: €-24k
2019: €14k
2020: €59k
2021: €72k
2022: €173k
2023: €302k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€820k
Equity€88k-€109k▲ 23.9%€199k▲ 82.4%€340k▲ 71.1%€232k▼ 31.7%
Operating result€90k-€36k▼ 60.1%€128k▲ 257%€196k▲ 53.2%€-33k
Net result€71k-€21k▼ 70.4%€90k▲ 327%€142k▲ 57.5%€-105k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €33k after €196k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €357k
Fixed assets
€33k ▼ 36.4%
Current assets
€324k ▼ 82.8%
Equity and liabilities €357k
Equity
€232k ▼ 31.7%
Debt
€125k ▼ 92.2%
Debt's share of the balance-sheet total falls from 82.5% to 35.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-14k▼
2023 · €206k
Cash flow
€-87k▼
2023 · €152k
Current ratio
2.67▲
2023 · 1.19
Debt to equity
0.54▼
2023 · 4.70
ROE
-45.2%▼
2023 · 41.6%
ROA
-29.4%▼
2023 · 7.3%
Interest coverage
-5.62▼
2023 · 78.62
Debt ≤ 1 year
€122k▼
2023 · €1.59M
Debt > 1 year
€3k▼
2023 · €13k
Income taxes
€75k▲
2023 · €52k
Staff costs
€62k▼
2023 · €69k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 57 lines
Balance sheet
Code20232024
Assets
Total assets20/58€1.94M€357k▼
Formation expenses20€0€0=
Fixed assets21/28€52k€33k▼
Tangible fixed assets22/27€29k€12k▼
Furniture and vehicles24€29k€11k▼
Other tangible fixed assets26€652€710▲
Financial fixed assets28€22k€21k▼
Current assets29/58€1.89M€324k▼
Amounts receivable after more than one year29€0-
Trade receivables290€0-
Other amounts receivable291€0-
Amounts receivable within one year40/41€1.86M€314k▼
Trade receivables40€1.84M€197k▼
Other amounts receivable41€28k€117k▲
Cash at bank and in hand54/58€26k€10k▼
Deferred charges and accrued income490/1€73€73=
Equity and liabilities
Total equity and liabilities10/49€1.94M€357k▼
Equity10/15€340k€232k▼
Contributions10/11€11k€11k=
Capital10€11k-
Issued capital100€19k-
Uncalled capital101€8k-
Outside capital11-€11k
Share premium1100/10-€11k
Profit (loss) carried forward14€330k€222k▼
Amounts payable17/49€1.60M€125k▼
Amounts payable after more than one year17€13k€3k▼
Financial debts170/4€13k€3k▼
Amounts payable within one year42/48€1.59M€122k▼
Current portion of amounts payable after more than one year42€21k€21k=
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€828k-
Suppliers440/4€828k-
Advances received on contracts in progress46€6k-
Taxes, remuneration and social security45€105k€101k▼
Taxes450/3€68k€101k▲
Remuneration and social security454/9€36k-
Other amounts payable47/48€628k-
Income statement
Code20232024
Turnover70-€820k
Goods, raw materials, services and sundry goods60/61-€772k
Remuneration, social security and pensions62€69k€62k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€18k▲
Other operating charges640/8€6k€313▼
Gross operating margin9900€281k€48k▼
Operating profit (loss)9901€196k€-33k▼
Financial income75/76B€503€4k▲
Recurring financial income75€503€4k▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€3k▼
Non-recurring financial charges66B-€-1k
Profit (loss) for the period before taxes9903€193k€-30k▼
Income taxes67/77€52k€75k▲
Profit (loss) for the period9904€142k€-105k▼
Profit (loss) for the period to be appropriated9905€142k€-105k▼
Appropriation of the result
Profit (loss) to be appropriated9906€330k€222k▼
Profit (loss) brought forward from the previous period14P€188k€327k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
07-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 68 days late
2024
31-12
Financial
Weakest financial yearnet €-105k ▼174%
Net result drops to €-105k, the lowest in the series.
31-12
Financial
Liquidity doublescurrent ratio 2.67
Current ratio from 1.19 to 2.67; short-term debt falls from €1.59M to €122k.
16-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 47 days late
01-02
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 185 days late
2023
31-12
Financial
Highest result since 2018net €142k ▲57.5%
Operating result €196k, net result €142k, both a record.
31-12
Financial
Equity above €200kEq €340k ▲71.1%
5 profitable years in a row build equity to €340k.
2022
31-12
Financial
Equity above €150kEq €199k ▲82.4%
4 profitable years in a row build equity to €199k.
10-10
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 71 days late
17-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 170 days late
2021
31-12
Financial
Equity above €100kEq €109k ▲23.9%
3 profitable years in a row build equity to €109k.
2020
31-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 153 days late
2019
31-12
Financial
Back to profitnet €92k
Net result €92k after one loss-making year.
21-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 2 establishment units since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Peuple (C.) 947033 MonsGround area
3,679 m²
Building footprint
1,045 m²
Volume, LiDAR
8,735 m³
3 parcels, Flanders, Wallonia · tallest building 12.1 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
BOCA GROUPAGES & SERVICES
since 20202.338.741.660
BOCA GROUPAGES & SERVICES
since 20262.389.950.039
3 parcels
Flanders
1
(33.3%)
Wallonia
2
(66.7%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23043C0388/00M000 | Flanders | 3,003 m² | 1 · 923 m² | 11.8 m · 3 fl. |
| 62113B0539/00Z000 | Wallonia | 493 m² | 1 · 73 m² | 6.7 m · 2 fl. |
| 53019B0425/00K003 | Wallonia | 183 m² | 1 · 49 m² | 12.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Kingdom Yacht Supply
BE 0760.808.117
Machelen (Brab.) · Eq €219k
COACH&RACE
BE 0690.920.211
Brussel · Eq €270k
ALLMETAL
BE 0456.514.068
Oudenaarde · Eq €174k
COMPTOIR D'ESCOMPTE DE HUY-LIEGE
BE 0401.441.725
Brussel · Eq €326k
TECHNIMAR
BE 0436.917.791
Sint-Jans-Molenbeek · Eq €366k
Of 96 companies in sector 50100 we hold annual accounts for 38. 22 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-07-2017
Fiscal year end31-12
Activities, NACEBEL 2025
50100Water transport
52250Logistics services
46170Agents in the wholesale of food, beverages and tobacco
46220Wholesale trade
46450Wholesale of perfume and cosmetics
46500Wholesale of information and communication equipment
47251Retail sale of wines and spirits
50200Water transport
61100Wired, wireless and satellite telecommunications
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.