BOBO
ActiveSummary
BOBO has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €369k and a net result of €45k. Equity is growing by ~4.3% per year across the filed fiscal years. Its solvency ranks better than 72% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▲+8
Solvency85▲+11
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity short (current ratio 0.93 against 0.17 in 2024; short-term debt: 35.3% and cash: 1.2% of total assets), and 40% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60%
Return on assets
7.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-09-2026, 39 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
39 d late
2024
28 d late
2023
27 d late
2022
31 d late
2021
22 d late
2020
27 d late
2019
6 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€369k▲ 14.1%
2024 · €323k
2018: €66k
2019: €290k
2020: €298k
2021: €353k
2022: €339k
2023: €317k
2024: €323k
2018 → 2025
Total assets
€615k▼ 6.8%
2024 · €659k
2018: €655k
2019: €858k
2020: €870k
2021: €902k
2022: €772k
2023: €688k
2024: €659k
2018 → 2025
Net result
€45k▲ 659%
2024 · €6k
2018: €1k
2019: €224k
2020: €8k
2021: €55k
2022: €-14k
2023: €-21k
2024: €6k
2018 → 2025
Working capital
€-16k▲ 93.0%
2024 · €-223k
2018: €-389k
2019: €-96k
2020: €-78k
2021: €-143k
2022: €-235k
2023: €-245k
2024: €-223k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€353k-€339k▼ 4.1%€317k▼ 6.3%€323k▲ 1.9%€369k▲ 14.1%
Operating result€67k-€-13k€-16k▼ 20.7%€11k€59k▲ 438%
Net result€55k-€-14k€-21k▼ 47.8%€6k€45k▲ 659%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 438% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €615k
Fixed assets
€413k ▼ 32.7%
Current assets
€201k ▲ 344%
Equity and liabilities €615k
Equity
€369k ▲ 14.1%
Debt
€246k ▼ 26.8%
Debt's share of the balance-sheet total falls from 51.0% to 40.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€86k▲
2024 · €46k
Cash flow
€73k▲
2024 · €41k
Current ratio
0.93▲
2024 · 0.17
Debt to equity
0.67▼
2024 · 1.04
ROE
12.3%▲
2024 · 1.9%
ROA
7.4%▲
2024 · 0.9%
Interest coverage
52.36▲
2024 · 9.00
Debt ≤ 1 year
€217k▼
2024 · €269k
Debt > 1 year
€29k▼
2024 · €67k
Income taxes
€16k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€659k€615k▼
Fixed assets21/28€614k€413k▼
Tangible fixed assets22/27€614k€413k▼
Land and buildings22€614k€410k▼
Plant, machinery and equipment23€189€54▼
Furniture and vehicles24-€3k
Financial fixed assets28€300-
Current assets29/58€45k€201k▲
Amounts receivable within one year40/41€23k€194k▲
Other amounts receivable41€23k€194k▲
Cash at bank and in hand54/58€22k€7k▼
Equity and liabilities
Total equity and liabilities10/49€659k€615k▼
Equity10/15€323k€369k▲
Contributions10/11€46k€46k=
Reserves13€307k€352k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€305k€350k▲
Profit (loss) carried forward14€-30k€-29k▲
Amounts payable17/49€336k€246k▼
Amounts payable after more than one year17€67k€29k▼
Financial debts170/4€67k€29k▼
Amounts payable within one year42/48€269k€217k▼
Current portion of amounts payable after more than one year42€19k€14k▼
Trade debts44€10k€13k▲
Suppliers440/4€10k€13k▲
Taxes, remuneration and social security45€89€16k▲
Taxes450/3€89€16k▲
Other amounts payable47/48€239k€175k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35k€27k▼
Other operating charges640/8€7k€8k▲
Non-recurring operating charges66A€4k€186k▲
Gross operating margin9900€58k€280k▲
Operating profit (loss)9901€11k€59k▲
Financial income75/76B€266€4k▲
Recurring financial income75€266€4k▲
Financial charges65/66B€5k€2k▼
Recurring financial charges65€5k€2k▼
Profit (loss) for the period before taxes9903€6k€61k▲
Income taxes67/77-€16k
Profit (loss) for the period9904€6k€45k▲
Profit (loss) for the period to be appropriated9905€6k€45k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-30k€16k▲
Profit (loss) brought forward from the previous period14P€-36k€-30k▲
Transfer to equity691/2-€45k
To other reserves6921-€45k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 39 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Back to profitnet €6k
Net result €6k after 2 loss-making years.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Weakest financial yearnet €-21k
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
06-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 6 days late
2019
31-12
Financial
Highest result since 2018net €224k ▲17314%
Net result €224k, the highest in the series.
31-12
Financial
Equity above €200kEq €290k ▲338%
2 profitable years in a row build equity to €290k.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
13-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 13 days late
2017
18-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heusden-Zolder · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
G. Gezellelaan 443550 Heusden-ZolderGround area
1,634 m²
Building footprint
308 m²
Parcel 71025A1217/00V000, Flanders. Linked by address, not a title deed.
1 establishment unit
BOBO
since 19972.082.181.610
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71025A1217/00V000 | Flanders | 1,634 m² | 1 · 308 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
KINT PROJECTS
BE 0671.780.923
Waregem · Eq €368,562
COMMERCIA TERRA
BE 0673.695.979
Hasselt · Eq €368,385
WESTIJN INVEST
BE 0860.410.685
Knokke-Heist · Eq €369,206
LORENTIAS
BE 0866.785.070
Geel · Eq €369,390
GROUPE I.B.H.
BE 0403.367.174
Elsene · Eq €367,960
Of 9,694 companies in sector 68121 we hold annual accounts for 7,383. 5,008 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-05-1997
Fiscal year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.