Equity
BOBCONSTRUCT has made a profit without a break since 2023.
BOBCONSTRUCT has made a profit without a break since 2023.
The micro format states no turnover.
Debts rose by €114,251 in 2025.
Green is investment, beige is depreciation.
The 2022 accounts came latest: 32 days after the end of the period.
In July 2024, 6,715 companies had the same profile as BOBCONSTRUCT has now. Each dot stands for 17 companies, two years later.
Another 0.1% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,715 companies, not a prediction for BOBCONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| BOBCONSTRUCT Beyne-Heusay | €166,265 | €33,600 | 20.8% | - |
| SMJ MetaBo Diest | €154,766 | €38,225 | 80.0% | - |
| THIBAT Waremme | €152,788 | €47,501 | 72.6% | - |
| BUCATTI Brussels | €178,416 | €29,654 | 76.0% | - |
| Electro VDW Izegem | €134,335 | €32,576 | 45.1% | - |
| Rustiek Voegwerk Wingene | €156,574 | €42,852 | 19.3% | - |
| EUROCONSTRUCT PROFESSIONAL Nieuwpoort | €138,541 | €33,379 | 16.5% | - |
These companies have the same main activity as BOBCONSTRUCT: bricklaying and masonry work (NACE 43910). They are comparable in size and age: total assets between €134,000 and €178,000, founded between 2020 and 2022.
BOBCONSTRUCT files the micro format. That format states no turnover. The gross margin rose from -€12,424 in 2022 to €33,600 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €280,000. Estimated: probably between €170,000 and €510,000.
Higher than 23% of 37,211 companies in 2025.
Higher than 38% of 36,505 companies in 2025.
Higher than 67% of 36,740 companies in 2025.
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
| Line | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Balance sheet: assets | |||||
20/58 |
166,265 | 28,832 | 22,487 | 12,156 | |
21/28 |
54,596 | 3,948 | 5,033 | - | |
22/27 |
54,596 | 3,948 | 5,033 | - | |
23 |
2,864 | 3,948 | 5,033 | - | |
24 |
51,733 | - | - | - | |
29/58 |
111,669 | 24,884 | 17,454 | 12,156 | |
40/41 |
109,377 | 23,935 | 17,106 | 9,772 | |
40 |
108,577 | 22,508 | 14,740 | 8,493 | |
41 |
800 | 1,427 | 2,366 | 1,280 | |
54/58 |
2,292 | 949 | 286 | 2,384 | |
490/1 |
- | 0 | 62 | - | |
| Balance sheet: equity and liabilities | |||||
10/49 |
166,265 | 28,832 | 22,487 | 12,156 | |
10/15 |
34,520 | 11,339 | 61 | -9,129 | |
10/11 |
4,000 | 4,000 | 4,000 | 4,000 | |
14 |
30,520 | 7,339 | -3,939 | -13,129 | |
17/49 |
131,745 | 17,494 | 22,426 | 21,285 | |
17 |
54,095 | - | - | - | |
170/4 |
54,095 | - | - | - | |
42/48 |
77,650 | 17,494 | 22,426 | 21,285 | |
42 |
9,500 | - | - | - | |
44 |
50,877 | 645 | 818 | 3,211 | |
440/4 |
50,877 | 645 | 818 | 3,211 | |
46 |
7,594 | 7,594 | 2,400 | - | |
45 |
9,584 | 3,519 | 534 | 18,075 | |
450/3 |
9,584 | 2,144 | 34 | 75 | |
454/9 |
- | 1,375 | 500 | 18,000 | |
47/48 |
95 | 5,737 | 18,674 | - | |
| Income statement | |||||
9900 |
33,600 | 15,571 | 10,122 | -12,424 | |
62 |
- | - | - | 232 | |
630 |
1,852 | 1,085 | 391 | - | |
640/8 |
805 | 598 | 372 | 446 | |
9901 |
30,943 | 13,889 | 9,359 | -13,101 | |
75/76B |
- | - | - | 0 | |
75 |
- | - | - | 0 | |
65/66B |
321 | 504 | 169 | 28 | |
65 |
321 | 504 | 169 | 28 | |
9903 |
30,622 | 13,385 | 9,190 | -13,129 | |
67/77 |
7,441 | 2,107 | - | - | |
9904 |
23,181 | 11,277 | 9,190 | -13,129 | |
9905 |
23,181 | 11,277 | 9,190 | -13,129 | |
| Appropriation of the result | |||||
9906 |
30,520 | 7,339 | -3,939 | -13,129 | |
14P |
7,339 | -3,939 | -13,129 | - | |
| Document | |||||
The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 23-07-2026.
| Line | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| 32,795 | 14,974 | 9,750 | - | ||
| 25,033 | 12,362 | 9,581 | - | ||
| 52,500 | 0 | 5,424 | - | ||
| 1,342 | 663 | -2,098 | - | ||
| 34,018 | 7,390 | -4,972 | -9,129 | ||
| 20.8% | 39.3% | 0.3% | -75.1% | ||
| 1.44 | 1.42 | 0.78 | 0.57 | ||
| 3.82 | 1.54 | - | - | ||
| 67.2% | 99.5% | - | - | ||
| 13.9% | 39.1% | 40.9% | -108.0% | ||
| over 100 | 29.71 | 57.84 | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Tangible fixed assets | €52,500 | €0 | €5,424 | - |
| €1,852 | €1,085 | €391 | - |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is 123% higher than in 2024 and the highest since 2022. It is the third rise in a row.
Debt's share of the balance-sheet total rises from 60.7% to 79.2%. Equity and debt are higher.
BOBCONSTRUCT has no parent and no holdings in its annual accounts. is the only director. BOBCONSTRUCT shares no director with another company.
| Nizet, Coralie (sole trader)
establishment since 13-10-2017 |
founded in 2017 0682.905.239 |
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Rue Waoury 68 registered office 4610 Beyne-Heusay | 20-10-2021 | 2.323.447.334 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 62082B0334/00K000 | 35 m² | 1 · 32 m² | 7.6 m · 2 |
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0775.801.347
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