BOBAYA
ActiveSummary
BOBAYA has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €453k and a net result of €50k. Equity is growing by ~27.3% per year across the filed fiscal years. Its solvency ranks better than 54% of 8966 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability77=
Solvency85▲+2
Growth64=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 4.19 against 5.26 in 2023; short-term debt: 16.2% and cash: 3.8% of total assets), and 40.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-10-2025, 83 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
83 d late
2023
51 d late
2022
150 d late
2021
80 d late
2020
93 d late
2019
14 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
€0
2022 · €0
2018: €162k
2019: €191k▲ +17.8% vs 2018highest value
2020: €166k▼ -13.1% vs 2019
2022: €0lowest value
2023: €0lowest value
2018 → 2023
EBIT margin
6.6%▼ 2.8pp
2019 · 9.4%
2018: 12.1%highest in 3 years
2019: 9.4%▼ -22.2% vs 2018
2020: 6.6%▼ -29.6% vs 2019lowest in 3 years
2018 → 2020
Net result
€50k▲ 4.3%
2023 · €48k
2018: €6k
2019: €4k▼ -33.0% vs 2018
2020: €934▼ -76.8% vs 2019lowest in 7 years
2021: €403k▲ +43078% vs 2020highest in 7 years
2022: €28k▼ -93.0% vs 2021
2023: €48k▲ +69.0% vs 2022
2024: €50k▲ +4.3% vs 2023
2018 → 2024
Working capital
€394k▼ 4.6%
2023 · €413k
2018: €563
2019: €-7k▼ -1369% vs 2018lowest in 7 years
2020: €2k▲ +130% vs 2019
2021: €490k▲ +22814% vs 2020highest in 7 years
2022: €467k▼ -4.8% vs 2021
2023: €413k▼ -11.5% vs 2022
2024: €394k▼ -4.6% vs 2023
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€166k-€0€0
2020: €166khighest value
2022: €0lowest value
2023: €0lowest value
Equity€-55k-€345k€364k▲ 5.5%€411k▲ 13.1%€453k▲ 10.3%
2020: €-55klowest in 5 years
2021: €345k▲ +726% vs 2020
2022: €364k▲ +5.5% vs 2021
2023: €411k▲ +13.1% vs 2022
2024: €453k▲ +10.3% vs 2023highest in 5 years
Operating result€11k-€567k▲ 5,059%€21k▼ 96.3%€66k▲ 211%€59k▼ 10.6%
2020: €11klowest in 5 years
2021: €567k▲ +5059% vs 2020highest in 5 years
2022: €21k▼ -96.3% vs 2021
2023: €66k▲ +211% vs 2022
2024: €59k▼ -10.6% vs 2023
Net result€934-€403k▲ 43,078%€28k▼ 93.0%€48k▲ 69.0%€50k▲ 4.3%
2020: €934lowest in 5 years
2021: €403k▲ +43078% vs 2020highest in 5 years
2022: €28k▼ -93.0% vs 2021
2023: €48k▲ +69.0% vs 2022
2024: €50k▲ +4.3% vs 2023
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 11% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €761k
Fixed assets
€243k ▲ 23.1%
Current assets
€517k ▲ 1.5%
Equity and liabilities €761k
Equity
€453k ▲ 10.3%
Provisions
€151k ▲ 3.9%
Debt
€157k ▲ 3.5%
Debt's share of the balance-sheet total falls from 21.4% to 20.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€73k▼
2023 · €75k
Cash flow
€64k▲
2023 · €57k
Current ratio
4.19▼
2023 · 5.26
Debt to equity
0.35▼
2023 · 0.37
ROE
11.0%▼
2023 · 11.6%
ROA
6.5%▼
2023 · 6.7%
Interest coverage
29.83▲
2023 · 21.45
Debt ≤ 1 year
€124k▲
2023 · €97k
Debt > 1 year
€33k▼
2023 · €54k
Income taxes
€23k▼
2023 · €28k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 62 lines
Balance sheet
Code20232024
Assets
Total assets20/58€708k€761k▲
Formation expenses20€0€0=
Fixed assets21/28€198k€243k▲
Tangible fixed assets22/27€198k€243k▲
Land and buildings22€181k€228k▲
Plant, machinery and equipment23€0-
Furniture and vehicles24€15k€10k▼
Other tangible fixed assets26€805€4k▲
Assets under construction and advance payments27€942€662▼
Financial fixed assets28€0-
Current assets29/58€510k€517k▲
Amounts receivable after more than one year29€146k€146k=
Other amounts receivable291€146k€146k=
Amounts receivable within one year40/41€159k€199k▲
Trade receivables40€20k€4k▼
Other amounts receivable41€139k€195k▲
Current investments50/53€166k€138k▼
Cash at bank and in hand54/58€34k€29k▼
Deferred charges and accrued income490/1€4k€5k▲
Equity and liabilities
Total equity and liabilities10/49€708k€761k▲
Equity10/15€411k€453k▲
Contributions10/11€19k€19k=
Revaluation surpluses12€30k€0▼
Reserves13€437k€454k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€435k€452k▲
Distributable reserves133€0-
Profit (loss) carried forward14€-74k€-19k▲
Provisions and deferred taxes16€145k€151k▲
Deferred taxes168€145k€151k▲
Amounts payable17/49€151k€157k▲
Amounts payable after more than one year17€54k€33k▼
Financial debts170/4€54k€33k▼
Amounts payable within one year42/48€97k€124k▲
Current portion of amounts payable after more than one year42€21k€21k▲
Trade debts44€33k€13k▼
Suppliers440/4€33k€13k▼
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€44k€89k▲
Taxes450/3€44k€89k▲
Other amounts payable47/48€0-
Income statement
Code20232024
Turnover70€0-
Goods, raw materials, services and sundry goods60/61€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€14k▲
Other operating charges640/8€8k€31k▲
Gross operating margin9900€83k€104k▲
Operating profit (loss)9901€66k€59k▼
Financial income75/76B€9k€15k▲
Recurring financial income75€9k€15k▲
Financial charges65/66B€4k€2k▼
Recurring financial charges65€4k€2k▼
Profit (loss) for the period before taxes9903€71k€71k▲
Transfer from deferred taxes780€5k€2k▼
Transfer to deferred taxes680-€0
Income taxes67/77€28k€23k▼
Profit (loss) for the period9904€48k€50k▲
Transfer from tax-exempt reserves789€14k€5k▼
Transfer to tax-exempt reserves689-€0
Profit (loss) for the period to be appropriated9905€62k€55k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-74k€-19k▲
Profit (loss) brought forward from the previous period14P€-136k€-74k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €166k | - | €0 | €0 | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | €0 | €0 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €15k | €1k | €6k | €9k | €14k | ▲ 51.9% |
| Other operating charges640/8 | - | €137k | €24k | €8k | €31k | ▲ 306% |
| Non-recurring operating charges66A | - | €18k | - | - | - | - |
| Gross operating margin9900 | €50k | €724k | €51k | €83k | €104k | ▲ 26.0% |
| Operating profit (loss)9901 | €11k | €567k | €21k | €66k | €59k | ▼ 10.6% |
| Financial income75/76B | - | €4k | €3 | €9k | €15k | ▲ 71.0% |
| Recurring financial income75 | - | €4k | €3 | €9k | €15k | ▲ 71.0% |
| Financial charges65/66B | - | €12k | €2k | €4k | €2k | ▼ 30.1% |
| Recurring financial charges65 | €10k | €12k | €2k | €4k | €2k | ▼ 30.1% |
| Profit (loss) for the period before taxes9903 | €934 | €559k | €19k | €71k | €71k | ▲ 0.2% |
| Transfer from deferred taxes780 | - | - | €14k | €5k | €2k | ▼ 61.9% |
| Transfer to deferred taxes680 | - | €154k | - | - | €0 | - |
| Income taxes67/77 | - | €1k | €5k | €28k | €23k | ▼ 17.2% |
| Profit (loss) for the period9904 | €934 | €403k | €28k | €48k | €50k | ▲ 4.3% |
| Transfer from tax-exempt reserves789 | - | - | €5k | €14k | €5k | ▼ 61.9% |
| Transfer to tax-exempt reserves689 | - | €463k | - | - | €0 | - |
| Profit (loss) for the period to be appropriated9905 | €934 | €-60k | €33k | €62k | €55k | ▼ 10.8% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €131k | €584k | €669k | €708k | €761k | ▲ 7.5% |
| Formation expenses20 | - | €0 | €0 | €0 | €0 | - |
| Fixed assets21/28 | €86k | €9k | €108k | €198k | €243k | ▲ 23.1% |
| Tangible fixed assets22/27 | €86k | €9k | €108k | €198k | €243k | ▲ 23.1% |
| Land and buildings22 | - | €0 | - | €181k | €228k | ▲ 26.3% |
| Plant, machinery and equipment23 | - | - | - | €0 | - | - |
| Furniture and vehicles24 | - | €7k | €6k | €15k | €10k | ▼ 34.8% |
| Other tangible fixed assets26 | - | €1k | €1k | €805 | €4k | ▲ 456% |
| Assets under construction and advance payments27 | - | - | €101k | €942 | €662 | ▼ 29.7% |
| Financial fixed assets28 | €10 | €10 | €10 | €0 | - | - |
| Current assets29/58 | €46k | €575k | €561k | €510k | €517k | ▲ 1.5% |
| Amounts receivable after more than one year29 | - | €30k | €146k | €146k | €146k | = |
| Trade receivables290 | - | €30k | €0 | - | - | - |
| Other amounts receivable291 | - | - | €146k | €146k | €146k | = |
| Amounts receivable within one year40/41 | €46k | €179k | €92k | €159k | €199k | ▲ 24.9% |
| Trade receivables40 | - | €109k | €50k | €20k | €4k | ▼ 80.9% |
| Other amounts receivable41 | - | €70k | €42k | €139k | €195k | ▲ 40.3% |
| Current investments50/53 | - | - | €256k | €166k | €138k | ▼ 16.7% |
| Cash at bank and in hand54/58 | - | €364k | €65k | €34k | €29k | ▼ 14.3% |
| Deferred charges and accrued income490/1 | - | €2k | €2k | €4k | €5k | ▲ 12.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €131k | €584k | €669k | €708k | €761k | ▲ 7.5% |
| Equity10/15 | €-55k | €345k | €364k | €411k | €453k | ▲ 10.3% |
| Contributions10/11 | - | €19k | €19k | €19k | €19k | = |
| Revaluation surpluses12 | - | €30k | €30k | €30k | €0 | ▼ 100% |
| Reserves13 | €2k | €465k | €451k | €437k | €454k | ▲ 3.9% |
| Non-distributable reserves130/1 | - | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | - | €2k | €2k | €2k | €2k | = |
| Tax-exempt reserves132 | - | - | - | €435k | €452k | ▲ 3.9% |
| Distributable reserves133 | - | €463k | €449k | €0 | - | - |
| Profit (loss) carried forward14 | €-106k | €-169k | €-136k | €-74k | €-19k | ▲ 74.2% |
| Provisions and deferred taxes16 | - | €154k | €150k | €145k | €151k | ▲ 3.9% |
| Deferred taxes168 | - | €154k | €150k | €145k | €151k | ▲ 3.9% |
| Amounts payable17/49 | €186k | €85k | €156k | €151k | €157k | ▲ 3.5% |
| Amounts payable after more than one year17 | €143k | €0 | €62k | €54k | €33k | ▼ 39.2% |
| Financial debts170/4 | - | €0 | €62k | €54k | €33k | ▼ 39.2% |
| Amounts payable within one year42/48 | €44k | €85k | €94k | €97k | €124k | ▲ 27.4% |
| Current portion of amounts payable after more than one year42 | - | - | €20k | €21k | €21k | ▲ 2.9% |
| Financial debts43 | - | €0 | - | - | - | - |
| Credit institutions430/8 | - | €0 | - | - | - | - |
| Trade debts44 | €16k | €83k | €68k | €33k | €13k | ▼ 58.8% |
| Suppliers440/4 | - | €83k | €68k | €33k | €13k | ▼ 58.8% |
| Advances received on contracts in progress46 | - | - | - | €0 | - | - |
| Taxes, remuneration and social security45 | - | €2k | €6k | €44k | €89k | ▲ 104% |
| Taxes450/3 | - | €2k | €6k | €44k | €89k | ▲ 104% |
| Remuneration and social security454/9 | - | €0 | €0 | - | - | - |
| Other amounts payable47/48 | - | - | - | €0 | - | - |
| Accrued charges and deferred income492/3 | - | - | €0 | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €934 | €403k | €28k | €48k | €50k | ▲ 4.3% |
| + Depreciation and write-downs630 | €15k | €1k | €6k | €9k | €14k | ▲ 51.9% |
| Operating cash flow (approximation) | €16k | €405k | €34k | €57k | €64k | ▲ 12.1% |
| Investment in fixed assets (approximation) | - | €76k | €-106k | €-99k | €-60k | ▲ 39.3% |
| Change in cash | - | - | €-299k | €-31k | €-5k | ▲ 84.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
22-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 83 days late
2024
20-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 51 days late
2023
28-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 150 days late
2022
19-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 80 days late
2021
31-12
Financial
Highest result since 2018net €403k ▲43,078%
Operating result €567k, net result €403k, both a record.
31-12
Financial
Liquidity times 6current ratio 6.79
Current ratio from 1.05 to 6.79.
31-12
Financial
Equity above €200kEq €345k
4 profitable years in a row build equity to €345k.
01-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 93 days late
2020
31-12
Financial
Weakest financial yearnet €934 ▼76.8%
Net result drops to €934, the lowest in the series; recovery starts the following year.
14-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 14 days late
2019
17-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 48 days late
2018
14-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 45 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 60 days late
2016
09-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 40 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 1991
Ground area
3,994 m²
Building footprint
2,223 m²
Volume, LiDAR
33,661 m³
2 parcels, Brussels · tallest building 20.9 m, ±5 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
Establishment
since 19912.053.464.264
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21018A0171/00N002 | Brussels | 3,884 m² | 1 · 2,113 m² | 20.9 m · 5 fl. |
| 21614H0055/00T041 | Brussels | 110 m² | 1 · 110 m² | 14.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,712 companies in sector 73200 we hold annual accounts for 1,782. 1,290 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded24-08-1990
Fiscal year end31-12
Activities, NACEBEL 2025
73200Market research and public opinion polling
Scores and ratios are computed by Checked and are not a credit decision.