BOB S
Bankruptcy closedInactive since 17-09-2026; last annual accounts for fiscal year 2020.
Summary
BOB S was declared bankrupt on 07-10-2024 (Tribunal de l’entreprise de Liège, division Liège); the bankruptcy was closed for insufficient assets by judgment of 15-09-2026, published in the Belgian State Gazette on 23-09-2026.
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2020 was due by 31-07-2021 and was filed on 28-10-2021, 89 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
not filed
2021
not filed
2020
89 d late
2019
56 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 2 accounts on average 73 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (1)
History
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Financials · fiscal year 2020, micro schema
Turnover
€592,575
EBIT margin
-1.6%
Net result
-€11,159▲ 19.8%
2019 · -€13,917
Working capital
€10,582▼ 50.5%
2019 · €21,388
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line201820192020
Turnover€592,575
Operating result€21,372--€9,641-€9,650▼ 0.1%
Net result€16,983--€13,917-€11,159▲ 19.8%
EBIT margin-1.6%
Equity€35,658-€21,741▼ 39.0%€10,582▼ 51.3%
Total assets€120,847-€65,017▼ 46.2%€91,250▲ 40.3%
Debt€85,190-€43,276▼ 49.2%€80,668▲ 86.4%
Working capital€34,733-€21,388▼ 38.4%€10,582▼ 50.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €9,650 in 2020 against €9,641 in 2019; the loss grows and 2020 has the lowest result in the available series.
Balance-sheet composition
2020 in colour, 2019 as the grey bar beneath
Equity and liabilities €91,250
Equity
€10,582 ▼ 51.3%
Debt
€80,668 ▲ 86.4%
Debt's share of the balance-sheet total rises from 66.6% to 88.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€9,297▼
2019 · -€9,069
Cash flow
-€10,806▲
2019 · -€13,345
Current ratio
1.13▼
2019 · 1.49
Quick ratio
0.60▼
2019 · 0.82
ROE
-105.4%▼
2019 · -64.0%
ROA
-12.2%▲
2019 · -21.4%
Debt ≤ 1 year
€80,668▲
2019 · €43,276
Income taxes
€924▼
2019 · €4,000
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | Change |
|---|---|---|---|---|
| Turnover70 | - | - | €592,575 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €572 | €572 | €352 | ▼ 38.4% |
| Gross operating margin9900 | €22,059 | -€1,953 | -€6,689 | ▼ 242% |
| Operating profit (loss)9901 | €21,372 | -€9,641 | -€9,650 | ▼ 0.1% |
| Recurring financial income75 | €9 | €1 | €35 | ▲ 2,552% |
| Recurring financial charges65 | €170 | €278 | €620 | ▲ 123% |
| Profit (loss) for the period before taxes9903 | €21,211 | -€9,917 | -€10,235 | ▼ 3.2% |
| Income taxes67/77 | €4,228 | €4,000 | €924 | ▼ 76.9% |
| Profit (loss) for the period9904 | €16,983 | -€13,917 | -€11,159 | ▲ 19.8% |
| Profit (loss) for the period to be appropriated9905 | €16,983 | -€13,917 | -€11,159 | ▲ 19.8% |
| Line | 2018 | 2019 | 2020 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €120,847 | €65,017 | €91,250 | ▲ 40.3% |
| Formation expenses20 | - | €0 | - | - |
| Fixed assets21/28 | €924 | €352 | €0 | ▼ 100% |
| Tangible fixed assets22/27 | €924 | €352 | €0 | ▼ 100% |
| Current assets29/58 | €119,923 | €64,665 | €91,250 | ▲ 41.1% |
| Stocks and contracts in progress3 | €50,350 | €29,150 | €42,648 | ▲ 46.3% |
| Amounts receivable within one year40/41 | €37,250 | €13,300 | €10,800 | ▼ 18.8% |
| Cash at bank and in hand54/58 | €31,586 | €22,215 | €37,801 | ▲ 70.2% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €120,847 | €65,017 | €91,250 | ▲ 40.3% |
| Equity10/15 | €35,658 | €21,741 | €10,582 | ▼ 51.3% |
| Contributions10/11 | €18,600 | €18,600 | - | - |
| Reserves13 | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | €15,198 | €1,281 | -€9,878 | ▼ 871% |
| Amounts payable17/49 | €85,190 | €43,276 | €80,668 | ▲ 86.4% |
| Amounts payable within one year42/48 | €85,190 | €43,276 | €80,668 | ▲ 86.4% |
| Trade debts44 | €17,302 | €1,303 | €11,002 | ▲ 744% |
| Line | 2018 | 2019 | 2020 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €16,983 | -€13,917 | -€11,159 | ▲ 19.8% |
| + Depreciation and write-downs630 | €572 | €572 | €352 | ▼ 38.4% |
| Operating cash flow (approximation) | €17,555 | -€13,345 | -€10,806 | ▲ 19.0% |
| Investment in fixed assets (approximation) | - | €0 | €0 | - |
| Change in cash | - | -€9,372 | €15,586 | ▲ 266% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
23-09
Bankruptcy
Bankruptcy closure (insufficient assets)
Tribunal de l’entreprise de Liège, division Liège · event 15-09-2026
2024
14-10
Bankruptcy
Opening
Tribunal de l’entreprise de Liège, division Liège · event 07-10-2024
2021
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 89 days late
2020
25-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 56 days late
2019
31-12
Financial
Weakest financial yearnet -€13,917
Net result drops to -€13,917, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
13-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 13 days late
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
26-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 26 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège
Ground area
375 m²
Parcel 62078A0047/00D002, Wallonia. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62078A0047/00D002 | Wallonia | 375 m² | - | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | ISABELLE BERREWAERTS PLACE PUISSANT 13,
4171 POULSEUR |
07-10-2024 → 15-09-2026 |