BO(U)FFÉ
ActiveThe computed 12-month bankruptcy probability of BO(U)FFÉ is 1.8% (moderate). The 2024 annual accounts show equity of €188k and a net result of €215k. Equity is growing by ~25.4% per year across the filed fiscal years. Its solvency ranks better than 37% of 2935 sector peers (fiscal year 2024). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
66
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability99▲+12
Solvency46▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity short (current ratio 0.91 against 0.74 in 2023; short-term debt: 57.7% and cash: 28.5% of total assets), and 78.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-06-2025, 44 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
44 d early
2023
61 d early
2022
42 d early
2021
16 d early
2020
1 d early
2019
35 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€188k▲ 28.9%
2023 · €146k
2018: €4k
2019: €7k
2020: €7k
2021: €124k
2022: €130k
2023: €146k
2018 → 2024
Total assets
€883k▲ 33.7%
2023 · €660k
2018: €575k
2019: €479k
2020: €435k
2021: €670k
2022: €669k
2023: €660k
2018 → 2024
Net result
€215k▲ 125%
2023 · €95k
2018: €3k
2019: €11k
2020: €184
2021: €117k
2022: €51k
2023: €95k
2018 → 2024
Working capital
€-45k▲ 43.2%
2023 · €-78k
2018: €52k
2019: €-7k
2020: €-3
2021: €-26k
2022: €-97k
2023: €-78k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€7k-€124k▲ 1,689%€130k▲ 5.2%€146k▲ 11.8%€188k▲ 28.9%
Operating result€18k-€130k▲ 609%€73k▼ 43.5%€129k▲ 75.7%€242k▲ 87.9%
Net result€184-€117k▲ 63,526%€51k▼ 55.9%€95k▲ 85.2%€215k▲ 125%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 88% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €883k
Fixed assets
€418k▼ 4.4%
Current assets
€465k▲ 108%
Equity and liabilities €883k
Equity
€188k▲ 28.9%
Debt
€695k▲ 35.1%
The debt ratio rises from 78.0% to 78.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€352k▲
2023 · €228k
Cash flow
€325k▲
2023 · €194k
Solvency
21.3%▼
2023 · 22.0%
Current ratio
0.91▲
2023 · 0.74
Quick ratio
0.87▲
2023 · 0.67
Debt / equity
3.70▲
2023 · 3.54
ROE
114.5%▲
2023 · 65.5%
ROA
24.3%▲
2023 · 14.4%
Interest coverage
22.10▲
2023 · 10.01
Debt
€695k▲
2023 · €515k
Debt ≤ 1 year
€510k▲
2023 · €302k
Debt > 1 year
€184k▼
2023 · €213k
Income taxes
€13k▲
2023 · €11k
Staff costs
€493k▼
2023 · €519k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€660k€883k▲
Fixed assets21/28€437k€418k▼
Intangible fixed assets21€73k€54k▼
Tangible fixed assets22/27€364k€363k▼
Plant, machinery and equipment23€282k€239k▼
Furniture and vehicles24€30k€32k▲
Other tangible fixed assets26€51k€93k▲
Financial fixed assets28€558€558=
Current assets29/58€223k€465k▲
Amounts receivable after more than one year29-€7k
Other amounts receivable291-€7k
Stocks and contracts in progress3€22k€20k▼
Stocks30/36€22k€20k▼
Amounts receivable within one year40/41€118k€177k▲
Trade receivables40€5k€35k▲
Other amounts receivable41€113k€143k▲
Cash at bank and in hand54/58€75k€251k▲
Deferred charges and accrued income490/1€8k€10k▲
Equity and liabilities
Total equity and liabilities10/49€660k€883k▲
Equity10/15€146k€188k▲
Contributions10/11€6k€19k▲
Reserves13€482€482=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€482€482=
Profit (loss) carried forward14€139k€169k▲
Amounts payable17/49€515k€695k▲
Amounts payable after more than one year17€213k€184k▼
Financial debts170/4€213k€184k▼
Amounts payable within one year42/48€302k€510k▲
Current portion of amounts payable after more than one year42€47k€31k▼
Financial debts43€0€5k▲
Credit institutions430/8€0€5k▲
Trade debts44€92k€188k▲
Suppliers440/4€92k€188k▲
Advances received on contracts in progress46€2k€5k▲
Taxes, remuneration and social security45€64k€80k▲
Taxes450/3€13k€19k▲
Remuneration and social security454/9€51k€61k▲
Other amounts payable47/48€97k€200k▲
Accrued charges and deferred income492/3€62€1k▲
Income statement
Code20232024
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€519k€493k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€99k€110k▲
Other operating charges640/8€6k€3k▼
Non-recurring operating charges66A€0€1k▲
Gross operating margin9900€753k€850k▲
Operating profit (loss)9901€129k€242k▲
Financial income75/76B€0€2k▲
Recurring financial income75€0€2k▲
Financial charges65/66B€23k€16k▼
Recurring financial charges65€23k€16k▼
Profit (loss) for the period before taxes9903€106k€228k▲
Income taxes67/77€11k€13k▲
Profit (loss) for the period9904€95k€215k▲
Profit (loss) for the period to be appropriated9905€95k€215k▲
Appropriation of the result
Profit (loss) to be appropriated9906€219k€354k▲
Profit (loss) brought forward from the previous period14P€123k€139k▲
Profit to be distributed694/7€80k€185k▲
Directors or managers695€80k€185k▲
Social balance
Average headcount (FTE)908711.510.3▼
The notes to these accounts (22 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €215k ▲125%
Operating result €242k, net result €215k, both a record.
31-12
Financial
Equity above €150kEq €188k ▲28.9%
7 profitable years in a row build equity to €188k.
31-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €100kEq €124k ▲1689%
4 profitable years in a row build equity to €124k.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €184 ▼98.4%
Net result drops to €184, the lowest in the series; recovery starts the following year.
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heusden-Zolder · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stationsstraat 673550 Heusden-ZolderGround area
2,191 m²
Building footprint
863 m²
Volume, LiDAR
4,193 m³
2 parcels, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bogèst Borgloon
since 20172.264.615.844
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73009A0313/00E000 | Flanders | 1,349 m² | 1 · 544 m² | 8.6 m · 2 fl. |
| 71065A0453/00E000 | Flanders | 842 m² | 1 · 319 m² | 7.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteTongeren-Borgloon2.264.615.844
Similar companies · same sector, comparable size
BISTRO RACINE
BE 0568.971.217
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A.S. Restauration
BE 0680.659.688
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VERT AUTRE CHOSE
BE 0552.507.842
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RESTAURANT MICHEL
BE 0861.088.992
Dilbeek · Eq €188k
Top Délice
BE 0541.708.970
Brussel · Eq €187k
Of 20,495 companies in sector 56111 we hold annual accounts for 11,462. 8,679 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-02-2017
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.