Bo-Té
ActiveSummary
Bo-Té has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €135,439 and a net result of €6,720. Equity is shrinking by ~4.5% per year across the filed fiscal years. Its solvency ranks better than 95% of 19362 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability75=
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11,000 at 30 days acceptable
Liquidity ample (current ratio 8.06 against 17.8 in 2023; short-term debt: 3.7% and cash: 28.9% of total assets), and 4.8% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 06-06-2025, 55 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
55 d early
2023
120 d early
2022
118 d early
2021
129 d early
2020
31 d early
2019
31 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 81 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€135,439▼ 47.0%
2023 · €255,533
Total assets
€142,270▼ 46.5%
2023 · €265,682
Net result
€6,720▼ 48.0%
2023 · €12,922
Working capital
€37,537▼ 74.2%
2023 · €145,225
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€36,690▼ 18.2%€24,988▼ 31.9%€32,541▲ 30.2%€19,870▼ 38.9%€7,251▼ 63.5%
Net result€30,522▲ 8.7%€13,339▼ 56.3%€18,769▲ 40.7%€12,922▼ 31.2%€6,720▼ 48.0%
Equity€215,368▲ 15.5%€227,107▲ 5.5%€244,277▲ 7.6%€255,533▲ 4.6%€135,439▼ 47.0%
Total assets€511,163▼ 31.4%€345,023▼ 32.5%€257,673▼ 25.3%€265,682▲ 3.1%€142,270▼ 46.5%
Debt€295,795▼ 47.0%€117,916▼ 60.1%€13,396▼ 88.6%€10,149▼ 24.2%€6,832▼ 32.7%
Working capital€337,883▲ 18.4%€192,005▼ 43.2%€121,571▼ 36.7%€145,225▲ 19.5%€37,537▼ 74.2%
Staff (FTE)1.4▼ 22.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 64% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €142,270
Fixed assets
€99,417 ▼ 11.1%
Current assets
€42,853 ▼ 72.1%
Equity and liabilities €142,270
Equity
€135,439 ▼ 47.0%
Debt
€6,832 ▼ 32.7%
Debt's share of the balance-sheet total rises from 3.8% to 4.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€19,648▼
2023 · €32,267
Cash flow
€19,117▼
2023 · €25,319
Current ratio
8.06▼
2023 · 17.80
Debt to equity
0.05▲
2023 · 0.04
ROE
5.0%▼
2023 · 5.1%
ROA
4.7%▼
2023 · 4.9%
Interest coverage
223.30▲
2023 · 185.90
Debt ≤ 1 year
€5,317▼
2023 · €8,643
Income taxes
€3,608▼
2023 · €6,804
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 10,891 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
0.6%
went bankrupt
4.0%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 10,891 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €12,397 | €12,397 | €12,397 | €12,397 | €12,397 | = |
| Other operating charges640/8 | - | - | €7,715 | €8,101 | €8,274 | ▲ 2.1% |
| Gross operating margin9900 | €84,856 | €42,419 | €52,652 | €40,368 | €27,923 | ▼ 30.8% |
| Operating profit (loss)9901 | €36,690 | €24,988 | €32,541 | €19,870 | €7,251 | ▼ 63.5% |
| Financial income75/76B | - | - | - | €29 | €3,165 | ▲ 10,779% |
| Recurring financial income75 | €9,704 | €14 | - | €29 | €3,165 | ▲ 10,779% |
| Financial charges65/66B | - | - | €4,424 | €174 | €88 | ▼ 49.3% |
| Recurring financial charges65 | €5,243 | €4,410 | €4,424 | €174 | €88 | ▼ 49.3% |
| Profit (loss) for the period before taxes9903 | €41,151 | €20,592 | €28,117 | €19,726 | €10,328 | ▼ 47.6% |
| Income taxes67/77 | €10,629 | €7,253 | €9,348 | €6,804 | €3,608 | ▼ 47.0% |
| Profit (loss) for the period9904 | €30,522 | €13,339 | €18,769 | €12,922 | €6,720 | ▼ 48.0% |
| Profit (loss) for the period to be appropriated9905 | €30,664 | €13,339 | €18,769 | €12,922 | €6,720 | ▼ 48.0% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €511,163 | €345,023 | €257,673 | €265,682 | €142,270 | ▼ 46.5% |
| Fixed assets21/28 | €149,005 | €136,608 | €124,211 | €111,814 | €99,417 | ▼ 11.1% |
| Tangible fixed assets22/27 | €149,005 | €136,608 | €124,211 | €111,814 | €99,417 | ▼ 11.1% |
| Land and buildings22 | - | - | €124,211 | €111,814 | €99,417 | ▼ 11.1% |
| Current assets29/58 | €362,158 | €208,415 | €133,462 | €153,868 | €42,853 | ▼ 72.1% |
| Stocks and contracts in progress3 | €5,692 | - | - | - | - | - |
| Amounts receivable within one year40/41 | €21,422 | €971 | €1,840 | - | - | - |
| Other amounts receivable41 | - | - | €1,840 | - | - | - |
| Cash at bank and in hand54/58 | €334,448 | €194,366 | €127,349 | €152,515 | €41,071 | ▼ 73.1% |
| Deferred charges and accrued income490/1 | - | - | €4,273 | €1,353 | €1,782 | ▲ 31.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €511,163 | €345,023 | €257,673 | €265,682 | €142,270 | ▼ 46.5% |
| Equity10/15 | €215,368 | €227,107 | €244,277 | €255,533 | €135,439 | ▼ 47.0% |
| Contributions10/11 | - | - | €20,000 | €20,000 | - | - |
| Reserves13 | €195,368 | €207,107 | €224,277 | €235,533 | €135,439 | ▼ 42.5% |
| Tax-exempt reserves132 | - | - | €146 | €146 | €146 | = |
| Distributable reserves133 | - | - | €224,130 | €235,386 | €135,292 | ▼ 42.5% |
| Amounts payable17/49 | €295,795 | €117,916 | €13,396 | €10,149 | €6,832 | ▼ 32.7% |
| Amounts payable after more than one year17 | €270,000 | €100,000 | - | - | - | - |
| Amounts payable within one year42/48 | €24,275 | €16,410 | €11,890 | €8,643 | €5,317 | ▼ 38.5% |
| Trade debts44 | €816 | €788 | €551 | €633 | €768 | ▲ 21.3% |
| Suppliers440/4 | - | - | €551 | €633 | €768 | ▲ 21.3% |
| Taxes, remuneration and social security45 | - | - | €1,877 | €93 | €14 | ▼ 85.2% |
| Taxes450/3 | - | - | €1,877 | €93 | €14 | ▼ 85.2% |
| Other amounts payable47/48 | - | - | €9,462 | €7,917 | €4,535 | ▼ 42.7% |
| Accrued charges and deferred income492/3 | - | - | €1,506 | €1,506 | €1,515 | ▲ 0.6% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €30,522 | €13,339 | €18,769 | €12,922 | €6,720 | ▼ 48.0% |
| + Depreciation and write-downs630 | €12,397 | €12,397 | €12,397 | €12,397 | €12,397 | = |
| Operating cash flow (approximation) | €42,919 | €25,736 | €31,166 | €25,319 | €19,117 | ▼ 24.5% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | -€140,082 | -€67,017 | €25,166 | -€111,443 | ▼ 543% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
06-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €6,720 ▼48%
Net result drops to €6,720, the lowest in the series.
02-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
04-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
24-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €30,522 ▲8.7%
Net result €30,522, the highest in the series.
31-12
Financial
Liquidity times 7current ratio 14.92
Current ratio from 2.11 to 14.92; short-term debt falls from €256,066 to €24,275.
31-12
Financial
Equity above €200,000Eq €215,368 ▲15.5%
3 profitable years in a row build equity to €215,368.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
25-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Destelbergen · 1 establishment unit since 2011
Ground area
368 m²
Building footprint
71 m²
Volume, LiDAR
437 m³
Parcel 44372A0374/00K000, Flanders · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bo-Té
since 20112.198.463.527
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44372A0374/00K000 | Flanders | 368 m² | 1 · 71 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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JASON PROJECTS
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Of 7,326 companies in sector 68110 we hold annual accounts for 5,384. 3,793 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-04-2011
Fiscal year end31-12
Activities, NACEBEL 2025
68110Buying and selling of own real estate
47714Retail trade
47715Retail trade
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
E-invoicing
Reachable via Peppol
Peppol ID
0208:0835182371
Also
9925:BE0835182371
Registered
28-01-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.