Bo-Erasmus
ActiveBo-Erasmus has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €84k and a net result of €15k. Equity is growing by ~12.9% per year across the filed fiscal years. Its solvency ranks better than 42% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▲+28
Solvency72▲+6
Growth32=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity short (current ratio 0.8 against 0.41 in 2024; short-term debt: 53.5% and cash: 1.8% of total assets), and 53.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46.5%
Return on assets
8.5%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
19 d late
2024
28 d early
2023
36 d early
2022
on the day
2021
29 d late
2020
30 d late
2019
92 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€84k▲ 22.4%
2024 · €69k
2018: €395k
2019: €39k
2020: €34k
2021: €41k
2022: €81k
2023: €93k
2024: €69k
2018 → 2025
Total assets
€181k▲ 7.4%
2024 · €169k
2018: €520k
2019: €525k
2020: €293k
2021: €304k
2022: €323k
2023: €235k
2024: €169k
2018 → 2025
Net result
€15k
2024 · €-24k
2018: €43k
2019: €9k
2020: €-5k
2021: €7k
2022: €35k
2023: €12k
2024: €-24k
2018 → 2025
Working capital
€-19k▲ 67.0%
2024 · €-59k
2018: €69k
2019: €-301k
2020: €-206k
2021: €-201k
2022: €-133k
2023: €-70k
2024: €-59k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€41k-€81k▲ 97.5%€93k▲ 14.7%€69k▼ 26.1%€84k▲ 22.4%
Operating result€7k-€52k▲ 638%€18k▼ 64.9%€-24k€17k
Net result€7k-€35k▲ 390%€12k▼ 65.9%€-24k€15k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €17k after a loss of €24k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €181k
Fixed assets
€104k▼ 18.9%
Current assets
€77k▲ 90.0%
Equity and liabilities €181k
Equity
€84k▲ 22.4%
Debt
€97k▼ 2.9%
The debt ratio falls from 59.2% to 53.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€52k▲
2024 · €11k
Cash flow
€50k▲
2024 · €11k
Solvency
46.5%▲
2024 · 40.8%
Current ratio
0.80▲
2024 · 0.41
Quick ratio
0.80▲
2024 · 0.41
Debt / equity
1.15▼
2024 · 1.45
ROE
18.3%▲
2024 · -35.3%
ROA
8.5%▲
2024 · -14.4%
Interest coverage
364.12▲
2024 · 58.29
Debt
€97k▼
2024 · €100k
Debt ≤ 1 year
€97k▼
2024 · €100k
Income taxes
€2k▲
2024 · €132
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€169k€181k▲
Fixed assets21/28€128k€104k▼
Tangible fixed assets22/27€128k€104k▼
Land and buildings22€85k€71k▼
Plant, machinery and equipment23€14k€5k▼
Furniture and vehicles24€27k€27k▼
Other tangible fixed assets26€1k€1k=
Current assets29/58€41k€77k▲
Amounts receivable within one year40/41€8k€5k▼
Trade receivables40-€5k
Other amounts receivable41€8k€735▼
Current investments50/53€25k€65k▲
Cash at bank and in hand54/58€895€3k▲
Deferred charges and accrued income490/1€7k€4k▼
Equity and liabilities
Total equity and liabilities10/49€169k€181k▲
Equity10/15€69k€84k▲
Contributions10/11€24k€20k▼
Reserves13€54k€64k▲
Distributable reserves133€54k€64k▲
Profit (loss) carried forward14€-9k-
Amounts payable17/49€100k€97k▼
Amounts payable within one year42/48€100k€97k▼
Current portion of amounts payable after more than one year42€5k-
Financial debts43€41€44▲
Credit institutions430/8€41€44▲
Trade debts44€451€4k▲
Suppliers440/4€451€4k▲
Taxes, remuneration and social security45€414€4k▲
Taxes450/3€414€4k▲
Other amounts payable47/48€94k€89k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35k€34k▼
Other operating charges640/8€4k€4k▼
Gross operating margin9900€14k€55k▲
Operating profit (loss)9901€-24k€17k▲
Financial income75/76B€103€202▲
Recurring financial income75€103€202▲
Financial charges65/66B€185€141▼
Recurring financial charges65€185€141▼
Profit (loss) for the period before taxes9903€-24k€17k▲
Income taxes67/77€132€2k▲
Profit (loss) for the period9904€-24k€15k▲
Profit (loss) for the period to be appropriated9905€-24k€15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-9k€6k▲
Profit (loss) brought forward from the previous period14P€15k€-9k▼
Transfer to equity691/2-€6k
To other reserves6921-€6k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 19 days late
2025
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-24k ▼303%
Net result drops to €-24k, the lowest in the series; recovery starts the following year.
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 92 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Varkensmarkt 241000 BrusselGround area
203 m²
Building footprint
847 m²
Volume, LiDAR
28,827 m³
Parcel 21812N0232/00G000, Brussels · tallest building 37.6 m, ±12 floors. Linked by address, not a title deed.
1 establishment unit
Bo-Erasmus
since 20102.191.448.150
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21812N0232/00G000 | Brussels | 203 m² | 1 · 847 m² | 37.6 m · 12 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 40,263 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-07-2010
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.