BO-BOIS
ActiveSummary
BO-BOIS has been active since 1978 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €293k and a net result of €-17k. Equity is growing by ~3.2% per year across the filed fiscal years. Its solvency ranks better than 64% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability28▼-15
Solvency73▲+2
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 1.6 against 1.72 in 2024; short-term debt: 29.3% and cash: 34.6% of total assets), but 51.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
21 d late
2024
13 d early
2023
49 d early
2022
62 d early
2021
62 d early
2020
61 d early
2019
67 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€293k▼ 5.5%
2024 · €310k
2018: €247k
2019: €265k
2020: €273k
2021: €275k
2022: €299k
2023: €303k
2024: €310k
2018 → 2025
Total assets
€607k▼ 9.9%
2024 · €673k
2018: €806k
2019: €807k
2020: €785k
2021: €745k
2022: €743k
2023: €698k
2024: €673k
2018 → 2025
Net result
€-17k
2024 · €7k
2018: €832
2019: €18k
2020: €8k
2021: €2k
2022: €24k
2023: €4k
2024: €7k
2018 → 2025
Working capital
€107k▼ 21.0%
2024 · €136k
2018: €42k
2019: €67k
2020: €83k
2021: €72k
2022: €234k
2023: €157k
2024: €136k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€275k-€299k▲ 8.5%€303k▲ 1.4%€310k▲ 2.5%€293k▼ 5.5%
Operating result€14k-€48k▲ 241%€21k▼ 56.2%€28k▲ 34.2%€-2k
Net result€2k-€24k▲ 936%€4k▼ 82.4%€7k▲ 79.6%€-17k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €2k after €28k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €607k
Fixed assets
€322k ▼ 7.5%
Current assets
€285k ▼ 12.5%
Equity and liabilities €607k
Equity
€293k ▼ 5.5%
Debt
€313k ▼ 13.7%
Debt's share of the balance-sheet total falls from 53.9% to 51.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€25k▼
2024 · €52k
Cash flow
€10k▼
2024 · €31k
Current ratio
1.60▼
2024 · 1.72
Quick ratio
1.26▼
2024 · 1.42
Debt to equity
1.07▼
2024 · 1.17
ROE
-5.8%▼
2024 · 2.4%
ROA
-2.8%▼
2024 · 1.1%
Interest coverage
1.48▼
2024 · 2.78
Debt ≤ 1 year
€178k▼
2024 · €190k
Debt > 1 year
€126k▼
2024 · €173k
Income taxes
€0▼
2024 · €2k
Staff costs
€56k▼
2024 · €67k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines
Balance sheet
Code20242025
Assets
Total assets20/58€673k€607k▼
Fixed assets21/28€347k€322k▼
Tangible fixed assets22/27€346k€320k▼
Land and buildings22€315k€295k▼
Plant, machinery and equipment23€6k€4k▼
Furniture and vehicles24€25k€21k▼
Financial fixed assets28€1k€1k=
Current assets29/58€326k€285k▼
Stocks and contracts in progress3€56k€61k▲
Stocks30/36€51k€51k=
Contracts in progress37€5k€10k▲
Amounts receivable within one year40/41€29k€10k▼
Trade receivables40€16k€2k▼
Other amounts receivable41€12k€8k▼
Current investments50/53€120k€0▼
Cash at bank and in hand54/58€117k€210k▲
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€673k€607k▼
Equity10/15€310k€293k▼
Contributions10/11€19k€19k=
Reserves13€292k€275k▼
Distributable reserves133€292k€275k▼
Amounts payable17/49€363k€313k▼
Amounts payable after more than one year17€173k€126k▼
Financial debts170/4€173k€126k▼
Amounts payable within one year42/48€190k€178k▼
Current portion of amounts payable after more than one year42€49k€47k▼
Trade debts44€6k€11k▲
Suppliers440/4€6k€11k▲
Taxes, remuneration and social security45€1k€4k▲
Taxes450/3€1k€473▼
Remuneration and social security454/9-€3k
Other amounts payable47/48€134k€116k▼
Accrued charges and deferred income492/3-€9k
Income statement
Code20242025
Non-recurring operating income76A€5k€0▼
Remuneration, social security and pensions62€67k€56k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€27k▲
Other operating charges640/8€2k€5k▲
Non-recurring operating charges66A-€498
Gross operating margin9900€121k€86k▼
Operating profit (loss)9901€28k€-2k▼
Financial income75/76B€157€2k▲
Recurring financial income75€157€2k▲
Financial charges65/66B€19k€17k▼
Recurring financial charges65€19k€17k▼
Profit (loss) for the period before taxes9903€10k€-17k▼
Income taxes67/77€2k€0▼
Profit (loss) for the period9904€7k€-17k▼
Profit (loss) for the period to be appropriated9905€7k€-17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€7k€-17k▼
Transfer from equity791/2-€17k
Transfer to equity691/2€7k€0▼
To contributions691€0-
To other reserves6921€7k€0▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
2025
31-12
Financial
Weakest financial yearnet €-17k ▼328%
Net result drops to €-17k, the lowest in the series.
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €24k ▲936%
Operating result €48k, net result €24k, both a record.
30-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
25-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
11-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mouscron · 1 establishment unit since 1979
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Legerstraat(D) 857711 MouscronGround area
2,269 m²
Building footprint
226 m²
Volume, LiDAR
2,210 m³
Parcel 54003R1133/00A000, Wallonia · tallest building 12.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Sint-Legerstraat(D) 85, 7711 Mouscron
since 19792.015.601.996
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 54003R1133/00A000indicative | Wallonia | 2,269 m² | 1 · 225 m² | 12.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FEDEPRIMMO
BE 0476.375.611
Ath · Eq €293,444
C.V.G.
BE 0737.683.515
Kortrijk · Eq €293,933
BFF PROJECTS ou BERNARD STREEL
BE 0840.268.141
Rixensart · Eq €293,032
IMDES
BE 0437.048.049
Tielt · Eq €294,163
AEF Construct
BE 0744.977.420
Kortenberg · Eq €294,381
Of 9,694 companies in sector 68121 we hold annual accounts for 7,383. 5,175 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-11-1978
Fiscal year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
47521Retail sale of hardware, building materials, paint and glass (general range)
41001General construction of residential buildings
43320Joinery installation
47789Other retail sale of new goods
Sources
Crossroads Bank for EnterprisesNational Bank · 47 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.